Page Reviewed / Updated - May. 2019
This web page provides seniors and their families a high-level overview of the cost of senior care in Englewood, Colorado. Readers will find a summary of the average costs associated with Englewood senior care as well as a list of financial assistance programs available in the area. More information regarding other resources, such as seniors-only housing or free chore services, is listed at the bottom. For information about the cost of senior care in other cities throughout Colorado, please visit our guide on paying for senior care in Colorado.
Monthly senior care costs in Englewood are slightly higher than average when compared to other major metropolitan areas in Colorado, according to the Genworth 2018 Cost of Care Survey. Englewood's prices are all-around higher than the national averages for each specific type of senior care. Despite this, Englewood is still more affordable for assisted living, nursing home care and adult day care than in other mass metro areas such as Boulder or Colorado Springs. Englewood is between $400-$700 more expensive than the state average for nursing home care and assisted living. The city has the same monthly average as the state for adult day care and home care.
Note: Senior care cost data wasn’t available for Englewood, so the data for the closest metropolitan area, Denver, was used.
Englewood's assisted living costs are around $4,700 per month—$700 more than the state median. Additionally, areas such as Colorado Springs and Boulder have even more expensive assisted living costs than Englewood, with Boulder's costs accumulating to $5,000.
For those seeking affordable assisted living in Colorado, Fort Collins seniors pay $3,950 and Grand Junction's pay $3,350, the latter of which might be preferable to Englewood.
At $4,764 per month and assuming a 44-hour work week, home care costs in Englewood are equal to the Colorado state average. Colorado Springs and Fort Collins fall right around this price point, whereas, neighboring Boulder has monthly prices that are 12 percent higher than in Englewood.
The most economical home care costs in Colorado are in Pueblo, where prices dip 12 percent below costs in Englewood.
Monthly adult day care costs in Englewood are around $1,625, relatively inexpensive for a large metropolitan area in Colorado. Colorado Springs and Fort Collins fluctuate within $100 of Englewood's monthly fees.
The most expensive adult day care in Colorado is found in Pueblo, with prices at nearly $2,000 each month. At $1,408, Grand Junction's adult day care costs are much more affordable.
Englewood's monthly nursing home care costs are not the most budget-friendly in the state, with monthly prices averaging around $8,365. The average across the state is $7,892, and cities such as Colorado Springs and Grand Junction have prices that vary only slightly from this median. Notably, monthly costs in Pueblo, $7,604, are the lowest across the state.
Nearby Boulder has the highest monthly cost for nursing home care in Colorado at $9,343.
In Englewood and throughout Colorado, the Medicaid program is known as Health First Colorado. This program offers free health insurance to senior citizens who meet the programs' functional and financial requirements. Health First Colorado covers a variety of health care costs, which include:
To be eligible for the benefits provided by Health First Colorado, Englewood applicants must be either 65 years of age or older, or legally blind or disabled. Additionally, applicants must meet the following income requirements:
Countable assets include items such as cash, investments, stocks, savings and checking accounts. Items that can be excluded from countable assets include a senior's primary home, personal belongings, car, furniture or other household items.
Additionally, married applicants who decide to apply alone are not required to disclose the income of their spouse. This means that married Englewood citizens who wouldn't meet otherwise meet the financial restrictions can transfer some of their income or countable assets to their spouse to become eligible. The non-applicant spouse can retain up to $126,420 of assets shared by the couple.
Health First Colorado is an entitlement program, which means any eligible applicant will receive benefits. For more information about qualifications and available services, please refer to the Health First Colorado website.
Elderly, Blind and Disabled Waiver
The Elderly, Blind and Disabled Waiver (EBD), also known as the Home and Community Based Services Waiver, is the only Medicaid-funded waiver in the state of Colorado. The goal of the EBD waiver program is to help elderly Englewood residents remain living at home, rather than be placed in an institution-like setting. Benefits of the EBD waiver program are listed below:
Citizens of Englewood and the state of Colorado must be either aged 65 or older or otherwise legally blind, disabled or diagnosed with HIV or AIDS to qualify for the EBD waiver program. Additionally, the applicant must be assessed as needing a "nursing home level of care" and must not currently reside in a nursing home. The financial requirements for the EBD waiver program are the same as Health First Colorado.
