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Page Reviewed / Updated – August 27, 2020

The 10 Best Assisted Living Facilities in Oceanside, CA

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Oceanside is one of the jewel communities of California’s Pacific coast. Laid out along the glittering white sand beach, Oceanside enjoys mild climate conditions with breezy sunshine throughout the year. Home to 176,000 people, 15.5% of whom are seniors aged 65 and over, Oceanside is a community of beaches and bike trails, five-star restaurants overlooking the marina and plenty of public and private golf courses, some of which are stops on the PGA tour.

The city of Oceanside can be very welcoming for seniors. Multiple senior centers around town organize community events, including congregate meals, social mixers and day classes. Several local groups organize active seniors for hikes and beach events. The north San Diego region has several world-class hospitals and medical centers, nearly all of which participate in Medicare and Medicaid.

Note: Information for Oceanside was not available, so data from its host county, San Diego, was used.

Check out our list of the top 10 assisted living facilities in Oceanside. Additionally, find out more about the cost of assisted living in Oceanside and what financial assistance programs are available.

Carlsbad By the Sea

Located just across the street from Oceanside's world-famous beach at Grand Avenue, Carlsbad By the Sea occupies a large complex within earshot of the crashing ocean surf. An on-site 24-hour fitness center offers professional personal trainers, modern exercise equipment and an indoor pool large enough for swimming laps. Forever Fit and yoga classes are available for residents at all physical ability levels, and Aqua Fit activities are also provided. In-house nursing staff are available to help residents follow their doctors' care plans.

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Pacifica Senior Living Oceanside

Pacifica Senior Living Oceanside occupies a sprawling complex of handsome blue adobe buildings in the Spanish Mission style, not far from major shopping near the preserved wilderness of Guajome Regional Park. The 24-hour staff at Pacifica maintain a busy schedule of community activities to keep all residents mentally and physically fit, with regular gym classes and a supervised fitness center for residents. Utilities are included in Pacifica's monthly rate, as are beauty services and scheduled transportation for residents' personal and medical trips away from the property. Outdoor common areas are fenced in, and indoor spaces include the spacious restaurant-style dining room that welcomes residents and their guests for three meals a day.

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Ocean Hills Senior Living

Resting gracefully on a palm-lined avenue, across the street from the Ocean Hills Country Club, Ocean Hills Senior Living dominates the cul-de-sac on its side of a secluded over-55 neighborhood in Oceanside. Outdoor areas at Ocean Hills include multiple activity rooms and an enclosed courtyard where residents can safely enjoy walks through a parklike setting. Outdoor amenities at the facility include manicured walking paths and a gazebo where social events can be organized in the excellent local weather. The facility also offers a memory care unit with alarmed doors, allowing seniors to age in place as their needs change.

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Merrill Gardens at Oceanside

Nestled between a KinderCare facility and the Lil Jackson Senior Center, Merrill Gardens at Oceanside is located at the heart of a bustling community full of family homes and major shopping centers. This three-story stucco complex has four wings arrayed around a spacious central courtyard that boasts a public piano, wine bar and private meeting rooms for residents. An on-site beauty salon helps seniors look their best and the well-stocked library helps keep their minds sharp. Each room has a call system for emergencies, and caregiver staff perform regular check-ins to make sure their residents are comfortable and safe in the secure facility.

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Las Villas De Carlsbad

Las Villas De Carlsbad is situated only a few blocks from the scenic Buena Vista Lagoon, where shorebirds nest in sheltered coves in winter. This three-story stucco complex offers both assisted living and memory care, with 24-hour resident care staff in both wings of the facility. Assisted living residents are protected by 24-hour security and controlled access. Seniors keep active and fit with frequent classes, activities and outings. Residents have unlimited access to the facility's heated outdoor pool, and staff attendants are available to accompany residents on scheduled transportation to and from medical office visits.

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Aegis at Shadowridge

Conveniently located close to a shopping center with a drive-through pharmacy, Aegis at Shadowridge is an attractive two-story white stucco complex with a red Spanish tile roof and a circular driveway that faces onto a private drive. Sculpted greenery lines the walking trails around the complex, which sits adjacent to a nursery that specializes in growing exotic orchids. Facility staff are available to escort residents with limited mobility on walks through the secure outdoor areas. Indoors, staff conduct fitness classes and fun social events for residents.

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Brookdale Oceanside

Brookdale Oceanside is located next door to a fire station that provides rapid emergency response, down the street from a major grocery and convenience shopping center. Residents are protected by a modern secure-access system that includes electronic door locks and alarms around all resident areas, as well as by in-room emergency alert systems that rapidly summon help as it is needed. The facility offers residents access to common areas, such as the library and beauty shop, as well as guided exercise in the fitness center and personal care at the on-site wellness center. 

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Brookdale Carlsbad

Brookdale Carlsbad is located just outside of the convenient shopping center at Carlsbad Plaza South, adjacent to the local farmers market and a family dental office. Group memory therapy sessions and community social events are regularly conducted by staff caregivers in the facility's common spaces, which include lavishly gardened and landscaped walking paths and a spacious courtyard. Culinary staff cater to residents' special dietary needs, and staff attendants offer standby service during scheduled trips to medical and dental appointments.

