Page Reviewed / Updated - October 02, 2020
Home to an annual Sweetheart Festival and an internationally famous Valentine's Day love stamp program, Loveland, Colorado, is filled with public works of art and sculptures celebrating love. Nicknamed Colorado's Sweetheart City, it's also a popular retirement destination for seniors who have a passion for shopping or outdoor hobbies, such as golfing, bird-watching and hiking. Nestled in between Denver and Fort Collins, the city also offers easy access to northern Colorado's many points of interest, including the Rocky Mountain National Park.
Temperatures in the area tend to fall sharply below freezing during winter months; however, Loveland's summers are mild with low humidity levels, making it an ideal retirement location for individuals who dislike excessive heat. Crime rates are comparable to national averages with the most commonly reported category being property crimes, which are less likely to affect seniors in assisted living communities.
Check out our list of the top 10 assisted living facilities in Loveland to find the right fit for your loved one. Additionally, find out more about the cost of assisted living in Loveland and what financial assistance programs are available.
1328 N. 1st Street
Berthoud, CO 80513
Located outside of Loveland on a scenic property that overlooks country fields and flower gardens, Apple Leaf Assisted Living provides a relaxing environment for seniors who require extra support with daily tasks. Residents are supervised 24 hours a day by loving staff members who quickly respond to requests, tend to housekeeping and laundry tasks and prepare engaging activities. Healthy, home-style meals and snacks are served daily. On-site physical, occupational and speech therapy are scheduled as needed, and an in-house stylist is available to help keep residents looking their best.
535 N. Douglas Avenue
Loveland, CO 80537
Hillcrest of Loveland offers seniors spacious, pet-friendly apartments in a variety of floor plans that they can furnish to match their needs and preferences. As a continuing care campus, it has three levels of senior living services, including a robust assisted living program overseen by a professionally trained 24-hour staff. Chef-prepared, seasonal meals are fixed fresh each day, and all-day dining options let residents eat at their leisure. We selected Hillcrest of Loveland for our top 10 list because of its emphasis on improving seniors' overall health through holistic care programs and activities.
Numerous indoor and outdoor community spaces
605 California Avenue
Loveland, CO 80537
The Courtyard of Loveland holds regular group outings, educational events, church services and on-site activities to enhance seniors' mental and physical well-being. Residents are monitored by a registered nurse, and a friendly 24-hour staff provides support with personal care and apartment cleaning. Comfortably furnished common areas encourage seniors to mingle with their peers, and flower-filled gardens and walking paths offer inviting areas for strolls and outdoor relaxation. Snacks are delivered to resident rooms in between the three prepared meals every day, and an innovative hydration program helps keep residents healthy.
1875 Fall River Drive
Loveland, CO 80538
Park Regency Loveland Assisted Living is a faith-based, not-for-profit retirement community dedicated to serving seniors in a loving, intimate atmosphere. Each resident receives a personalized care plan that includes services, such as 24-hour assistance, therapy, fall prevention programs and regular health assessments. A dedicated activities director leads daily events to keep seniors engaged. Flexible dining hours, delicious, made-from-scratch menus and cooking classes in a country kitchen add variety to meals. On-site conveniences, including a salon, general store and pharmacy, ensure that residents can easily complete errands.
2895 North Empire
Loveland, CO 80538-5115
Brookdale North Loveland provides a safe community setting for seniors to retire. Its assisted living services feature a 24-hour supportive staff and cutting-edge signature programs. Private and shared apartments are available in an assortment of floor plans, with amenities, such as kitchenettes, walk-in showers and spacious closets, and pets are allowed. Residents order from a rotating menu in a tastefully decorated dining room and are waited on by a gracious culinary team. Activities are regularly held in the common areas, and residents are encouraged to participate in exercise classes and outings to enhance their health and mobility.
2101 S. Garfield Avenue
Loveland, CO 80537
Ideal for outdoor enthusiasts, Loveland Village is situated on a landscaped 50-acre property with mountain views, ponds and walking trails. Raised garden beds are available for residents to raise flowers and vegetables, and seniors can even fish off a dock. A life enrichment coordinator designs daily activities to nurture social interaction and overall wellness among community members, and a state-of-the-art fitness center is equipped with a pool and spa. Loveland Village ranks highly on our list of the top assisted living facilities in Loveland due to its wide range of services and dedicated care provided by a compassionate, professionally trained staff.
5055 S. Lemay Avenue
Fort Collins, CO 80525
Collinwood Assisted Living and Memory Care invites seniors to bring their pets and favorite furnishings to enhance the homelike atmosphere of their apartment. The close-knit community is a faith-based, nonprofit that works to provide residents with personalized care in a safe, uplifting atmosphere. Licensed nurses and caregivers monitor chronic health conditions and assist with daily needs. Its 11-acre property is enhanced by an outdoor deck, raised garden beds, walking paths and a creek, and select senior apartments have private balconies overlooking the nearby mountains. A chaplain leads church services and Bible studies, and staff members organize engaging activities and outings.
