Page Reviewed / Updated - July 27, 2020
Sun-loving seniors have made Florida one of the nation's most popular retirement destinations, and that's especially true in St. Petersburg. Residents here are quick to point out that the city recorded 768 consecutive days with sunshine, and temperatures rarely fall below 60 degrees during the winter months. As part of the Tampa Bay area, St. Petersburg has miles of waterfront, multiple golf courses and plenty of shops, restaurants and parks.
This compact city is home to 265,000 full-time residents, and 18% are aged 65 and older. World-class health care is available at the Kindred Hospital Bay Area, Northside Hospital and Bayfront Health St. Petersburg, and the nearby Tampa General Hospital is nationally ranked in five adult specialties.
Note: Data for St. Petersburg wasn't available, so data for the closest city, Tampa, was used.
In this guide you'll find details on the top 10 assisted living facilities in St. Petersburg and the surrounding areas. Additionally, find out more about the cost of assisted living in Saint Petersburg and what financial assistance programs are available.
10401 Roosevelt Boulevard North
St. Petersburg, FL 33716
Seniors who are searching for a friendly, faith-based facility will feel right at home at Bon Secours Place, a community sponsored by the Sisters of Bon Secours. Resident suites are grouped into neighborhoods complete with dining rooms, living rooms and enclosed courtyards, and the facility is connected to the Bon Secours Health System. Each suite includes a full private bathroom and kitchenette, and three healthy meals are served daily. Transportation to medical appointments is provided, and on-site activities include yoga, Wii bowling, sing-alongs and bingo games.
6280 Central Avenue
St. Petersburg, FL 33707
Located just a short drive from St. Pete Beach and Circle Park, Brentwood at St. Pete offers assisted living and memory care services. Accommodations include well-appointed, barrier-free studio, one- and two-bedroom apartments equipped with basic cable, ceiling fans and individual climate controls. Meals are served in the restaurant-style dining room, and there is a private dining room available for special events and family celebrations. Seniors can enjoy plenty of fresh air on the shaded patio, stay active in the fitness center and relax in the furnished common areas.
6775 40th Avenue North
St. Petersburg, FL 33709
Situated just a few blocks from the St. Petersburg General Hospital, Bloom at St. Petersburg is a family-owned and operated assisted living and memory care facility. The spacious 6-acre campus provides seniors with plenty of space to enjoy the Florida sunshine while playing Bocce ball, practicing on the putting green or simply enjoying views of one of the beautiful fountains. Transportation is available in the wheelchair-accessible bus, and there is a chapel, community room and designated smoking area.
3600 34th Street South
St. Petersburg, FL
Located between I-275 and Hwy 19 just a few blocks from the Skyway Fishing Pier State Park, Grand Villa of St. Petersburg offers seniors resort-inspired assisted living and dementia care services. The spacious, bright private and semiprivate apartments are equipped with individual climate controls, sprinklers, smoke detectors and an emergency call system. Residents can spend their days relaxing by the pool, strolling through the landscaped courtyard or having fun with friends over a game of cards. Pets under 20 pounds are welcome, and pet-therapy animals drop by on a regular basis.
1255 Pasadena Avenue South
St. Petersburg, FL 33707
With stunning waterfront views and plenty of nearby shops, restaurants and health care services, The Fountains at Boca Ciega Bay is ideal for seniors seeking an assisted living facility that offers upscale amenities. Residents can relax by the heated waterfront pool, fish off the private pier and invite loved ones to stay in the guest suite. Meals are served restaurant style, and the dynamic activity calendar includes escorted day trips, fitness classes and signature Watermark University educational programs.
3201 1st Street Northeast
St. Petersburg, FL 33704
The Masonic Home of Florida is a spacious, waterfront assisted living community open to all seniors, including non-Masons. The 18-acre campus provides awe-inspiring views across the Coffeepot Bayou, and the Northeast Park Shopping Center is just a few short blocks away. Residents can choose between single and double rooms complete with a full en suite bathroom and comfortable living area. Meals are served in the bright, spacious dining room that faces the water, and in-room dining is available upon request.
