Page Reviewed / Updated - September 2019
This guide is for seniors looking to compare the cost of long-term care in the Ormond Beach area to nearby cities and Florida as a whole. Public benefits and other financial assistance programs are covered, along with a brief overview of eligibility and services provided, as well as rent assistance programs in the area. Read more about these resources at the state level in our guide to paying for senior care in Florida.
Long-term care for seniors in Ormond Beach is relatively affordable compared to the state and national averages. According to the Genworth 2018 Cost of Care Survey, the cost of assisted living and home care is slightly higher than the state average, while adult day care and nursing homes are at or below the state average.
Note: Data on the average cost of senior care wasn't available for Ormond Beach, so the data for the closest area, Deltona, was used.
Ormond Beach has average assisted living costs of $3,850 per month, which is 10% higher than the state average. Prices are more affordable in nearby Orlando, with an average of $3,275, and the cheapest in the state is further southwest in Lakeland at $2,808.
The state average is $3,500 per month, and the most expensive area for assisted living is Naples at an average of $5,448. The Villages is also far above average, with a monthly cost of $5,031.
In-home care services in Ormond Beach cost an average of $3,909 per month, which is roughly $100 higher than the Florida average. However, there is little fluctuation in price across the state, with the main exception in Sebring, where prices are approximately $800 below average and the lowest in the state.
Naples is the most expensive area for home care in Florida at an average of $4,195 per month. Tampa is the cheapest major city for this level of care, with an average cost of $3,718 per month.
Ormond Beach has the same average monthly cost as Florida overall at $1,463. In nearby Orlando, the cheapest area in the state for adult day care, the cost is slightly lower at $1,300. Ocala is also below average, with a monthly cost of $1,408, and The Villages is substantially higher with a cost of $1,625.
Tampa is the least affordable area for this level of care, with an average cost of $1,907 per month.
Nursing home care in Ormond Beach is fairly affordable compared to the state average and surrounding areas. The average cost is $7,984 per month, and the state average is $8,152. Prices in Orlando and The Villages are also below average at $8,106 and $8,076 per month, respectively.
Sebring has the lowest cost in the state for nursing care, with an average of $7,148 per month, and Naples has the highest cost at $10,319.
Florida Medicaid is the state health care provider for low-income residents. It uses state and federal funds to help people get access to basic medical services at low or no cost.
Individuals are served through the Statewide Medicaid Managed Care program. Seniors and people with disabilities can also receive coverage for nursing home care and other long-term care options. SMMC helps seniors and the disabled in their own home or in assisted living, which in turn helps the state save money that it would otherwise be paying in nursing facility costs.
The SMMC provides coverage based on the needs of the applicant, with services split into three plans. Everyone on the SMMC must use the Dental plan. Managed Medical Assistance (MMA) and Long-Term Care (LTC) plans are optional.
MMA includes basic Medicaid services such as doctors, hospitals, drugs and transportation – most people get access to this plan. LTC covers nursing, in-home and assisted living care. Applicants must require a nursing level of care to get access to the LTC plan.
All services are entitlements, including assisted living, which means there is no waiting list once approved for the appropriate plan.
Social Security Income (SSI) recipients in Florida will also qualify for full Medicaid coverage with no share of cost. This can be arranged through the SSA without applying separately for Medicaid.
SMMC eligibility for seniors and people with disabilities:
Higher limits are in place for married couples if one spouse is in nursing care and the other spouse is living in the community. Read more about the spousal impoverishment rules.
Applications for Medicaid and Statewide Medicaid Managed Care plans can be submitted online at ACCESS Florida. Call the customer service line at (866) 762-2237 for help with the application process. The closest location for Ormond Beach residents to apply in person is the Daytona Beach DCF office at 210 N. Palmetto Avenue #410.Read our Florida SMMC guide for more information on services and eligibility.
Community Care for the Elderly (CCE)
This program is a statewide initiative aimed at preventing the premature institutionalization of senior Floridians. Community Care for the Elderly covers personal assistance services in the home of an individual, or that of a caregiver, as well as adult day care. These are what are known as community-based services, as opposed to services provided in a nursing facility or hospital.
Overview of CCE services:
Applicants must be 60 years of age or older. They must also be unable to qualify for Medicaid and assessed as having a functional impairment.
