Page Reviewed / Updated - September 11, 2020
According to 55places.com, Jacksonville was named one of the most affordable U.S. cities for retirement in 2019. Located in the northeast corner of the state of Florida along the Atlantic Coast, Jacksonville offers 22 miles of beachfront for fishing and boating, and access to the St. Johns River, one of the largest recreational sport rivers in the state.
Active seniors looking for things do will find world-class golf courses, including the Bent Creek Golf Course and the Hyde Park Gold Club and plenty of parks for hiking and watching nature, like Big Talbot Island and the Kathryn Abbey Hanna Park. Other attractions include the Riverside Arts Market where local artisans, farmers and crafters meet to sell their wares, and the Jacksonville Zoo and Gardens. With approximately 221 sunny days per year and mild winters, Jacksonville makes it easy to enjoy the outdoors year round.
Additionally, find out more about the cost of assisted living in Jacksonville and what financial assistance programs are available.
9960 Atrium Way
Jacksonville, FL 32225
Just minutes from the airport and local beaches, Brookdale Atrium Way offers a home-like community that encourages social connections and staying active. Staff is available 24/7 to help with medication management, housekeeping and personal grooming. A general store is available for purchasing small gifts and necessities, and the small cafe and private dining room is ideal for entertaining guests. There is also a library, an arts and craft studio and a greenhouse for those with existing hobbies or seniors interested in something new. Social activities include games and billiards, bingo and exercise classes.
4870 Belfort Rd.
Jacksonville, FL 32256
Sunrise of Jacksonville has over 30 years of experience in providing excellent care for seniors who need assistance with daily living. With over three acres of property, the community has walking paths and benches for enjoying the outdoors and the Florida weather. Monthly wellness visits are provided by a licensed on-staff nurse and daily exercise is offered in the on-site fitness center. The community has its own bus for transportation around the city and for day trips. This community ranks in our top 10 for its consistent individual care and signature Sunrise dining.
10061 Sweetwater Pkwy.
Jacksonville, FL 32256
Camellia at Deerwood offers studio, one- and two-bedroom units with a full kitchen or kitchenette and each unit has either a patio or balcony. Housekeeping, with linen service, and maintenance are included as is personalized assistance. With a resort-like feel, this upscale facility has an on-site swimming pool, theatre and a small bistro for entertaining friends. Regular activities include card games, board games and billiards. Residents can enjoy frequent outings to nearby points of interest and shopping.
10660 Old St. Augustine Rd.
Jacksonville, FL 32257
Located on the south side of Jacksonville on over 19 acres, Wyndham Lakes is a quiet community with an expansive courtyard for enjoying the outdoors. The community offers over 150 activities per month, including historic trivia, gardening, crafts, reading groups, exercise and computer classes. There is an on-site beauty and barber shop and resident transportation. The facility ranks top on our list of assisted living communities due to its year-round community events and beautifully-landscaped facility.
4000 San Pablo Pkwy.
Jacksonville, FL 32224
The Windsor at San Pablo offers beautifully decorated one- and two-bedroom apartments with kitchenettes and an emergency call system for those who need immediate help. Residents can take part in art lessons, group games, chair aerobics and walking clubs. There is an on-site theater, a well-stocked library and a large courtyard. This facility ranks in our top 10 list due to the friendly staff and the resort-like atmosphere.
4670 Belfort Rd.
Jacksonville, FL 32256
Sunrise of Jacksonville is conveniently located near the center of town close to St. Vincent's Southside hospital, multiple eateries and the St. Johns River. The community hosts regular events for the residents, including cooking challenges and outings to nearby attractions. The community has upscale furnishings and a Sunrise Signature dining room that creates the feel of restaurant-style eating.
9601 Southbrook Dr.
Jacksonville, FL 32256
Brookdale Southside is located in a quiet residential community close to the St. Vincent Medical Center and the Southside Square Shopping Center. The grounds include a small lake close by with a walking path that is ideal for seniors who enjoy the outdoors. Other amenities include a library, a gym, a computer room and an on-site swimming pool. This community ranks in the top 10 due to its spacious rooms and constant activities, including exercise classes, board games, trivia and bingo.
14199 William Davis Pkwy.
Jacksonville, FL 32224
Located between Jacksonville and St. Augustine along the Intracoastal Waterway, Atria Park of San Pablo is close to shops and beaches, which provide seniors with plenty of things to see and do. The community schedules over 200 activities each month, including birthday parties, exercise classes, movie nights and art classes, and there is an on-site salon and barber shop, a physical therapy room and a library.
5939 Roosevelt Blvd.
Jacksonville, FL 32244
Named the best assisted living facility of Jacksonville by The Folio 500 in 2018, The Windsor of Ortega is an upscale community with a variety of residential floorplans, including one and two-bedroom apartments, and in-room kitchenettes. An on-site theater is used for movie nights and the spacious garden and patio is ideal for afternoon walks or socializing with friends. The community also has a coffee shop, a computer room and an on-site beauty and barber shop.
