Page Reviewed / Updated - October 27, 2020
Located 30 miles west of Houston along the Interstate 10 corridor, Katy, Texas, is a historic railroad town and strategically positioned suburb that's poised for steady growth. Today, the community has more than 21,000 residents, and senior citizens represent about 13% of the population. As part of the greater Houston metropolitan area, residents enjoy convenient transportation access and a rich array of urban amenities.
The city is home to several large-scale recreation areas, including Mary Jo Peckham Park, which features a fishing pond, an indoor aquatic center and walking trails. According to SmartAsset, Katy is one of the state's top retirement destinations, and it ranks as one of the top 20 retirement-friendly cities in the United States since residents enjoy a good financial outlook and reasonable cost of living.
Note: Information for Katy was not available, so data from the nearest city, Houston, was used.
Seniors who want to learn more about their options will find information about 10 of Katy's best assisted living facilities in this guide. Additionally, find out more about the cost of assisted living in Katy and what financial assistance programs are available.
24001 Cinco Village Center Blvd.
Katy, TX 77494
Minutes from bustling shopping areas along Commercial Center Boulevard, Atria Cinco Ranch is a large-scale senior living community with dedicated facilities for residents in independent living, assisted living and memory care. The opulent campus features premium amenities, including a movie theater, art studio and woodworking shop. For a satisfying meal or light snack, residents can head to the formal dining room, casual bistro or cocktail lounge, which features a big-screen TV and billiards table. Atria Cinco Ranch has plenty of outdoor amenities too. Residents have access to a putting green and a saltwater pool, and many of the community's apartments feature balconies or patios that overlook the landscaped grounds.
21939 Cinco Ranch Blvd.
Katy, TX 77450
Located off Mason Road, Sunrise of Cinco Ranch offers assisted living and two levels of memory care in an attractive cottage-style setting. The community features tastefully appointed common areas with oversize fireplaces and comfortable seating. Residents can savor a nutritious meal in the casual bistro or restaurant-style dining room, which serves favorites like taco salad, fresh fish and roasted vegetables. The community also features a landscaped courtyard with walking paths, rocking chairs and areas just for pets. Assisted living residents at Sunrise of Cinco Ranch reside in studios and one- or two-bedroom suites. Although floor plans vary, each unit features a compact kitchenette, private bath and ample storage.
21601 Provincial Blvd.
Katy, TX 77450
Colonial Oaks Senior Living at Katy provides assisted living and memory care in the well-connected Mason Park neighborhood, which is minutes from shops, restaurants and medical facilities. This single-level community consistently ranks as one of the area's best assisted living facilities thanks to its superb care team and excellent amenities, which include a movie theater, salon and cozy living areas. Seniors at Colonial Oaks benefit from enhanced life enrichment activities, including classes, parties and community outings, as well as extensive personal services that allow residents to enjoy a truly maintenance-free lifestyle.
24802 Kingsland Blvd.
Katy, TX 77494
This senior lifestyle community offers award-winning assisted living and memory care in a desirable area between Falcon Point, Grand Harbor and the 160-store Katy Mills shopping mall. Assisted living residents enjoy a well-rounded lifestyle with wellness programs, social outings and three daily chef-prepared meals. On-site activities, including games, fitness classes and worship services, center around the craft studio, media room and library. Between scheduled events, residents can explore the landscaped patio, chat with friends in the coffee shop or relax in one of the inviting living areas.
1400 Katy-Flewellen Road
Katy, TX 77494
Carriage Inn Katy is a continuing-care retirement community centrally located near Interstate 10, medical facilities and unique Old Town shops. The amenity-rich campus features oak-shaded grounds, grilling stations and walking paths. Cottage residents can take advantage of sheltered garage or carport parking or rely on the community's chauffeur to travel around town. Carriage Inn Katy organizes abundant on-site activities to encourage resident well-being. Seniors can try a cooking class, stay fit with tai chi and yoga or test their luck with casino night games. Happy hours, social clubs and movie nights provide extra fun throughout the week.
