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Page Reviewed / Updated – September 21, 2020

The 10 Best Assisted Living Facilities in Clearwater, FL

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Located in Florida’s sunny Tampa Bay area, Clearwater is an iconic beachfront city, known for its stunning sunsets, annual holiday events and the Clearwater Marine Aquarium, home to a variety of rescued marine animals. Close to 22% of Clearwater’s 116,946 residents are aged 65 and older, and the area is popular among seniors who enjoy long, hot summers and mild, short winters. 

Clearwater is located about 27 miles west of Tampa, where seniors can access world-class health care services at Tampa General Hospital and the H.Lee Moffittt Cancer Center. Within Clearwater, Morton Plant Hospital offers emergency and acute medical care. 

Note: Assisted living cost data wasn’t available for Clearwater, so data from the nearest city, Tampa, was used. 

Check out our list of the top 10 assisted living facilities in Clearwater to find the best fit for your loved one. Additionally, find out more about the cost of assisted living in Clearwater and what financial assistance programs are available.

The Oaks of Clearwater

Offering stunning views of Clearwater Bay, The Oaks of Clearwater is a vibrant waterfront senior living community. Services include independent and assisted living, as well as skilled nursing, rehabilitation and memory care. The facility has an engaging activity calendar with daily card games, fitness classes and social clubs, and residents are free to dine on their own terms with restaurant-style all-day dining. We featured The Oaks of Clearwater on our top 10 list because it's the only retirement community in the region to win the A Taste of Clearwater award for culinary excellence. 

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Pacifica Senior Living Belleair

Pacifica Senior Living Belleair is a bright, well-maintained assisted living and memory care community. Conveniently located close to  Mease Dunedin Hospital, Ross Norton Recreation Center and LaBelle Plaza Shopping Center, residents enjoy easy access to nearby beaches, restaurants and services. The community features plenty of cozy seating areas, beautifully-landscaped gardens and paths and fully secured grounds. Accommodations are divided into single-story cottages of 14 residents, and each cottage has a homelike living room and dining room. We featured Pacifica Senior Living Belleair on our list because they ranked high for having caring, compassionate staff and a comfortable, friendly atmosphere. 

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Grand Villa of Clearwater

Grand Villa of Clearwater is a resort-style senior living community offering independent living, assisted living, memory care and respite care services. Residents enjoy stress-free living, thanks to the 24/7 on-site staff, comfortable surroundings and beautiful setting, which includes landscaped gardens and walking trails. On-site medical care, including podiatry, dental and rehab therapy is available for those who want to avoid the stress of in-office visits, and daily lifestyle programming means there are always plenty of activities to join. 

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  • Regular outings to local restaurants and shopping centers
  • Apartment options include studio, one-bedroom and two-bed, one-bath suites

Curlew Care of Clearwater

Seniors seeking a small, homelike assisted living community will find what they're looking for at Curlew Care of Clearwater. This 26-bed community looks and feels much like a traditional family home, with cozy bedrooms and comfortable living rooms. The covered porch makes a great place to enjoy a sunny afternoon, and meals are cooked in-house under the supervision of a dietitian. Loved ones are welcome to join the monthly BBQs and holiday celebrations, and private accommodations are available for out-of-town visitors. 

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Heritage House Assisted Living

Heritage House Assisted Living is a family-owned and operated assisted living community nestled on a beautiful two-acre campus close to the St. Pete-Clearwater International Airport. Residents enjoy personalized care and support from the friendly caregivers, and a variety of room styles are available, all with wheelchair-accessible bathrooms. Home-cooked meals are served family-style, and seniors can relax in the shady outdoor area. 

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Midway Manor Assisted Living

Centrally located just a few blocks from the Walmart Supercenter and steps from the Pinellas Suncoast Transit Authority bus stop, Midway Manor Assisted Living provides seniors with an affordable place to spend their retirement years. Accommodations include semiprivate and private rooms, as well as self-contained apartments, and community-wide fire sprinklers and security alarms help keep seniors safe and secure. This facility has an enclosed courtyard with a stunning garden and fountain, a dedicated visitor's area and a family-style dining room. 

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The Preserve at Clearwater

Bordered by a protected nature reserve, The Preserve at Clearwater is a peaceful, well-appointed senior living community that offers assisted living and memory care services. The resort-style amenities include a heated pool, a fitness studio and therapeutic whirlpool, a lake view dining room and a bistro lounge. Wi-Fi service is available throughout the community, and there are numerous lounges, landscaped gardens, walking paths and a pond area, complete with a fire pit. Workshops and concerts are held in the auditorium, and seniors can keep their culinary skills sharp in the arts and cooking studio. We featured The Preserve at Clearwater on this list because it offers a wide array of services and amenities designed to keep seniors active, engaged and healthy. 

