Page Reviewed / Updated – April 22, 2024

This webpage is designed to assist residents of Idaho in better understanding the costs associated with home care, adult day care, and assisted living. It also investigates the payment options and financial assistance programs available from the state. Outlined here is inclusive of what is available from Idaho, but not inclusive of what may be available at a national level. To find assistance that best meets your needs, it is important that you also look for assistance at a national level. To do so, please use our Resource Locator Tool.

Idaho Eldercare Costs for 2024

Cost of Care Calculator

Answer the questions below to see the cost of care in your area.

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Assisted Living / Memory Care

According to Genworth’s 2023 Cost of Care Survey, the statewide assisted living cost for Idaho residents averages $5,000 / month. But the cost can fluctuate between geographic locations within the state. In the areas of Pocatello, Idaho Falls, and Boise City, the monthly cost of assisted living is under the state average at approximately $3,125 – $4,488. The costliest area of Idaho for assisted living is Coeur d’Alene, where the average monthly cost is $7,100.

Memory / Alzheimer’s care in assisted living adds approximately $781 to 1,775 / month.

Home Care

Per the 2023 Genworth Cost of Care Survey, the average hourly rate for home care across Idaho is $34. The least expensive areas of the state are Boise City and Idaho Falls, which offer an average hourly cost between $17 and $21. In Pocatello, the expected average cost is the same as the state average, $34 / hour. The hourly cost of home health care, which provides minimal medical care, is in line with home care.

Adult Day Care

According to Genworth’s 2023 Cost of Care Survey, the expected daily cost of adult day care services in Idaho is $200. Pocatello is in line with the state average at $200 / day. The least expensive adult day care is found in Boise City, where the cost is $158 / day.

Idaho Medicaid Financial Assistance Programs

Medicaid Programs & Waivers for the Elderly

Medicaid is a joint health care program between the state of Idaho and the federal government. Idaho’s Medicaid state plan will cover the cost of nursing home care for low-income, elderly, and disabled persons. Idaho also offers three Medicaid-based assistance programs in addition to nursing home care.

HCBS Aged & Disabled Medicaid Waiver (A&D)

This waiver pays for services and other support mechanisms in one’s home, an adult foster care home, or assisted living to prevent nursing home placement. Benefits of this program may include adult day care, homemaker services, respite care, home modifications, and many others. This program is not an entitlement, which means there are a limited number of participant slots, and a wait list may exist. More information about benefits and restrictions can be found by clicking the above link.

Personal Care Services Program (PCSP)

This program provides elderly and disabled residents assistance with basic activities related to living at home. These activities might include bathing, meal preparation, housecleaning, and grocery shopping, to name a few. As long as the caregiver is an authorized Medicaid provider, the care recipient is able to choose from whom they receive care. This program is also available to those living in assisted living facilities and foster homes. Find out more by clicking on the above link.

Medicare Medicaid Coordinated Plan (MMCP)

MMCP provides coordination of Medicare and Medicaid services (including long term care services via the A&D waiver) for “dual eligibles,” meaning individuals who are recipients of both programs. At the time of this writing, MMCP is not available statewide. For more information about this program and to see where it is available, click the above link.

Medicaid Eligibility

The state of Idaho requires that in order to qualify for Medicaid as an elderly person, one must be a resident and at least 65 years of age (or if under 65, disabled). As of 2024, the income limit is set at $996 / month for an individual and $1,435 / month for a married couple (with one or both spouses as applicants). To be eligible for a Medicaid Wavier, the monthly income limit is $2,849 for individuals (or $2,829 with a $20 disregard) and $5,678 (or $5,658 with a $20 disregard) for married couples (both spouses as applicants).

There is also an asset limit. For individuals applying for a Medicaid Waiver, the asset limit is $2,000, and for couples (with both spouses as applicants) the limit is $3,000. When only one spouse is an applicant, the non-applicant spouse is entitled to a greater portion of the couple’s joint assets. (Learn more here).

Note that some items are considered exempt, such as the primary home (valued up to $750,000), household furnishings, personal belongings, and a single vehicle. Medicaid eligibility can be complicated, particularly if one is over the income and  / or asset limit(s). Persons over these limits may still qualify for Medicaid, but it is strongly suggested one work with a Medicaid planner.

Idaho Non-Medicaid Assistance Programs

The state of Idaho offers a non-Medicaid assistance program with the objective of keeping disabled and elderly residents of Idaho from having to leave their homes and move to more costly, residential nursing homes. Click on the program below to get more information on specific benefits and eligibility guidelines.

Homemaker Services Program

The Homemaker Services Program provides in-home personal support and errand assistance. Examples of benefits include grocery shopping, preparation of meals, housekeeping, and medication management.

Other Financial Options for Care

Along with the options available here, there are also other options available that assist in paying for care. These options can encompass non-profit help, federal programs, veterans options, tax credits, and many others. Our Resource Locator Tool will take only a few minutes to complete. It provides a comprehensive picture of the assistance options relevant to the person in need of care. For those needing assistance, this is the best way to find the program that is most suitable to their situation. 

Finding Affordable Care in Idaho

Although, for the most part, there is not a broad range in pricing within each type of care throughout the state of Idaho, there is still good reason to contact multiple providers and use multiple avenues to find affordable care. Our free service is available for families and individuals to help match unique geographical and pricing needs to providers who fulfill those criteria. For help in locating more affordable care, please click here.

Eldercare Financial Assistance Locator

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Top Cities for Senior Care in Idaho

For more information about the costs and resources available in Idaho cities, click on the links below.

Top Cities for Memory Care

Top Cities for Assisted Living