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Cost of Assisted Living in Melbourne, Florida

Page Reviewed / Updated - August 01, 2019

This guide compares and contrasts different types of senior living and care in Melbourne, Florida, with other cities in the state. A brief review of the state's Medicaid program and eligibility criteria is covered in addition to various state and local programs available to assist with offsetting the cost of assisted living. For a more detailed look at the costs of assisted living and senior care in Florida, the state's Medicaid requirements and application information for financial assistance programs view our Florida assisted living guide

The Cost of Senior Living and Care in Melbourne

In Melbourne, Florida, assisted living, home care, adult day care and nursing home care, which are the four types of senior care included in Genworth 2018 Cost of Care Survey, are near the state average. None of the care types exceed 7% above or below the state's median cost of care.

All care type costs in Melbourne are below national averages except for nursing home care, which is 11% above the national average. At a 4% difference, assisted living is the only type of care in Melbourne that is below any of the state's median costs, and none of Melbourne's costs of care are the highest or lowest in the state. 

Note: Senior care cost data wasn’t available for Melbourne, so the data for the closest city, Palm Beach, was used.

How much does Assisted Living Cost in Melbourne?

Melbourne's $3,750 monthly average cost of assisted living is 6.7% above the state average of $3,500, making this care type the city's most expensive relative to the averages for other types of care in the state. It's also more expensive than its two closest cities surveyed, Port St. Lucie, and Sebastian. Compared to Tallahassee, Melbourne is relatively affordable coming in at 13.6% below the cost of care in the capital. 

A bit further south, Miami's average is 10.7% less than Melbourne's. On a national level, assisted living is Melbourne's second most affordable type of care at 6.3% below the national median.

How much does Home Care Cost in Melbourne?

At just above the state median of $3,805, Melbourne's $3,813 average monthly cost of home care is the closest of any of the city's costs of care to its state median. Sitting at 4.8% below the national average, home care is Melbourne's most affordable type of care on a national level. Home care costs in Sebastian, geographically the closest city surveyed, and Tallahassee are about 7% more per month on average. 

Miami's cost of home care, 12.5%, is one of the most affordable in the state and is the city's most affordable compared to any of Melbourne's other types of care.

How much does Adult Day Care Cost in Melbourne?

Adult day care is the only type of care in Melbourne that is below both state and national medians. At 9.74% below the national average, adult day care is Melbourne's most affordable type of care on a national level. Tampa Bay's $1,907 average monthly cost of adult day care is 26% more expensive than Melbourne's $1,408, one of the largest interstate care type cost differentials. 

Miami's monthly median is the same as Melbourne's, and Tallahassee is 11.5% less, establishing adult day care as Melbourne's most expensive type of care relative to the state capital.

How much does Nursing Home Costs in Melbourne?

The cost of nursing home care is Melbourne's least affordable compared to the state, and it's the city's only type of care above both state and national averages. It's also the city's only type of care less than Miami's median, which at $8,699 a month is one of the most expensive in the state.

The 0.4% difference between Sebastian's $8,334 median cost of nursing home care and Melbourne's $8,365 monthly cost represents the nearby cities' closest cost for care. At an average of $8,319 a month, Tampa Bay is the second closest city to Melbourne's cost of nursing home care.

Financial Assistance Programs in Melbourne

Medicaid Program in Melbourne

Low-income Melbourne residents can receive a variety of benefits through the Statewide Medicaid Managed Care (SMMC) program. Created in 2011 and fully implemented in 2013, the SMMC program consists of three components:

  • Managed Medical Assistance (MMA): MMA covers many standard health insurance benefits such as doctor visits, hospital care, and prescription drugs.
  • Long-Term Care (LTC): LTC provides a myriad of services including care in an assisted living facility, nursing home care, respite care and physical therapy.
  • Dental: All Medicaid recipients are required to enroll in a dental program.