1520 Katy Gap Road
Katy, TX 77494
The Legacy at Falcon Point is located off Katy Gap Road minutes from shopping, dining, medical offices and one of the city's premier golf courses. This upscale assisted living community offers a rich array of on- and off-site events and premium amenities, including a putting green, game room, fitness center and movie theater. Diverse activities and services allow residents to create a customized lifestyle with help from the full-time wellness director and concierge staff. The Legacy at Falcon Point offers industry-leading programs to promote resident well-being and engagement, which is why we've named it one of Katy's best senior living communities.
21715 Bridgewater Village Drive
Katy, TX 77449
Operated by an award-winning Houston-based senior living provider, Bridgewater Cottage offers assisted living and memory care in Katy's desirable Bridgewater neighborhood. Seniors receive attentive, personalized assistance in an intimate homelike setting with enhanced staffing ratios. Despite the facility's small size, residents enjoy a full calendar of activities, including crafts, trivia, tai chi and pet therapy. Bridgewater Cottage offers personalized assistance that allows residents to develop a meaningful daily routine. The community's high standard of care has earned it recognition as one of the best assisted living facilities in Katy.
21175 Southwest Freeway
Richmond, TX 77469
Located in suburban Richmond, Clayton Oaks Living provides personalized care in a well-connected area near Interstate 69, grocery stores and two medical centers. This contemporary single-level facility features a wide selection of amenities, including a piano bar, theater room, library and whirlpool spa. Residents enjoy outdoor walking paths, community gardens and grilling areas. There's even a dog park and facilities for residents' pets. Ideal for seniors who enjoy an active, socially connected lifestyle, the community has a weekly book club, choir and swing band. Organized events include ice cream socials, movie nights, cocktail hours and picnics.
21700 Bellaire Blvd.
Richmond, TX 77407
The Delaney at Parkway Lakes is a large-scale senior lifestyle community conveniently located near Grand Parkway, the Westpark Tollway and Richmond's premier shopping areas. The campus offers multiple levels of care in a resort-style setting. Residents can watch the game in the theater, relax near the fireplace in the great room or head to the chef-staffed restaurant, which offers everything from gourmet entrées to casual comfort food. The Delaney at Parkway Lakes provides personalized wellness programs and organizes signature Embrace the World activities that combine food, entertainment and culture.
2835 Shadowbriar Drive
Houston, TX 77077
Located in west Houston, Brookdale Shadowlake provides assisted living and memory care in a convenient setting that's minutes from shopping, dining and HCA Houston Healthcare West. The community receives exceptional feedback for its activities, amenities and accessible management team, which is why we've featured it in this guide to the best assisted living communities near Katy. Residents can relax on the screened-in lanai, gather with friends in the fireside living room or stroll around the fishing pond. Additional common areas provide plenty of room for arts and crafts, karaoke, movie nights and other fun activities that are scheduled seven days a week.
The cost of senior living in Katy tends to be somewhat higher than equivalent costs across the rest of Texas. According to the 2018 Genworth Cost of Care Survey, seniors in Katy pay an average of 10 to 40% more for each level of care than the state average.
Texas is a large state, one with a diverse mix of heavily urbanized and sparsely populated areas, and the cost of care varies a lot between the different population centers. Across all surveyed cities, the average cost for assisted living in Texas is $3,795 a month, while seniors in Katy can expect to pay $3,863. Among Texas cities, Abilene comes closest to this average, at $3,868 a month for the same level of care.
Assisted living in several Texas cities is somewhat more expensive than these prices. Arlington, for example, reports an average cost for assisted living of $4,350 a month, which is close to San Angelo's average cost of $4,450. Major outliers can be found here and there in Texas. Lubbock's costs average $3,200 a month, while the least expensive city surveyed in Texas is El Paso, where assisted living costs an average of just $2,250 a month, while Texarkana averages $2,265. At the other end of the spectrum, Austin leads the state for assisted living costs at $5,190 a month.
