Table of Contents

Medicare Plans by State

STATE -Select-
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
Page Reviewed / Updated – December 23, 2023

Medicare Advantage, or Part C, is an alternative to Original Medicare offering more flexibility in terms of the coverage provided. Unlike Original Medicare, Medicare Advantage policies are offered by private insurance companies. These providers are required to offer a basic level of coverage including all of the components of Medicare Part A and Part B, with the exception of hospice care. In addition to this coverage, Medicare Advantage providers typically also offer additional benefits such as vision and dental care, or a cap on out-of-pocket expenses. The exact details of the coverage may vary between policies.

There are 107,829 people registered for Medicare Advantage in Nebraska, out of 372,967 who are eligible. This equates to a 29% enrollment rate in the program. Nationwide, interest in Medicare Advantage is much higher, and enrollment rates are around 48%. Nebraska may be able to close the enrollment gap, however, as the percentage of people enrolled grew by 11.75%, from just 26% in 2022 to the current 29% after three new Medicare Advantage Plans launched in 2023, bringing the figure up to 39 available plans.

Not everyone in Nebraska who is eligible for Medicare has access to a Medicare Advantage Plan. However, most people do. Currently, there are plans available for 97.9% of the 364,469 individuals who are eligible for Medicare, and all of those individuals have access to a plan with no monthly premium. Average fees for plans with a premium have increased very slightly in 2023, from $13.60 per month to $13.62 per month in 2023. There are prescription drug plans (Medicare Part D) available for less than $5 per month.

This guide is tailored to Nebraska seniors, providing them with valuable insights and information. From an overview of Medicare Advantage Plans to coverage details, costs and enrollment guidance, this resource equips Nebraska seniors with the knowledge to make informed decisions about their health care options. 

The Top 10 Medicare Advantage Plans in Nebraska

In Nebraska, several insurance companies provide Medicare plans for seniors. The guide lists 11 popular companies based on their plan users. It also displays plan prices and enrollment numbers for each company. This list includes providers offering plans as of July 2023. To find out more about the providers available in the region, individuals can visit



Medicare Star Rating

Monthly Cost Range

Plan Types




$0 – $92


Blue Cross and Blue Shield



$0 – $19


Anthem Blue Cross and Blue Shield



$0 – $0





$0 – $59


Anthem HealthKeepers



$0 – $31


Aetna Medicare



$0 – $0


Blue Cross Blue Shield of Michigan



$0 – $0


Blue Cross and Blue Shield of IL, NM



$0 – $13


Blue Cross and Blue Shield of Nebraska



$0 – $0


Highmark Inc.



$0 – $16


How Medicare Advantage Plans Work in Nebraska

Before selecting a Medicare Advantage plan in Nebraska, seniors should take some time to learn about the different types of plans on the market. There are four types of Medicare Advantage plan available in Nebraska, including Health Maintenance Organizations(HMOs) and Preferred Provider Organizations (PPOs) as well as the Special Needs Plan (SNP) and Private Fee-for-Service (PFFS). The following table describes the requirements of each type of plan and what the plan covers in more detail.

Medicare Advantage Plan Types Graphic

What Medicare Advantage Plans Cover in Nebraska

Medicare Advantage providers are required to offer the same level of coverage as federally managed Original Medicare plans, with the exception of hospice care which remains covered under Medicare Part A. This means these plans include preventative screenings, durable medical equipment and hospital care. In addition to this minimum level of coverage, they may also offer extra services, such as prescription drug coverage, hearing aids, and vision or dental care. Some providers include other value-added services, such as wellness advice or transportation to appointments.

Coverage Available With Medicare Parts A & B?

Coverage Available With Medicare Advantage?

Preventive Screenings



Hospital Care



Durable Medical Equipment



Prescription Drugs



Vision Care



Dental Care



Hearing Aids



*Select plans offer this coverage

** Most plans offer this coverage

Eligibility for Medicare Advantage in Nebraska

Medicare Advantage is open to seniors living in Nebraska who already have Medicare Parts A and B and who live in the plan’s coverage area. To be eligible for Medicare, seniors must be aged 65 or over or living with a qualifying disability or illness. They must also be a U.S. citizen or recognized as a permanent legal resident. There are specific enrollment periods for Medicare and Medicare Advantage, during which time seniors can either enroll for the first time or change their plan. The below list shows the enrollment periods and the actions people can take during those times.

  • Initial Coverage Election Period: This is the initial 7-month period, coinciding with one’s 65th birthday, during which everyone is eligible to enroll in a Medicare Advantage plan.
  • Annual Election Period (AEP): Also referred to as the Open Enrollment Period, this the time of year when anyone over 65 can enroll in Medicare Advantage for the first time or change to a new plan.
  • Medicare Advantage Open Enrollment Period: During this period, those who are already enrolled in Medicare Advantage can switch to a different plan or switch back to Original Medicare.