10141 Old St. Augustine Rd.
Jacksonville, FL 32257
Augustine Landing provides the feel of apartment-style living in a quiet residential neighborhood. A spacious library with couches and chairs provide residents a comfortable place to relax and read, and a game room is available with board games for those who enjoy friendly competition. There's also a theater with a large screen TV for movie nights and each room has a small patio for enjoying the outdoors in private.
Senior care in Jacksonville is among the most costly in the area when compared to nearby cities and the overall state median for most services, according to the Genworth 2018 Cost of Care Survey. Adult Day Care services in particular for Jacksonville are among the highest at $2,080 per month, 30% more than the state median, and 22% more than The Villages, the city that is closest in cost. Home care services, however, are among the lowest in the region at $3,670 a month, while other cities average costs between $3,813 and $3,909 per month.
The average cost of assisted living in Jacksonville is $4,425 per month, $900 more than the state median of $3,500, and second highest in cost behind The Villages, which is $5,031 per month. Ocala is on the low end of cost at $3,275 per month, while other cities in the area average between $4,125 and $3,850 per month.
The cost of home care in Jacksonville is $3,670 per month. This works out to be about $21 per hour, if a 44 hour work week is assumed. This is about $130 less than the state average of $3,804, and it’s the second lowest when compared to other large cities in the area. The least expensive is The Villages at $3,527 and the highest is Daytona Beach at $3,909 per month.
Adult Day Care in Jacksonville costs the most in the region at $2,080, over $600 more than the state average of $1,463. The Villages has the second highest cost of $1,625, while Gainesville is the lowest of all the comparable nearby cities at $1,387. Other cities average between $1,408 and $1,463.
The cost of nursing home care in Jacksonville is the least expensive in the state at $7,118 per month when compared to nearby cities, and is 13% lower in cost than the state average of $8,152. Other areas of the region average monthly costs between $7,452 and $8,076.
This program was initiated in 2011 and divides service areas in the state into 11 regions, which are each served by a different Managed Healthcare Organization. Region 4 includes Duval County where the city of Jacksonville is located and is serviced by Humana, Sunshine and United Healthcare. Designed to meet the needs of seniors, the program provides home care services, transportation, nursing care, adult day care, medication management, and durable medical equipment for seniors regardless of place of residence.
This is a Medicaid entitlement program, which means anyone who satisfies eligibility criteria will receive benefits. Applicants must be 65 or older, residents of the state and meet income limits of $2000 per month for single applicants and $3,375 per month for married couples. More information on plans and the application process may be found on the Access Florida website, the Florida Managed Medicare website, or by calling (877) 711-3662 to speak to a counselor.
HCBS waivers allow seniors to age in place while still receiving vital services. The waivers typically include home care, adult day care, transportation to and from medical appointments, and often nursing. Some more specific waivers may include room and board, meals and a small cash stipend in a nursing home or assisted living facility.
Home Care for the Elderly (HCE)
Jacksonville seniors 60 or older who reside in the family home with caregivers that are family members and are low-income, may be able to receive a basic subsidy to provide for their care that typically includes medical costs. A secondary stipend is also obtainable, upon eligibility checks, that may be used to pay for needed services and durable medical supplies.
The program requires that the cost of care at home be less expensive than care in a facility, though applicants should have been assessed as “at risk” for nursing home placement. The income threshold is three times that of the requirement for Supplemental Security Income and asset levels for individuals should be no more than $2,000, and $3,000 for couples. Please visit the Florida Department of Elder Affairs website for more information and to locate a local area agency, or call (800) 9623-5337.
Institutional Care Program (ICP)
Low-income nursing facility residents or Jacksonville seniors 65 and older who face imminent placement in a nursing care facility, may be able to receive help paying for the cost of care and medical expenses through the Institutional Care Program.
While this is an entitlement program, applicants will need to prove their eligibility to receive benefits and have an asset limit of no more than $2,000 for single adults and $3,000 for couples. The income limit for the program is three times that of Supplemental Security Income and changes yearly. To obtain more information on the program and to apply, please visit the Access Florida website or call (866) 762-2237.
Community Care for the Elderly (CCE)
Seniors that can live at home with targeted care are the focus of this program. The needed care should rise to a nursing home level but can be done at home, with the costs being significantly lower than that of a facility. Eligible persons will be at least 60 years old and have been assessed as being at risk for nursing home placement.
Community-based services, home care, transportation, nursing, adult day care services, personal care, and home-delivered meals are some of the services that are provided. The program is administered on behalf of the Florida Department of Elder Affairs (FEDA) through local area agencies on aging. To learn more about what services are available in Jacksonville or to get help with applying, please visit the FDEA website or call (800) 963-5337.