Home care in Texas averages $3,813 a month. Seniors who need a home care worker to help them live independently in Katy can expect to pay an average monthly cost of $3,909. Arlington and Austin report higher home care costs, at $4,004 and $4,099 a month, respectively.
Other Texas cities come in well below these prices for home care. Abilene's average cost, for example, is $3,504 a month, while San Angelo and Lubbock report monthly costs of $3,432 and $3,600 a month, respectively. Texarkana and El Paso have some of the most affordable home care costs in Texas. The former averages $3,022 a month, while the latter averages $3,041.
Cities in Texas show a lot of variation in the cost of adult day care. While the Texas state average is $758, Katy averages $1,300 a month for adult day care. Other cities cluster toward one or the other end of the price spectrum. Arlington and Austin, for example, are close to Katy in cost, at $1,408 a month for both of them. Lubbock and Texarkana, on the other hand, are much closer to the average cost for Texas, at $704 and $888 a month for adult day care, respectively. Abilene and El Paso are even less expensive, with average prices of $618 and $628 a month.
Nursing home care can be a major expense for seniors in Texas, regardless of the city where the facility is located. The average cost of a semi-private room in the state of Texas is $4,798 a month, while the same level of care delivered in Katy costs an average of $5,095. Katy's average cost is close to Lubbock and Arlington, which report averages of $4,958 and $5,064, respectively. Austin is at the high end of the cost spectrum for nursing home care, with an average monthly rate of $5,323.
Some savings can be found in other Texas communities. Nursing home care in El Paso, for example, costs an average of $4,867, while Abilene reports average costs of $4,639. Texarkana costs less than these cities, at $4,410 a month, while the least expensive Texas city surveyed is San Angelo, at just $4,365 a month.
Medicaid is a federal entitlement program that provides free and low-cost health insurance to low-income, disabled adults and seniors in Katy.
In Texas, Medicaid provides cost support for preventive care, urgent and emergency services and some necessary specialist care. The program also covers the cost of some medications and medical appliances, such as wheelchairs and orthopedic devices. Seniors in Katy can also get help paying for residential care from Medicaid since this is generally considered a form of medical care.
To qualify for the state Medicaid program, seniors in Katy have to meet certain eligibility requirements. The program is open to seniors who are citizens or legal residents of the United States, and who are residents of Texas. Seniors with less-than-secure housing can often sign up without immediately providing proof of state residency, though a local mailing address is extremely helpful during the intake process. In addition to residency, seniors in Katy who wish to access Medicaid benefits generally have to demonstrate a need for health insurance, though this can be as simple as stating a need at the time of application.
Texas Medicaid also holds applicants to certain income requirements, which are based on the federal guidelines for assessing need. The Federal Benefits Rate establishes the baseline Texas uses for income standards, though the state's qualifying thresholds tend to be a bit higher. These maximum standards are regularly adjusted upward to account for rising incomes and the cost of living, but in 2018 the state maximums for personal income are:
Each additional adult in the household raises the maximum income Medicaid applicants are allowed to earn from all sources combined, whether the household members are seeking Medicaid benefits for themselves or not. For each adult in the home, seniors in Katy can add $8,554 to their annual income without sacrificing their eligibility for benefits.Texas Medicaid programs vary in what they will cover, as well as which of the state's private health insurers administer the benefits a senior receives. Because of the program's complexity, only a Medicaid intake worker or a certified senior consultant can provide definitive answers about benefits, the share of cost requirements and other eligibility questions for seniors in Katy. Applications for Medicaid can be submitted in person at a county benefits office, by mail or online.
STAR+PLUS helps seniors in Katy pay the monthly cost of assisted living. This program is open to seniors who have Medicaid benefits and are medically authorized to receive care in a nursing care facility. The waiver encourages seniors to opt instead for the less-costly option of assisted living by picking up some or all the cost of care.