9381 U.S. Highway 19 North
Pinellas Park, FL 33782
Bayside Terrace is an independent living, assisted living and memory care community situated just off Highway 19 near the Mainlands Golf Course. This smoke-free facility features private apartments with either a full kitchen or kitchenette, generous en suite storage and basic cable. Community amenities include a salon, laundry facilities, games room and enclosed outdoor space with paved walking paths. Three daily meals are provided, and friendly staff are on site 24 hours a day.
125 56th Avenue South
St. Petersburg, FL 33705
Nestled along the tranquil shores of Little Bayou, Westminster Shores is a faith-based community founded by the First Presbyterian Church of Bradenton. Pets are welcome here, and there are plenty of level, paved trails that make the perfect places to walk a dog. Seniors can enjoy gourmet meals in the bay view dining room, or a light snack in the Crossroads Cafe. There's a heated outdoor swimming pool, library and computer center, and on-site health center. We included Westminster Shores in this top 10 list because residents and family members rave about the stunning location, caring staff and friendly neighborhood.
6411 46th Avenue North
St. Petersburg, FL 33709
Baytree Lakeside is a warm, inviting one-story assisted living residence located just a few blocks from the St. Petersburg General Hospital and 6 miles from downtown St. Petersburg. Residents enjoy scheduled transportation to nearby shops and attractions, and in-house activities include exercise classes, card games, puzzle parties and ice cream socials. Weekly laundry and housekeeping is included, and seniors can rest easy knowing staff is always available to lend a helping hand.
4600 54th Avenue South
St. Petersburg, FL 33711
Located close to Cats Point and the Boca Ciega Bay Aquatic Preserve, Addington Place at College Harbor is a resort-inspired community for seniors. The spacious apartment suites offer stunning ocean views, and residents enjoy easy access to waterfront trails, fishing piers and parks. Amenities include a stunning outdoor pool, large covered patio, putting green and shuffleboard court. Laundry services and computer access are included, and furnished guest accommodations are available for family and friends.
In Saint Petersburg, assisted living is slightly more affordable than other major cities in the state. According to the 2018 Genworth Cost of Care Survey, the average monthly cost of assisted living is $3,250, which is approximately $750 less than the national average. Saint Petersburg is also less expensive than both the state and national averages for assisted living, home care and nursing home care.
Note: Senior care cost data wasn't available for Saint Petersburg, so data for the closest city, Tampa, was used.
The average cost of assisted living in Saint Petersburg is $3,250, which is $250 less than the state average. In comparison to other major cities, like Orlando, Panama City and Pensacola, assisted living in Saint Petersburg is the most affordable option. Those looking to pay even less per month for assisted living can look in Lakeland, the least expensive city surveyed.
Seniors who require care but prefer to stay in their own homes in Saint Petersburg will pay $3,718 per month for home care services. This is approximately $90 less than the state average and is less expensive than major cities like Orlando, which is almost $300 more per month and Panama City, which is nearly $670 more. The least expensive cities in the state, Pensacola and Lakeland, cost $3,575 per month and $3,337 per month, respectively.
Adult day care in Saint Petersburg is $1,907, almost $500 more than the state average of $1,463 and the highest costs among the compared cities. The least expensive option for adult day care is in Orlando: $1,300 per month. The second least expensive option is in Lakeland: $1,365 per month.
In Saint Petersburg, nursing home care costs $8,319 per month. This is more expensive than all other cities with the exception of Punta Gorda at $8,502 per month. The cities with the lowest costs were Panama City, $7,452 per month and Pensacola, $7,817 per month.
Medicaid is an entitlement program in which everyone who qualifies receives assistance. It's funded by both the state and local governments and pays for nursing home care and some limited care services for low-income seniors, where it is medically necessary. For care outside of a nursing home, waivers provide assistance to those who qualify.
To be eligible for Medicaid in Florida, the state and federal government look at income, total assets and the level of care needed. In 2019, the income limit for nursing home care and home and community-based services was $2,313 per month with no more than $2,000 in assets for individuals or when online one person in a marriage applied. For married couples, the income cap is $4,626 per month with assets totaling no more than $3,000. These income limits were lower for those who were blind or disabled. In this case, the average monthly income could total no more than $891 per month with no more than $5,000 in assets. For married couples, the income limit was $1,208 and no more than $6,000 in assets.