Additional rules allow the non-applicant spouse to retain more income or assets to help the applying spouse to qualify financially.Englewood seniors can contact the local Single Entry Point (SEP) Agency or call 1-877-710-9993 to apply. For additional information about eligibility and the application process for the EBD waiver program, please see our detailed guide.
Adult Foster Care (AFC) Program
The Adult Foster Care program is designed to provide Englewood seniors with financial assistance for adult foster care to avoid nursing home placement. The AFC program offers many benefits to qualifying applicants:
Englewood seniors who are interested in this program must meet all of the functional and financial requirements, which include:
The AFC program is an entitlement program which means all qualifying applicants will receive benefits. However, seniors who are enrolled in the EBD Medicaid waiver program or the Home Care Allowance program are not eligible for AFC services.
Old Age Pension (OAP) Program
Seniors residing in Englewood who do not have sufficient monetary funding might benefit from the Old Age Pension program. The OAP program has two separate functions: first, to provide supplemental payments to help seniors meet the minimum acceptable level of income each year; and second, to provide health and dental care to seniors who do not qualify for Health First Colorado.
For the first part of the OAP program, known as OAP-A, the maximum monthly payment is $809 (or $9,708 per year). To receive the health benefits offered through the second part of the OAP program, known as OAP-B, applicants must already receive payments from OAP-A.
Because there are two separate portions to the OAP program, qualifications vary depending on which section Englewood seniors are applying for. Current financial and other restrictions for both OAP programs can be found here.
To apply for the OAP program, Englewood residents can contact the Arapahoe County Department of Human Services.
Home Care Allowance (HCA) Program
The Home Care Allowance program offers financial assistance to Englewood residents who are at risk of nursing home placement. These payments can be used to pay for multiple non-medical needs, including:
These payments can be made to any caregiver or service provider that a senior chooses, including family members who are over the age of 18.
Interested Englewood applicants must either receive Supplemental Social Security (SSI) income or be enrolled in the Colorado Aid to the Needy Disabled program. Senior applicants must also meet financial requirements—they may not have a monthly income exceeding $750 or more than $2,000 in assets. These rules change slightly if the applicant is married. Additionally, applicants will need to be assessed for their ability to complete Activities of Daily Living.
The HCA program isn't an entitlement program, which means waiting lists or limited funding might be a barrier to entry. Furthermore, seniors who receive HCA benefits are not eligible to receive concurrent services from the EDA waiver program or AFC program.
|Englewood Housing Authority||(303) 761-6200||The Englewood Housing Authority is responsible for the management of the Section 8 HCV Program throughout Englewood, which provides housing subsidies for low-income seniors.|
|Orchard Place Apartments||(303) 761-6200||Orchard Place Apartments is a low-income housing community serving residents aged 62 or older or residents of any age with disabilities. This seven-story apartment building has 100 one-bedroom units.|
|Simon Center Apartments||(303) 761-6200||Simon Center is another seven-story building serving low-income and disabled elderly residents. This apartment complex is located near the local bus line and across the street from Englewood's Malley Recreation Center.|
|Seniors' Resource Center Transportation Services||(303) 235-6972||Arapahoe County's Senior Transportation Program offers free rides to Englewood seniors aged 60 or older to and from medical appointments, grocery stores, food banks and senior dining centers. Interested seniors can call up to seven days in advance to schedule a ride.|
|Arapahoe County Homemaker and Chore Services Program||(303) 738-8080||The Arapahoe County Homemaker and Chore Services Program offers free housekeeping benefits or outdoor yard work to Englewood seniors aged 60 years or older who meet income restrictions. Services provided from this program include laundry, cleaning, bed linen changing, outdoor organization, or window washing. Please note that this program does not offer pet or personal care services.|