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The Gardens Carlsbad

The Gardens Carlsbad is positioned just a few blocks from the Agua Hedionda reservoir, where local wildlife teem just a short distance from Carlsbad State Beach. Seniors can accompany loved ones on short trips to the beach and wildlife areas and take outdoor strolls around the landscaped grounds. Staff provide round-the-clock services for residents that include meal preparation and personal care, safety services and various lifestyle programs. Common programs and events include group occupational therapy sessions and informative lectures from visiting health and lifestyle educators.

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  • Weekly housekeeping and laundry services
  • Medication management and limited medical services

Arbor Victoria

Private suites and bathrooms are available at Arbor Victoria, a breathtaking Victorian mansion with steeply gabled roofs and bright blue-painted walls. Staff are available 24 hours a day and offer assistance with medications and personal care. Prices are inclusive, and residents' housekeeping and laundry services are covered as part of the facility's care plan. In addition to regular social events, residents can enjoy free entertainment from cable TV and Netflix. Each room has an emergency pull cord and intercom for residents' safety, and the entire facility is protected by secure access points and remote monitoring.

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  • Free Wi-Fi and cable Internet service throughout the facility
  • Pet-friendly

The Cost of Senior Living and Care in Oceanside

Senior living in Oceanside is close in cost to the general averages around the state of California, according to the 2018 Genworth Cost of Care Survey. While assisted living costs are the same in Oceanside as in the state as a whole, home care costs are less than the state average, and adult care day care and nursing home care are both higher in Oceanside than the state average, although the differences are under $200 per month.

Note: Senior care cost data wasn’t available for Oceanside, so the data for the closest city, San Diego, was used.

How much does Assisted Living Cost in Oceanside?

Assisted living in Oceanside costs seniors an average of $4,500 a month. This is the same rate seniors pay on average around the state, as well as in the city of Los Angeles. Sacramento seniors pay an almost identical price for assisted living, $4,473 a month.

Stockton seniors pay $1,000 less for assisted living than the common cost in Oceanside, while San Francisco seniors pay $5,500 a month, exactly $1,000 more. Among surveyed cities, Bakersfield reports the lowest rates, at just $3,150 a month for assisted living.

How much does Home Care Cost in Oceanside?

Home care in Oceanside costs seniors an average of $4,767 a month. This is nearly $200 a month under the average for the state, which is $4,957. Los Angeles reports an identical price point to Oceanside, while Stockton matches the state average.

Around the state, San Francisco has one of the highest monthly prices for home care, $5,625, while some of the lowest rates can be found in Bakersfield and Chico, which average $4,385 and $4,433, respectively.

How much does Adult Day Care Cost in Oceanside?

Adult day care in Oceanside runs to a relatively high $1,733 a month for Oceanside seniors. This is somewhat more than the $1,679 a month charged in California on average. Oceanside is near the top of the price list among surveyed California cities, matched by San Francisco and Sacramento, though Chico is more expensive at $2,134 a month. Some of the lowest costs in the state are in Vallejo, where seniors pay just $1,354 a month for adult day care.

How much does Nursing Home Costs in Oceanside?

Nursing home care in Oceanside costs an average of $8,517 a month. This is nearly $200 a month more than the average California seniors pay for a semi-private room in a nursing care home. San Francisco seniors pay one of the highest rates in the state, at $9,148 a month, while Oceanside’s monthly rate is well above less expensive cities, such as Bakersfield, where seniors pay $7,513, and Los Angeles, at $7,604.

Financial Assistance Programs in Oceanside

Medicaid Program in Oceanside

Medicaid helps many Oceanside seniors pay for many of the costs of both basic medical and residential care. Eligible seniors can sign up and begin receiving benefits through the program, which is known as Medi-Cal, right away, with no waiting lists or enrollment caps. 

To qualify for Medi-Cal, Oceanside seniors must be citizens or legal residents of the United States. Residency in the state of California is also required, though proof of residency may sometimes be waived in the case of immediate medical need for coverage or unstable housing situations.

Financially, seniors in Oceanside must earn less than 138% of the federal poverty line from all sources of income combined. In 2019, this puts the income limit for Oceanside seniors at $16,395 for singles applying alone and $22,108 for married couples applying together. Seniors in Oceanside who have other adults in their household can earn an additional $5,741 a year. Seniors who earn more than these limits may be able to restructure their income to meet program requirements with the help of a Medicaid planner. Seniors who earn more than 138% and less than 300% of the benefit rate can still qualify for Medi-Cal, though they may have to pay an annual share of cost.

Medi-Cal delivers coverage through several in-state health insurance providers, which generally offer both HMO and PPO options. Seniors in Oceanside can browse through these plans, and they may apply for coverage, online at the Covered California website, where seniors can also choose specific coverage options during the state’s annual open enrollment period at the end of each year.

Many seniors can fast-track their Medi-Cal applications by showing they already participate in a means-tested entitlement program. Many of these programs use similar financial and residency criteria as Medi-Cal, and so acceptance into one indicates eligibility for the healthcare program. Compatible programs in California include CalFresh, TANF, WIC, SSI/SSDI and Section 8 Housing Choice vouchers.

