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Get Pricing & Availability for Assisted Living in Pensacola, FL

Call (855) 481-6777 for immediate assistance and get more details

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Pensacola offers numerous financial and lifestyle benefits for the nearly 10,000 seniors who call the city home. Its county provides property tax exemptions for seniors and veterans, and both the city’s average cost of assisted living ($4,323) and its overall cost of living are below the respective national averages. Additionally, all Floridians benefit from the state’s lack of income tax. Though the city receives substantially more rainfall than the majority of the country, it never snows in Pensacola, and it has an average of three more weeks of sunshine compared to the U.S. average. Occasionally the city becomes uncomfortably hot, but its enviable winter weather has converted many snowbirds into full-time residents.

This guide explores how the cost of assisted living in Pensacola compares with nearby cities and other types of care. Several resources that can help seniors pay for assisted living care either directly or indirectly through reduced-cost services are also included.

The Cost of Assisted Living and Care in Pensacola, FL

The 2021 Genworth Cost of Care Survey found that, on average, seniors in Pensacola’s assisted living communities spend $4,323 a month on their care.

While Pensacola’s average cost of assisted living is more than the statewide average, it’s still among the most affordable cities for assisted living in Florida’s panhandle. In Tallahassee, assisted living averages $327 more a month, while in Crestview and Panama City, median care costs are $601 and $758 higher, respectively, than in Pensacola. A short drive away across the border in Daphne, AL, seniors save about $335 a month compared to assisted living residents in Pensacola.

  • Pensacola: $4,323
  • Florida: $4,000
  • The United States: $4,500
  • Crestview: $4,924
  • Panama City: $5,081
  • Tallahassee: $4,650
  • Daphne, AL: $3,988

The Cost of Other Types of Care in Pensacola, FL

Adult day health care costs less than one-third the price of assisted living in Pensacola, making it the city’s most affordable type of senior care. The most costly type of senior care in Pensacola is any type of room at a nursing home. For semiprivate or private accommodations, seniors should expect to spend around $4,470 or $5,441 more per month, respectively, than they would at assisted living. In-home care and home health care have the same median price in Pensacola, $4,767, which is $444 above the city’s average cost of assisted living.

  • In-Home Care: $4,767
  • Home Health Care: $4,767
  • Adult Day Health Care: $1,408
  • Assisted Living Facility: $4,323
  • Nursing Home Facility (semiprivate room): $8,760
  • Nursing Home Facility (private room): $9,764

Financial Assistance for Assisted Living in Pensacola, FL

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Other Ways To Pay for Assisted Living in Pensacola, FL

Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For additional information and planning, read our comprehensive guide to paying for senior care in Florida.

Free Resources for Seniors in Pensacola, FL

By reaching out to the organizations below, seniors may receive assistance obtaining long-term care insurance and accessing a wide range of services to make retirement more comfortable and fulfilling.




Serving Health Insurance Needs of Elders (SHINE)

(866) 531-8011

The SHINE program offers free insurance counseling to seniors. Its knowledgeable health insurance experts can advise seniors on how to save money on medications and the different ways to finance assisted living with long-term care insurance.

Long-Term Care Ombudsman

(850) 414-2323

The Long-Term Care Ombudsman strives to protect seniors’ rights and overall quality of life in assisted living and other long-term care facilities. The office investigates and resolves complaints at care facilities and helps families understand options to pay for their loved ones’ care. Services provided by the ombudsman are free and kept private between the reporting parties.

Bayview Senior Resource Center

(850) 436-5190

At Bayview Senior Resource Center, Pensacola’s seniors can connect with other like-minded older adults, exercise their bodies and minds and discover new hobbies. Tai chi, line dancing and meditation sessions are only a few of the fun activities frequently on its event calendar.

Northwest Florida Area Agency on Aging

(850) 494-7100

The Northwest Florida Area Agency on Aging is a nonprofit organization that manages state and federal government funds to ensure Pensacola’s seniors have access to the programs and services they need to thrive during retirement. While living at home, some seniors may be able to reduce their food and travel expenses by taking advantage of the agency’s home-delivered meals and transportation services as well as a range of other programs.

Escambia County Veterans Services

(850) 595-2409

At the Escambia County Veterans Services office, Pensacola’s retired armed forces members can receive free assistance by applying for military disability benefits and pensions, low-interest home loans and free career training. The office can also help veterans save money on some health care expenses through the VA system.

Rules and Regulations for Assisted Living Facilities in Pensacola, FL

Assisted Living Communities in Pensacola are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.

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The 10 Best Assisted Living Facilities in Pensacola, FL

Brookdale Pensacola

Seniors who choose Brookdale Pensacola enjoy apartment-style assisted living. Staff is available 24 hours to offer compassionate help with daily tasks. Each resident is provided light housekeeping and linen services, and small pets are allowed. Mealtimes are served communally in the dining room and residents can invite a guest. For those who wish to dine alone, each apartment has a kitchenette. Seniors are encouraged to meet new friends at organized games and off-site activities, and everyone can stay fit by using the on-site gym. There is a nurse on staff and medication management and hospice care are available. Brookdale provides transportation to medical appointments or shopping trips.

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Homestead Village of Pensacola

Minutes from more than 50 miles of coastline, Homestead Village of Pensacola is a not-for-profit community dedicated to helping seniors age in place. The 12-acre campus features 12 cottages, each tailored to suit a specific level of care, set among beautifully landscaped grounds, with walkways, gardens and patio areas. Dedicated care professionals are available 24 hours a day to assist residents with tasks such as grooming, medication administration and transportation to appointments. Residents can socialize with friends in one of the many common areas found throughout the facility, including a cozy living room with a fireplace and inviting sunroom. Daily social, cultural and educational activities are available to give seniors an enriched life experience, along with health and wellness programs tailored to meet the needs and abilities of individual residents.