Seniors who wish to use STAR+PLUS to pay for assisted living in Katy must be at least 65 years old and earn less than $2,250 a month from all sources of income combined, before taxes. They must also have less than $2,000 in countable assets, such as real estate and personal property. A single personal vehicle and the first $572,000 in home equity are exempt from being counted as assets, so seniors can still have a car and a personal home without sacrificing their eligibility for STAR+PLUS. Applications go through Medicaid workers, though benefits specialists at some assisted living facilities may also be able to apply with the residents' consent.
Some of the costs the STAR+PLUS waiver covers include:
Home and Community Based Services (HCBS)
The Texas HCBS program helps seniors in Katy get the community-based support they need to safely remain at home and live as independently as their conditions allow. The program pays for support with a series of vouchers, which gives the recipient as much control as possible over how care is delivered. Seniors can apply for HCBS benefits through their Medicaid worker or senior social worker.
Benefits covered by the HCBS program include:
Texas Home Living (TxHmL)
Seniors in Katy can apply for TxHmL through their Medicaid worker or the staff at a residential care facility they're moving out of. Program requirements include the need for a diagnosis of an age-related intellectual impairment, such as Alzheimer's disease or another form of dementia.
Texas Support Services
Texas Support Services helps Katy seniors live at home in their community by paying for caregiver services such as laundry, food preparation and personal care. Caregivers can also perform some work outside of the seniors' residence, such as shopping trips and other chores.
Seniors enrolled in the program can use funds to hire the caregiver of their choice, who may be a spouse, family member or personal friend. Seniors in Katy who wish to sign up for the program must have been diagnosed with some form of disability, physical or mental, which may include drug or alcohol dependency. Seniors can apply through a local Area Agency on Aging, or online at YourTexasBenefits.com.
Community Care for the Aged/Disabled (CCAD)
Community Care for the Aged/Disabled (CCAD). Community Care for Aged/Disabled (CCAD) helps seniors in Katy remain self-sufficient at home after an illness, accident or other health issue has reduced their ability to live alone. CCAD pays some of the cost for home care, and in some cases, it helps pay the cost of residential care in a facility. Applications can be made online. Seniors can also apply for CCAD through the Houston Aging and Disability Resource Center.
Community Attendant Services (CAS)
Community Attendant Services (CAS) pays the cost of hiring a non-medical caregiver who can help Katy seniors live in their own homes. Caregiver services can be delivered while the senior lives at home, with relatives or in an assisted living community. Seniors can hire friends and family members as their caregivers, who are then paid through the program's vouchers. Applications and more information about CAS are available here.
|My Brother's Keeper Outreach||(281) 498-9933||My Brother's Keeper is a Harris County nonprofit that helps Katy seniors find affordable housing, both on an emergency basis and for more long-term residency. Rent and mortgage payment assistance is provided on a first come-first served basis while funds are available. Applications can be made in person without an appointment, or by phone.|
|HAAM||(281) 446-3663||Humble Area Assistance Ministries is a local interfaith program that delivers food, clothing and disaster assistance to Katy seniors. The ministry also helps local seniors of all faiths find help paying for healthcare and personal items, such as toothpaste and grooming supplies.|
|YWCA Katy||(281) 392-5055||The Houston YWCA may be able to help Katy seniors with rent or mortgage assistance, as well as locate resources for seniors' rent stabilization. The YWCA gives application priority to seniors, adults with disabilities and the LGBTQ community in the Houston area. Applications for assistance can be made online, by phone or in person at a local YWCA center.|
|Northwest Assistance Ministries (NAM)||(281) 583-5600||NAM may help Katy seniors with temporary financial emergencies cover the cost of food, rent, gasoline, some housewares, prescription medication and emergency medical/dental expenses. Applications for aid can be made by phone or online.|
|Covenant with Christ International||(281) 592-5001||Covenant with Christ helps Katy seniors cover some of the costs of prescription medicine, rent and home weatherization. Call for more information.|
For additional information and planning, please read our comprehensive guide to paying for senior care in Texas.