Start Date

End Date

Initial Coverage Election

3 Months Before One’s
65th Birth Month

3 Months After One’s
65th Birth Month

Annual Election Period

October 15th

December 7th

Medicare Advantage Open
Enrollment Period

January 1st

March 31st

Additionally, Medicare Advantage plan participants can change their plan outside of these enrollment periods under certain qualifying circumstances, such as moving to a new state.

How to Find & Choose a Medicare Advantage Plan in Nebraska

Navigating the many intricacies of Medicare Advantage plan types, insurers, and the specific plan options available by region can be a difficult and time-consuming task. Below are several resources we’ve created to help you through the process.

First is a downloadable PDF that you can use as a guide to help you compare plans as you research. Finally, we have listed a number of organizations that you can contact with experts that will help you determine whether Medicare Advantage is right for you and what plans you should consider.

Choose a Medicare Advantage Plan

State-Wide Medicare Advantage Resources

Nebraska SHIIP

Nebraska SHIIP provides Medicare counseling services to seniors and individuals with disabilities. This program is funded by the federal government and operated by the Nebraska Department of Insurance. Its sole purpose is to help Medicare beneficiaries make sense of the different plans that are available to them, choose the plan that best suits their needs and assist with claims, appeals and other concerns. 

Contact Info

Seniors can request assistance by calling the Nebraska SHIIP hotline at 1-800-234-7119.

Volunteers Assisting Seniors

Volunteers Assisting Seniors is a statewide program that provides Medicare classes and counseling and other services. This nonprofit organization provides comprehensive training to volunteers that allows them to provide expert assistance in issues pertaining to Medicare. Volunteers are available to help seniors navigate the different Medicare plans that are available to them and provide assistance with any concerns that may arise. 

Contact Info

Seniors who require assistance with Medicare can call Volunteers Assisting Seniors at 1-800-234-7119 to receive advice or schedule an in-person  counseling session.

Aging and Disability Resource Center

Nebraska’s Aging and Disability Resource Center helps residents aged 60 and older by providing a variety of senior-specific services. This includes benefits counseling for seniors who receive Medicare or Medicaid benefits, as well as long-term care advice and referrals to local resources and community services.

Contact Info

Seniors can visit the Aging and Disability Resource Center in their area for in-person assistance or call 844-843-6364 for help by phone.

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Nebraska Department of Insurance

The Nebraska Department of Insurance – Consumer Affairs Division provides assistance in all types of insurance matters throughout the state. Seniors who need help understanding Medicare Advantage policies or who wish to file a complaint about their provider can contact this department for assistance. While the department is not able to recommend specific products, its employees can assist seniors who require an advocate to contact their insurance company on their behalf.

Contact Info

The Consumer Affairs Division can be reached toll-free at 877-564-7323 or at 402-471-0888. Those who prefer email can use this address: [email protected].

Nebraska Department of Health and Human Services – Medicaid Services

Nebraska DHHS’s Medicaid Services offers assistance to Medicare beneficiaries who are dually eligible for Medicare and Medicaid. This includes help with benefits coordination, as well as assistance with determining eligibility for specific waivers and programs. 

Contact Info

To contact Nebraska’s Medicaid Services department, seniors can call 402-471-3121.

Local Medicare Advantage Resources

Eastern Nebraska Office on Aging

The Eastern Nebraska Office on Aging acts as one of the state’s Area Agencies on Aging. It provides a broad range of services and supports that are specifically designed to enhance the quality of life for seniors aged 65 and older. This includes assistance with understanding their Medicare options and obtaining Medicaid benefits.

Contact Info

For information about Medicare assistance or other services, seniors can call 888-554-2711. The Eastern Nebraska Office on Aging also has locations in Omaha, Fremont and Blair that can provide assistance to seniors in person. 

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Aging Partners – Lincoln

Aging Partners is an Area Agency on Aging that serves Butler, Filmore, Polk, Saline, Saunders, Seward and York Counties. It’s a senior advocacy and social support agency that provides a broad range of services to those aged 60 and older, including Medicare and Medicaid counseling.

Contact Info

Aging Partners is located at 1005 O Street in Lincoln. Seniors can visit in person, or contact the agency by phone at 1-800-247-0938.

South Central Nebraska Area Agency on Aging

Serving fourteen counties in South Central Nebraska, this Area Agency on Aging provides benefits counseling for Medicaid and Medicare beneficiaries, as well as an array of other services to assist seniors and adults with disabilities.

Contact Info

Seniors can visit the agency in person at 620 E. 25 Street, Suite 12, in Kearney or call 1-800-658-4320 for more information.

Aging Office of Western Nebraska

The Aging Office of Western Nebraska serves seniors in 11 counties throughout the Panhandle area. It works with individuals aged 60 and older, providing a wide range of beneficial services that includes insurance counseling for those enrolled in Medicare and Medicaid programs.

Contact Info

The Aging Office of Western Nebraska is located at 1516 Broadway, Suite 122 in Scottsbluff. To obtain more information about available programs, seniors can call the office at 1-800-682-5140.