To apply for Community Care for the Elderly, contact the ElderSource Area Agency on Aging, which serves Ormond Beach and Volusia County as a whole. Call (904) 391-6600 to begin the application process.
Read our Florida CCE guide for more details about the services provided.
Home Care for the Elderly (HCE)
Home Care for the Elderly offers many of the same services as the CCE program, although it won't allow as much to be spent on these services.
The basic subsidy provided by HCE is $106 per month, which is to cover support and maintenance, as well as some medical costs.
It also provides special subsidies that are approved on a case by case basis. These special subsidies cover medical goods and services, such as drugs, wheelchairs and mobility assistance, ramps and home modifications, health aides and home nursing.
HCE eligibility requirements:
Applications for this program are handled by local Area Agencies on Aging. Seniors and caregivers in Ormond Beach can call the ElderSource AAA on (904) 391-6600 to arrange services.
Read our Florida HCE guide for more information about this program.
Alzheimer's Disease Initiative (ADI)
The ADI provides services directly to the caregivers of adults (18+) who are diagnosed with Alzheimer's or other related disorders. It isn't available for Medicaid recipients on the Long-Term Care plan. However, seniors on the LTC have access to similar services already.
Alzheimer's Disease Initiative attempts to relieve caregivers by covering many forms of respite care, including in-home respite and emergency situations. Adult day care services are covered, along with the possibility of extended respite for a maximum of 30 days.
Case management, medical supplies and equipment may also be covered. Caregiver training is available, and there are support groups and counseling sessions to help deal with the stresses of the job.
ElderSource is the agency responsible for ADI applications in Ormond Beach and Volusia County overall. Call (904) 391-6600 to ask any questions and begin the application process.
Optional State Supplementation (OSS)
Ormond Beach residents who receive SSI from the federal government may also qualify for an additional monthly payment from the state government. This is known as the Optional State Supplement, and it's sent to eligible recipients in a combined payment with SSI every month.
The OSS payment is to help cover the cost of room and board in residential care, including foster homes, assisted living or mental health treatment centers.
OSS is an entitlement, which means all eligible residents are guaranteed immediate coverage. However, the payment amount is fairly small and can't be used in conjunction with Medicaid-funded assisted living. If the individual is eligible for assisted living coverage through the Long-Term Care (LTC) Medicaid plan, it's generally better to take that rather than OSS.
As of 2019, the maximum monthly payment from OSS is $78 for an individual or $156 for a couple, if both qualify. Applicants must be at or below the asset limit, which is $2,000 for an individual, or $3,000 for a couple. They must also be at or below the monthly income limit of $849, or $1,698 for a couple.
Applications for OSS can be submitted online at ACCESS Florida. Call the Department of Children and Families (DCF) customer service on (866) 762-2237 for help.
Read our Florida OSS guide for further information.
Respite for Elders Living in Everyday Families (RELIEF)
RELIEF is an enhanced respite program offering various options that other programs don't. The goal of this program is to help the family caregivers of homebound seniors take care of their loved ones for as long as possible, and therefore delay the need for nursing care.
Respite care through the RELIEF program is available at times that other programs don't cover, such as evenings and weekends, and it's not restricted to emergencies. This means caregivers can request respite care and take the time to go and see a movie, do some shopping or otherwise take a break.Ormond Beach residents can contact the ElderSource Area Agency on Aging to arrange service. Call (904) 391-6600 and ask about respite through the RELIEF program.
|Ormond Beach Housing Authority||(386) 677-2069||The OBHA is responsible for the local management of the Housing Choice Voucher program, also known as Section 8, as well as low-income public housing in the area.|
|Utility Assistance in Volusia County||(386) 736-5956||Volusia County Human Services manages utility assistance programs for local residents who need help paying heating or cooling bills. Each program has its own financial requirements and payment methods.|
|Olive Grove Apartments||(386) 677-1663||This apartment community on Granada Boulevard in Ormond Beach is designated for low-income residents, and offers units with up to three bedrooms. Rent is subsidized by the Department of Housing and Urban Development (HUD).|
|Madison Glen Apartments||(386) 615-0050||This is a low-income senior community on Sterthaus Drive in Ormond Beach. It has apartments with up to three bedrooms and is a participant in the Low-Income Housing Tax Credit (LIHTC) program, which sets rental costs based on household income.|