Get Pricing & Availability for Assisted Living in Saint Petersburg, FL
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Page Reviewed / Updated – September 13, 2023

St Petersburg offers an affordable retirement destination with a cost of living similar to national norms. Housing and transportation are quite affordable, and it’s tax-friendly for seniors. With no state income tax, seniors can keep more of their Social Security and other forms of income in their own pockets. There are also no estate or inheritance taxes, and sales and property taxes are similar to national averages.
In St Petersburg, the cost of assisted living averages $3,362, which is more affordable than the state and national averages of $4,067 and $4,459, respectively. Compared to other cities in the state it’s also quite affordable.
This guide addresses assisted living in St Petersburg and resources that can help make it more affordable.
The Cost of Assisted Living in St Petersburg, FL
When determining how to finance Assisted Living, it’s essential to first know the expense involved for your loved one to join a reputable community. With the ongoing increase in costs, having current information is crucial when budgeting for senior care. To help highlight the influence of inflation on senior living expenses, PayingForSeniorCare.com has collected cost data from its extensive network of over 75,000 senior living communities. This data represents the average cost of Assisted Living in St Petersburg and in 128 other cities in Florida.
Inflation & the Cost of Assisted Living in St Petersburg, FL
In St Petersburg, the cost of assisted living has increased by 9.5% from 2022 to 2023 due to inflation, and is projected to increase an additional 8% by 2024. This roughly matches the pace national rates increased from 2022 to 2023, and is slightly higher than the 9% increase statewide.
In Daytona Beach, expenses increased from $3,257 to $3,568, while in Tallahassee, they rose from $3,454 to $3,784. In Miami, although initially more affordable at $2,168, the costs have now risen to $2,375, and an 8% increase is anticipated in 2024. Given inflation, it’s crucial for seniors to proactively plan for forthcoming expenses.
Location |
2022 Cost (Historical) |
2023 Cost (Current) |
2024 Cost (Estimated) |
St Petersburg |
$3,069 |
$3,362 |
$3,621 |
U.S. Average |
$4,070 |
$4,459 |
$4,802 |
Florida |
$3,727 |
$4,067 |
$4,438 |
Daytona Beach |
$3,257 |
$3,568 |
$3,842 |
Miami |
$2,168 |
$2,375 |
$2,558 |
Tallahassee |
$3,454 |
$3,784 |
$4,075 |
The Cost of Other Types of Care in St Petersburg, FL
In St Petersburg, assisted living averages $3,362 for around-the-clock assistance and access to amenities such as prepared meals. Independent living is a more affordable option, averaging $2,896 monthly, designed for more self-reliant seniors who don’t need assisted living’s level of support. Memory care is costlier due to an increase in care and security measures for seniors with cognitive decline, averaging $3,843 monthly. Individual communities’ costs can vary based on amenities, services provided and location.
Care Type |
Cost |
Assisted Living |
$3,362 |
Memory Care |
$3,843 |
Independent Living |
$2,896 |
Other Ways to Pay for Assisted Living in St Petersburg, FL
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For additional information and planning, read our comprehensive guide to paying for senior care in Florida.
Rules and Regulations for Assisted Living Facilities in St Petersburg, FL
Assisted Living Communities in St Petersburg are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.