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Regency Oaks

Regency Oaks is a large, established life care community located on a peaceful 40-acre campus in Clearwater's Robinwood neighborhood. Assisted living services include daily recreational programs, such as fitness classes and day trips to area beaches, museums and parks. Regency Oaks has an on-site beauty shop and barber, an arts and crafts studio, a woodworking shop and a sports bar. Residents can enjoy their meals in the formal dining room, the bistro-style Tavern in the Oaks and the Sports Bar and Pub. 

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Atria Countryside

Located just south of the Mease Countryside Hospital campus, Atria Countryside offers independent and assisted living, as well as Life Guidance, a dedicated memory care program. Daily recreational programs led by the full-time activity director include brain games, arts and crafts, fitness classes and excursions to local restaurants, parks and events. A nurse is on-site 24/7, and every resident receives a wearable emergency call pendant or wristband. Gluten-free, low-sodium and vegetarian meal options are available, and there's an outdoor grill and dining space. Apartments include kitchens or kitchenettes, walk-in closets and individual thermostats, and pets are welcome upon approval. 

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Elmcroft of Pinecrest

Elmcroft of Pinecrest is a comfortable, relaxed senior living community located just minutes from downtown Clearwater. Independent and assisted living services are available, as well as a dedicated memory care program. Residents can sign up for the innovative Fulfilling Dreams program, which helps seniors realize lifelong dreams, such as attending a big-league ball game or reconnecting with a long lost friend. The accommodations range in size from 524 square foot one-bedroom units up to 100 square foot two-bedroom, two-bath suites. Recreational amenities include a heated outdoor pool, private dog park, three libraries and a fitness center, and seniors can sign up for escorted day trips, overnight excursions and cruises.

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The Cost of Senior Living and Care in Clearwater

In the Clearwater area, assisted living and home care is slightly cheaper than the state average, and comparable with other areas such as Miami and Orlando. According to the Genworth 2018 Cost of Care Survey, adult day care is about 20 percent more expensive in Clearwater as compared to the state median while nursing home care is only about 2 percent more costly in Clearwater.

NoteData on the average cost of senior care wasn’t available for Clearwater, so the data for the closest major city, Tampa, was used.

How much does Assisted Living Cost in Clearwater?

The average cost of assisted living in Clearwater is $3,250 a month, which is slightly cheaper than the Florida average of $3,500. These costs put Clearwater in line with locations such as Miami and Orlando at $3,350 and $3,275 a month, respectively.

The cheapest nearby area for assisted living is Lakeland at $2,808 a month, and the most expensive nearby area is Cape Coral at $4,000 a month.

How much does Home Care Cost in Clearwater?

The average cost of home care in the Clearwater area is $3,718 a month based on the yearly rate assuming 44 hours of care each week. This makes Clearwater slightly cheaper than the state average of $3,804 a month.

In nearby areas such as Lakeland and Sebring, home healthcare is substantially cheaper at $3,337 and $3,051 per month, respectively. The most expensive areas are Orlando at $4,004 and Cape Coral, $3,909 monthly.

How much does Adult Day Care Cost in Clearwater?

The average cost of adult day care in the Clearwater area is $1,907 a month, which makes it just over 20 percent more expensive than the rest of Florida on average. In nearby Lakeland, the average cost is considerably lower at $1,365 a month.

The least expensive adult day healthcare in Florida is in Orlando with an average cost of $1,300 a month, and the most expensive areas are Clearwater itself and North Port which are both $1,907 a month.

How much does Nursing Home Costs in Clearwater?

The average cost of nursing home care in Clearwater is one of the highest in Florida at $8,319 but is only slightly more expensive than the state average of $8,152 a month. In nearby North Port, nursing home care is even more expensive at $8,669 a month.

Lakeland is only about $15 a month cheaper than Clearwater, but Sebring is $1,171 less per month for nursing home care.

Financial Assistance Programs in Clearwater

Medicaid Program in Clearwater

In Clearwater, seniors can take advantage of the Statewide Medicaid Managed Care (SMMC) program which was put in place in 2014 to better organize the Home and Community Based Services (HCBS) Medicaid waivers previously offered in Florida.

Applicants to the SMMC program can choose between one or more of these plans:

  • Long-Term Care (LTC)
  • Managed Medical Assistance (MMA)
  • Dental

Seniors who are looking for help paying for assisted living, nursing homes and in-home care will need to apply for the Long-Term Care (LTC) program. The Managed Medical Assistance (MMA) program provides assistance to pay for various services including prescription drugs, mental health, doctor and hospital visits and transportation for these purposes.