Before receiving benefits, applicants must meet several criteria:

  • Be a legal resident of Florida
  • Age 65 or older
  • Display a need for a nursing home level of care as determined by CARES
  • Meet income and asset requirements

For the SMMC program, monthly income for an individual cannot exceed $2,313 a month and $4,626 a month for a couple. Total assets cannot exceed $2,000 and $3,000 for an individual or couple, respectively. Nursing home care in Florida is an entitlement, so all eligible applicants can receive it.To gain a more comprehensive understanding of Florida's SMMC program, read our guide or contact the Department of Elder Affairs at 1-800-963-5337.

Other Financial Assistance Programs in Melbourne

Optional State Supplement (OSS)

Melbourne residents on an SSI-related Medicaid program can receive assistance with assisted living facility care costs through the Optional State Supplement (OSS). After considering the resident's income and the facility's cost of care, residents can receive a direct cash disbursement to help offset care expenses.

Current monthly income restrictions are $849.00 for an individual and $1,698.80 for a couple, and total assets cannot exceed $2,000 for an individual and $3,000 for a couple. Individual recipients can receive up to $78.40 a month and $156.80 a month for a couple. Read our guide to learn more about OSS benefits and eligibility.  

Respite for Elders Living In Everyday Families (RELIEF)

The Respite for Elders Living In Everyday Families (RELIEF) program expands on currently available respite programs to provide home-bound seniors with Alzheimer's and related conditions the necessary care while family members take a break. Carefully selected volunteers are chosen based upon seniors' personalities and preferences to ensure a smooth transition.

Family members can learn more about the benefits and application process by contacting their nearest Aging and Disability Resource Center, calling the Florida Department of Elder Affairs at (850) 414-2374, or reading our RELIEF guide

Alzheimer's Disease Initiative (ADIADI)

The Alzheimer's Disease Initiative (ADI) provides caregivers of individuals living with Alzheimer's and related conditions with respite care, training, and other support services. Respite services include in-home care, adult day care and extended care up to 30 days. Case management, specialized medical equipment, and support groups are a few of the additional services available.

Currently, seniors enrolled in SMMC are not eligible. Our ADI guide provides a more comprehensive view of the benefits and eligibility criteria. 

Community Care for the Elderly (CCE)

Seniors can receive a wide variety of care through community-based services in the Community Care for the Elderly (CCE) program. Seniors must be at least 60 years old and undergo a comprehensive assessment to confirm functional impairment. More than 20 goods and services are available including companionship, emergency response systems, adult day care, and emergency home repairs.

For more information on benefits, eligibility and how to apply, contact the Florida Department of Elderly Affairs at (800) 963-5337 and consult our CCE guide

Institutional Care Program (ICP)

The Institutional Care Program is a Medicaid program that provides general medical care in addition to helping individuals pay costs associated with skilled and intermediate care nursing facilities. To qualify, seniors must be at least 65 years old, be within Medicaid restrictions for income and assets, and be currently living in a nursing home that participates in Medicaid.

Applicants and their families can contact the Department of Children and Families (DCF) at (866) 762-2237 or visit its online guide to learn more about benefits, eligibility, and the application process.

Home Care for the Elderly (HCE)

At an average of $106 a month, the Home Care for the Elderly (HCE) is a subsidy to help seniors pay for housing instead of transitioning to a nursing facility. Subsidies are intended to be used for care-related costs such as incontinence supplies, nutritional supplements and home accessibility modifications. Seniors must be at least 60 years old and at risk of being placed in a nursing facility.The program's planning, monitoring, and training are handled by the Department of Elder Affairs. Applicant's income and assets must be in accordance with the Institutional Care Program. Our HCE guide provides an in-depth look at the benefits, guidelines, and applicant eligibility.

More Senior Living Resources in Melbourne

Resource Phone Number Description
Discovery Village at Melbourne (321) 604-3106 Discovery Village at Melbourne is a senior living community that provides affordable, well-appointed apartment homes with a variety of floor plans.
Aging Matters in Brevard (321) 806-3802 Aging Matters in Brevard provides Melbourne residents over the age of 60 with a variety of free and income-based senior assistance and care such as personal care services, home improvement and homemaker service.