In Florida, residents age 65 and older who do not meet the eligibility requirements may receive Medicaid in two additional ways, though the Medically Needy Pathway and Qualified Income Trusts (QITs). Through the Medically Needy program, seniors who have incomes and assets over the normal limits may still qualify for Medicaid if their medical bills are high enough. Also referred to as Share of Costs, this program helps an individual pay for those bills. QITs are also referred to a Miller Trusts. Through a trust, individuals may deposit excess income into a deposit account and assign a trustee. Once complete, this income is no longer considered towards the Medicaid limits.
Aside from income, additional requirements for Medicaid include:
To apply for Medicaid in Florida, contact a local Department of Children and Families (DCF) at (772) 552-2500 or call the toll-free number at (800) 762-2237. You may also visit online at http://www.myflorida.com/accessflorida/
The Florida Statewide Medicaid Managed Long Term Care Program is the only available Medicaid waiver available. This waiver is designed to help the elderly and permanently disabled adults who wish to stay in their homes or in the homes of their caregivers and still receive assistance. To qualify, seniors must be at least 65 years old — seniors under 65 and disabled may also qualify for state Medicaid. The program provides adult companionship, adult day care, medical equipment and supplies, home-delivered meals and transportation. To apply, contact the statewide Elder helpline at (800) 96-ELDER.
Supplemental Security Insurance (SSI)
SSI is a state Medicaid program that is available for seniors who are currently receiving SSI benefits. The monthly income caps are the same for disabled seniors who receive regular Medicaid. The monthly income limit is $891 for individuals and $1,208 for couples. There is also an asset cap of $5,000 for individuals and $6,000 for couples. To apply, visit the Access Florida website or call (866) 762-2237.
Optional State Supplementation Program (OSS)
OSS is offered by the Florida Department of Children and Families for seniors who can't live alone and require residential treatment. Payment is provided directly to the assisted living facility or caretaker, and it's intended to help with the cost of room and board. Eligible individuals must be U.S. citizens aged 65 or older who have a monthly income limit of $849.40 for individuals and $1,698 for couples.
Project Respite for Elders Living in Everyday Families (R.E.L.I.E.F.)
R.E.L.I.E.F. is a program that pairs qualified volunteers with families who care for seniors in their homes. The volunteers take over and allow caregivers a chance to take a break and care for themselves. To qualify for assistance, individuals must be 60 or older, unable to care for themselves and have a limited income. To apply, contact the Pasco-Pinellas Area Agency on Aging or by calling 1-800-963-5337.
Alzheimer's Disease Initiative (ADI)
ADI helps families with loved ones who have been diagnosed with Alzheimer's. The service provides respite care, medical equipment and supplies, caregiver training and counseling and support groups. To apply, contact the Pasco-Pinellas Area Agency on Aging or by calling 1-800-963-5337.
Community Care for the Elderly (CCE)
CCE helps seniors who require assisted living care to live at home or with family members while still getting the help they need. Individuals must be 60 or older and functionally impaired. To apply, contact the Pasco-Pinellas Area Agency on Aging or by calling 1-800-963-5337.
Home Care for the Elderly (HCE)
HCE is designed for seniors 60 and older who are living with family or in private homes. This subsidy pays for some medical costs as well as support and maintenance. It may also pay for medical supplies, wheelchairs, assistive devices, home modifications and home nursing. To apply, contact the Pasco-Pinellas Area Agency on Aging or by calling 1-800-963-5337.
Local Services Program
The local services program is a collection of available services for seniors who require daily assistance. Some of the benefits include congregate meals, wellness education, home-delivered meals, caregiver training, non-medical transport and personal emergency and response systems. To apply, contact the Pasco-Pinellas Area Agency on Aging or by calling 1-800-963-5337.
The Saint Petersburg Housing Authority offers subsidies to assist seniors in paying for rent. This program typically has a long wait list, but it's possible to apply at more than one Public Housing Agency (PHA).
Seniors who own a home in Saint Petersburg, are 65 or older and whose income is less than 30,174 in 2019 may qualify for an additional tax break called the Senior Exemption.
This program assists low-income seniors over the age of 60 who need help with their electricity bill. To be eligible, households must bring a copy of the bill to prove a heating or cooling emergency exists, have at least one individual who is age 60 or older in the home and have an income that is 150 percent lower than the federal poverty guidelines.
For additional information and planning, please read our comprehensive guide to paying for senior care in Florida.