Medicaid Waivers in Oceanside

Assisted Living Waiver Program (ALWP)

Oceanside seniors can use the state’s Assisted Living Waiver Program (ALWP) to cover much of the monthly cost of residence in an assisted living facility. To participate, seniors in Oceanside must meet Medi-Cal eligibility standards and have a referral for placement in a nursing care home. Seniors who waive this placement can opt instead for a spot in a local assisted living community that participates in the ALWP waiver program.

Applications for ALWP vouchers can be submitted through a Medi-Cal case worker or from the benefits specialist desk at an enrolled assisted living facility. This program is only available in 15 California counties, including San Diego.

Multipurpose Senior Services Waiver

The Multipurpose Senior Services Program (MSSP) pays the cost for several necessary senior services for Oceanside seniors who choose to remain in their own homes. Seniors who waive placement in an assisted living facility can get needed services by applying for an MSSP waiver through their case worker or the discharge planner at the residential care facility they are discharging from. Program benefits cover a wide range of needs, such as:

  • Case worker contact for finding and applying for other programs seniors in Oceanside may be eligible for
  • Interpreter and translation services
  • Caregiver assistance
  • Household chore assistance
  • Protective supervision in the home
  • Adult day care
  • Home care services
  • Respite care
  • Meal service to the home
  • Financial advice for seniors from certified senior advisers
  • Personal Emergency Response System (PERS) hardware to help seniors quickly summon emergency help
  • Public transportation vouchers for local bus and rail service, as well as booking help for non-emergency medical transportation
  • Some home repairs, including weatherization and mobility upgrades

Home and Community-Based Alternatives (HCBA) Waiver

Seniors transitioning out of residential care and back to their Oceanside homes can get financial assistance through the Home and Community-Based Alternatives (HCBA) waiver program. HCBA waivers pay many of the unexpected costs of discharge from residential care and can be approved up to several weeks prior to the move. Seniors in Oceanside can apply through the discharge planner at their residential care facility. 

Community-Based Adult Services (CBAS)

The Community Based Adult Services (CBAS) waiver helps many Oceanside seniors remain in their homes and to actively participate in community life. The program picks up the cost for several must-have services seniors living at home require, and it organizes monthly social events for enrolled seniors in the area. Covered services include:

  • Adult day care
  • Physical therapy
  • Mental health services

Other Financial Assistance Programs in Oceanside

In-Home Support Services (IHSS)

Seniors in Oceanside who need a caregiver to safely remain in their homes may be eligible for help through the In-Home Support Services (IHSS) program. IHSS pays a bi-monthly check to the caregiver of a senior’s choice after the senior signs off on the hours the caregiver worked for them. Seniors enrolled in the program must meet Medi-Cal eligibility guidelines and have a documented medical need for caregiver support.

After approval, an IHSS worker visits the senior’s home to assess needs and assign a set number of hours per month the program can pay for. After that, seniors are free to designate a caregiver, who may be a spouse, family member or friend. Caregivers must also register with IHSS, which can be done in person or by mail at an IHSS office. Caregivers are required to pass a background check, obtain CPR certification and attend a one-day training session at IHSS offices.

Paid Family Leave

California’s Paid Family Leave Act (PFLA) allows close family members of Oceanside seniors to take up to six weeks off from work with pay for medical reasons. Family members who wish to provide personal support for senior loved ones can apply for PFLA through the Employment Development Department (EDD) office, which typically schedules a phone interview. Proof of relationship and medical need may also be required.

Benefits are paid twice a month, with payment amounts based on a complex formula of the average worker income over the three-year look-back period. Applications to the program can be made a month in advance, and funds, once depleted, must be repaid before the employee can apply again.

More Senior Living Resources in Oceanside


Phone Number


Housing Choice Voucher Rental Assistance (858) 694-4890 Oceanside seniors can get onto the waiting list for Section 8 housing assistance through the Housing Authority of the County of San Diego, which administers the program. Seniors can request an application by phone and submit it by mail to the Housing Authority office.
Manufactured Home Improvement Program (MHIP) (760) 435-3389 Seniors in Oceanside who live in mobile or manufactured housing can get help improving their structure through the Manufactured Home Improvement Program (MHIP). MHIP pays a one-time grant to residents who meet low-income and residency guidelines. Applications can be made by phone during business hours.
Residential Rehabilitation Program (760) 435-3389 The Oceanside Residential Rehabilitation Program pays local seniors who own their homes, and who meet income restrictions, to improve and maintain their residences. Funds can go to improve leaking roofs, substandard plumbing, dangerous electrical systems and similar needs. Applications must be made by phone.
CARE (800) 411-7343 Seniors in Oceanside who meet income limits can get up to 30% off of their home utility bills through the Low Income Home Energy Assistance Program (LIHEAP). This program is administered at the state level, but Oceanside seniors can apply through San Diego Gas & Electric online or request an application packet by phone.

For additional information and planning, please read our comprehensive guide to paying for senior care in California.