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  • Assistance With Daily Life Activities
  • Transportation To Appointments Available For Residents

Elmcroft of Pensacola

Easy access to the community and shopping centers are just some of the benefits of living at Elmcroft of Pensacola. This assisted living facility is also close to Pensacola Beach and two parks, providing seniors plenty of options for a day exploring the neighborhood. On campus there are expansive outdoor common areas and a patio garden, all set in a serene, suburban area. Residents can keep active and have fun at the putting green, gardening club, fitness classes or social gatherings like barbecues and birthday parties. With three medical centers nearby, Elmcroft of Pensacola ensures seniors have access to all the services they may need.

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  • Located Nearby Many Local Amenities And Attractions
  • Expansive Outdoor Common Areas

The Waterford at Carpenter's Creek

The Waterford at Carpenter's Creek offers a supportive environment that encourages seniors to be self-reliant, with the added comfort of trained staff available on-site 24-hours a day to assist in any way needed. The cozy apartments are designed with accessible bathrooms, mini blinds and walk-in closets, and some even feature kitchenettes. Residents can spend their days enjoying shared community features, such as a library, lounge area with a big-screen TV, billiards table and grand piano, or take a walk outdoors and enjoy the sunny weather in the landscaped courtyard. The facility also boasts the largest activity center in Pensacola, where seniors can participate in a variety of games and social activities with fellow residents.

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  • 24-Hour Assistance For Daily Activities
  • Regularly Scheduled Activities And Events

Asbury Place

Conveniently located near medical facilities in Pensacola, Florida, Asbury Place is set amidst charming landscaped courtyards that exude country-style living in an urban environment. Large windows brighten up the apartments, which are equipped with private bathrooms and personal heating and cooling units. Residents' care-related needs are assessed upon admission and updated regularly throughout their stay. These include personal assistance with activities of daily living, medication, mobility and continence assistance and on-site visits from health practitioners. Seniors feel secure and right at home with the pet-friendly setting, modern security system, on-site salon, large common spaces, transportation assistance and exciting daily activities. As with other Priority Life Care communities, Asbury Place encourages independence, individuality and overall wellness.

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  • Individualized Care Services Provided To Each Resident
  • On-Site Salon, As Well As Other Amenities Available

Summer Vista Assisted Living

Summer Vista Assisted Living invites seniors in the Pensacola area to pursue active, fulfilling lives. From assisted living to memory care, a healthy and balanced lifestyle is at the heart of all its programs. The facility has an activity calendar filled with positive, engaging individual and group events, such as day trips, fitness classes and live entertainment. Summer Vista's 24-hour care gives residents the freedom to take a stroll through the beautiful courtyard, chat with friends in the lounge or unwind in the comfort of their apartments.

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  • Regularly Scheduled Activities And Events
  • 24-Hour Assistance For Daily Activities

Veranda of Pensacola

At Veranda of Pensacola, seniors have several care options that range from gentle reminders about medication all the way up to physical assistance getting dressed, bathing and transferring from one location to another. With a movie theater on site and amenities like a library, an indoor swimming pool and a fitness room, seniors can enjoy life from the comfort of their new home or head out on one of the regular outings to local shopping and restaurants. There's always something on the calendar. Every unit comes with its own private bath and full kitchen. Residents can cook their favorite meals or make selections in the restaurant-style dining room.

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  • On-Site Movie Theater, As Well As Other Amenities
  • Regularly Scheduled Activities And Events

Wesley Haven Villa

The Pensacola-based Wesley Haven Villa is one of several faith-based Methodist Homes communities serving seniors throughout Alabama and Northwest Florida. It offers a wide array of life-enriching activities and amenities that provide the right balance of independence and care. Residents have a variety of floor plans to choose from, which are equipped with full baths and kitchens and maintained through weekly housekeeping services. Round-the-clock personal care and medication assistance are provided by the personal service staff, while the Life Enrichment Program helps promote seniors' physical, social, emotional, educational and spiritual growth. At Wesley Haven Villa, a monthly activity calendar can include engaging field trips, yoga and exercises, bingo and games, crafts, music and religious services.

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  • Housekeeping, Laundry/Linen Services Provided
  • 24-Hour Assistance For Daily Activities

Sabal House

At Sabal House, resident health and safety is a top priority, so this assisted living community includes a licensed nurse on staff and offers 24-hour emergency call systems to every resident. The courtyard and patios are secured, giving seniors a safe place to enjoy the outdoors with no worries about wandering. Family fun nights, live entertainment and regular worship services are just some of the activities on the calendar, and common areas offer comfortable seating, flat-screen TVs, plenty of games and places to curl up with a good book.

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  • 24 Hour Emergency Call Systems Provided To Residents
  • Religious Services Onsite Available

Gulf Breeze Courtyard

At Gulf Breeze Courtyard, seniors can enjoy an active and fulfilling lifestyle in a beautiful beach town environment. Its studio and one-bedroom units are all outfitted with private, accessible bathrooms and emergency call systems, and the facility is pet-friendly, so residents can enjoy the company of their furry friends. Trained staff members work with residents and their family members to develop a personalized plan of care, which includes services such as medication management, bathing assistance and help with dressing. The facility offers a full schedule of activities, events and outings designed to enrich the mind, body and soul. Residents have full freedom to choose the level of their participation to promote independence, and friends and family are welcome to join.

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