Assisted Living for the Elderly
Similar to the Community Care for the Elderly waiver, applicants for the Assisted Living for the Elderly program must require a nursing home level of care. In this instance, they must opt to receive that care in an assisted living facility, rather than at home. Qualified applicants will already reside in an assisted living facility, be 65 years or older or 60-64 and be designated as disabled by social security. Medicaid eligibility or already receiving Medicaid is a requirement, and applicants must need help completing at least four necessary tasks daily.
Applicants that do not currently reside in an assisted living facility, must have recently been discharged from a nursing facility and be unable to return home due to needing continuous nursing, personal care or the need for supervision. All services are provided inside an assisted living facility and include personal care, homemaker services, companion services, medication administration, intermittent nursing, and other services as deemed necessary. For more information and to find out how to apply, visit the Florida Department of Elder Affairs, or call (800) 963-5337.
Medically Needy Medicaid Program
Medically Needy is a limited benefit program that is available to low-income seniors 65 and older that may not otherwise qualify for full Medicaid benefits due to assets or income. There is no monthly income threshold, and individuals should have countable assets that are less than $5,000 or $6,000 for couples. Applicants must prove that monthly medical costs such as prescriptions or supplies are more than their monthly income will allow them to purchase comfortably.
Once a determination is made, based on monthly income and the amount paid per month in medical expenses, Medicaid will pay the difference in total cost. For More information or to apply, visit the Access Florida website or call (866) 762-2237.
Supplemental Security Insurance (SSI) Related Medicaid
SSI Related Medicaid is available automatically for seniors that are receiving Supplemental Security Income (SSI) benefits. Applicants may use the Access Florida website to complete their application for SSI Related Medicaid.
Applicants must already be receiving SSI benefits, or be eligible to receive benefits. If ineligible, the disqualification should be due only to income. There is a monthly income limit of $891 for individuals and $1,208 for couples. An asset threshold is also in place and requires single individuals to have no more than $5,000 in assets, while married couples may have combined assets of $6,000 or less.
Optional State Supplementation Program
Jacksonville seniors who reside in an assisted living facility or adult care home may be eligible to receive a monthly cash stipend that is used to pay for room and board if they are low-income or have no income. Unlike more traditional programs, payments are made directly to the resident and not the facility and are based on need as assessed by an adult services counselor.
If there is no income, seniors must apply for Supplemental Security Income which will be used as the baseline for determination of cash benefits. The income threshold for couples is $1,505 and $738 for individuals, asset limits are $3,000 and $2,000 respectively. Applicants must be 65 years old and reside in a licensed facility. More program information and electronic applications are available on the Access Florida website, or by calling (800) 963-5337.
Medicare Extra Help
The federally funded Extra Help program that helps with paying for prescription drugs is available to low-income seniors in Jacksonville. The program will pay for annual and monthly premiums as well as prescriptions once an applicant has been assessed as in need. The asset threshold is $14,390 for individuals and $28,720 for couples, with no monthly income threshold. Additional information about the program is available on the Social Security website or by calling (800) 772-1213 or (800) 963-5337.
This non-profit agency provides a myriad of services for seniors 60 and older in the Jacksonville area free of cost that include home health aide services, meals, mental health services as well as help finding affordable housing options. More information is available on their website, or by calling the provided number.
The Diocese has 278 units of HUD subsidized low-income senior housing in three buildings and locations. Applicants qualify through the HUD income based process that adjusts yearly for changes. Seniors pay 30% of gross yearly income after deductions of medical, dental and prescription costs. Additional information is available on the Diocese website. .
Lutheran Social Services delivers monthly food bags to seniors in low-income housing throughout Jacksonville. Service coordinators within the community identify seniors in need, and a corps of volunteers deliver the monthly food items. More information on the program can be found on their website or by calling (904) 448-5995.
The Public Housing Authority has 825 studio, 1, 2 and 3 bedroom low-income senior housing units available across six buildings and four properties. Rent varies by location and is dependent on income and apartment size. Studios are a fixed 30% of gross yearly income, while 1, 2 and 3 bedrooms have some below market variance. More information is available on the housing authority website.
The city of Jacksonville offers seniors transportation, homemaker and home health aide services, grocery shopping assistance, and for those that need it, meal delivery, all free of cost. These services and others are open to seniors 60 years or older. To learn more about what services are available or to find a center, please visit the website or call (904) 630-2489.
HUD Subsidized affordable studio, 1, 2 and 3 bedroom apartments are available to seniors in Jacksonville through a number of management companies for a combined total of 2,643 units in 20 buildings across the city. Residents must be 62 or older to qualify and will pay 30% of their adjusted gross monthly income. For a list of available low-income senior apartments and contact information for management companies, please visit the HUD website.
This is targeted at caregivers in the family home that attend to elderly family members with dementia or Alzheimer's. The program is offered through the Department of Elder Affairs and relies on a dedicated team of volunteers that provide up to 4 hours of time away for caregivers. More information may be obtained at a local aging resource center or by calling (800) 963-5337.
For additional information and planning, please read our comprehensive guide to paying for senior care in Florida.