Applicants must meet these eligibility requirements:

  • Legal resident of Florida
  • At least 65 years old (or disabled by Social Security standards if under 65)
  • Assessed as needing a nursing facility level of care
  • Meets the financial requirements (based on income and assets limited to $2,313 a month for an individual as of 2019)

Medicaid assistance to pay for nursing homes is an entitlement in Florida. This means that anyone who meets the above requirements is guaranteed to receive state assistance to stay in a nursing home without being put on a waiting list.

Medicaid assistance for assisted living or in-home care is not an entitlement in Florida. Applicants may be put on a waiting list to receive assistance for these services, with those deemed most in need given priority.

Seniors who wish to apply for any of the SMMC programs should contact their local Area Agency on Aging, which is the Pasco-Pinellas branch for Clearwater residents. The Elder Hotline can also help, which can be reached at (800) 262-2243 to request a preliminary interview.

In either case, applicants or their guardians should gather all necessary financial and medical information to be ready for the interview. After this screening has taken place, applicants are prioritized based on their needs and will then be assisted immediately or put on a waiting list.

More detailed information on Florida’s SMMC programs and application process can be found in our SMMC guide.

Other Financial Assistance Programs

Optional State Supplementation (OSS)

The OSS program is available for Clearwater residents aged 65 or over. This provides assistance paying for room and board in some residential care facilities such as assisted living, mental health treatment facilities and adult family care homes. These facilities must be enrolled as Medicaid providers of Assistive Care Services to qualify for the program. OSS is administered by Florida’s Department of Children and Families (DCF).

More information about eligibility, payments and the application process can be found in our OSS guide.

Community Care for the Elderly (CCE)

Clearwater residents aged 60 or over who have been assessed as functionally impaired but would like to remain living outside of residential facilities can take advantage of the CCE program. Seniors in the CCE program can get help with a range of services including medical therapeutic, personal care, assistance with shopping, medical supplies, adult day care, home aides and more.

More information about the services provided, eligibility requirements and application process can be found in our CCE guide.

Respite for Elders Living in Everyday Families (RELIEF)

The RELIEF program in Clearwater is designed to help the caregivers of seniors who can no longer care for themselves, including those diagnosed with Alzheimer’s or dementia. The state hopes that by financially assisting caregivers it can delay the need for institutionalized care and therefore allow seniors to live with family for longer. For Clearwater residents, the RELIEF program is managed by the Pasco-Pinellas branch of Area Agencies on Aging.

More information on this program including eligibility requirements and benefits can be found in our RELIEF guide.

Alzheimer’s Disease Initiative (ADI)

Clearwater seniors and their caregivers may benefit from the ADI which provides education and services for Alzheimer’s, dementia and other memory disorders. Services include both short- and long-term respite, either in-home or in a facility, as well as case management, caregiver counseling and training, diagnostics and medical supplies. The ADI is not available for anyone already enrolled in a Medicaid funded long-term care program.

More information about the eligibility requirements, application process and list of available services can be found in our ADI guide.

Home Care for the Elderly (HCE)

The HCE program provides payments to caregivers in Clearwater who care for low-income seniors. Seniors who live in their own home, as well as those who live in the caregiver’s home, are both eligible for this program. The payments from this program break down into two categories. Basic payments are for medical services, housing expenses, meals and clothing. Special payments are for things like medical equipment and home aides. Payments for both categories are paid directly to the caregiver.

More information about the eligibility requirements, available services and application process can be found in our HCE guide.

More Senior Living Resources in Clearwater


Phone Number


Clearwater Housing Authority

(727) 461-5777

The Clearwater Housing Authority manages multiple high-rises as well as single-family homes for low-income residents aged 50 or over. These properties have federally subsidized rent as part of the Public Housing Program.

Casa Miguel Apartments

(727) 797-8551

This apartment block on the northeast side of Clearwater offers low-income housing for seniors aged 62 or over. It is managed by Catholic Charities, and rent is subsidized by the Department of Housing and Urban Development (HUD).

Prospect Towers

(727) 447-5701

Prospect Towers of Clearwater is an apartment building for low-income residents aged 55 or over. There are 208 apartments in total with free utilities, and rent is subsidized by HUD.

Clear Bay Terrace

(727) 443-0411

This apartment block has 100 one-bedroom units available for seniors aged 62 or over and the disabled. Rent is subsidized by HUD.

Creekside Manor I and II

(727) 441-8400

Creekside Manor I on Franklin Street and Creekside Manor II on Pierce Street in Clearwater are two apartment buildings for low-income seniors aged 62 or over. Rent is subsidized by HUD.

Home Energy Assistance


Low-income seniors aged 60 or over can receive emergency assistance to pay for heating and cooling in their home. This assistance is provided through Florida’s Emergency Home Energy Assistance for the Elderly Program (EHEAP).

For additional information and planning, please read our comprehensive guide to paying for senior care in Florida.