215 Shupe Circle
Loveland, CO 80537
Brookdale Mariana Butte provides comfortable senior apartments with plenty of natural lighting, kitchenettes and Wi-Fi access. Seniors can relax in on-site amenities, such as a whirlpool, library and courtyard garden, and a game room and resident kitchen help nurture community interaction. Special menus are available for individuals with dietary restrictions, and residents can reserve a private dining room for special occasions and make suggestions based on favorite recipes or family dishes. Gracious staff members offer assistance with daily tasks and drive residents to appointments and shops for personal errands.
4750 Pleasant Oak Drive
Fort Collins, CO 80525
MacKenzie Place Fort Collins is a continuing care retirement community designed to capture the atmosphere of a five-star resort. Its assisted living apartments have built-in emergency systems, kitchenettes and individual climate controls, and the facility provides pet care if seniors choose to keep a dog or cat. Residents can request the services of a 24-hour awake staff and on-site therapists. In addition to its signature programs that promote physical and mental fitness, MacKenzie Place ranks highly because of its extensive campus, which houses luxuries, such as a spa, ballroom, movie theater and lounge.
508 W. Trilby Road
Fort Collins, CO 80525
Good Samaritan Society - Fort Collins Village ensures seniors remain in their best possible health through periodic assessments and regular weight and blood pressure checks. Residents have access to complimentary transportation, housekeeping and laundry services, and seniors of faith can visit an on-site chaplain in a dedicated chapel space. Staff members lead exercise classes and wellness activities in the on-site Weiss Therapy gym, which has state-of-the-art equipment to help enhance sessions. Amenities also include three meals each day in a full-service dining room decorated with a fireplace and stately furnishings.
The cost of senior living in Loveland tends to be higher than the state average, according to the 2018 Genworth Cost of Care Survey. The only exception to this is the monthly cost of adult day care, which averages $162 lower than the state average and about $97 lower than the national average.
In all other categories of senior living, average monthly costs in Loveland are above the state and national averages. For example, seniors should expect to pay about $5,000 per month for assisted living in Loveland. This is $1,000 per month more than the state and national average of $4,000.
Loveland’s average monthly cost of home health care is also higher than both the state average and the national average. The largest difference, however, is the average monthly cost for nursing home care. Costs in Loveland average $9,343, which is $1,451 higher per month than Colorado’s monthly average cost and $1,902 higher than the national average.
Note: Senior care cost data wasn’t available for Loveland, so the data for the closest city, Boulder, was used.
Assisted living costs in Loveland average higher than the state and many cities within the state. Loveland’s hefty average of $5,000 per month for assisted living seems really high compared to Colorado’s median of $4,000 per month. However, the average monthly cost of assisted living in Colorado Springs and Denver isn’t much lower — $4,875 and $4,700, respectively.
The rest of Colorado’s larger metropolitan areas have average monthly assisted living costs that are much less per month than those in Loveland. In Pueblo, assisted living costs are $1,000 less while Grand Junction, the lowest average monthly assisted living cost, is $1,650 less than in Loveland. Even though Fort Collins at $3,950 monthly and Greeley at $3,670 monthly are closer to the state average, they are both still significantly more affordable than assisted living care in Loveland.
At $5,339, the average monthly cost of home care services in Loveland is also higher than the state average and major Colorado cities. Denver is the only city that’s on par with the state median of $4,767, which is $572 per month lower than Loveland’s average. Fort Collins has the second highest average monthly home care costs in the state coming in at $4,887.
All other major Colorado areas have monthly home care costs that are quite a bit lower than those in Loveland and slightly lower than the state average. Seniors in Colorado Springs can expect to pay about $4,567 for home care services each month, while those in Grand Junction pay around $4,528 and seniors in Greeley pay approximately $4,624. The Pueblo area has the lowest average monthly cost of home care at $4,195.
Loveland’s average monthly costs for adult day care are lower than the state and other Colorado areas. At $1,463, Loveland’s average is almost the lowest — only Grand Junction has a lower monthly average for adult day care costs at $1,408.
As with home care costs, Denver’s average monthly adult day care costs, which are $1,625, are on par with the state average. The average monthly adult day care costs in the Pueblo area are the highest in the state, coming in at $1,950. Colorado Springs also has an average monthly adult day care cost that’s higher than Loveland and the state median, $1,723, while Fort Collins has a midrange average monthly adult day care cost of $1,560.
The biggest difference in monthly average costs in senior living fall under nursing home care. Loveland’s average of $9,343 is quite a bit higher than the state median of $7,892 and the $7,772 average in Colorado Springs.
Denver and Fort Collins also have average monthly nursing home costs that are higher than Colorado’s average and closer to Loveland’s at $8,365 and $8,197, respectively. Greeley’s average monthly nursing home costs come in right under Loveland’s at $8,578, while Grand Junction, $7,740, and Pueblo, $7,650, both have the lowest average monthly nursing home costs in the state.
In Loveland, Medicaid is referred to as Health First Colorado. The plan covers nursing home care. It also covers some personal assistive services, which may benefit seniors residing in assisted living facilities, as well as seniors in need of home health care or adult day care services.
Health First Colorado is an entitlement program. This means that as long as seniors meet the eligibility requirements, they are entitled to the benefits the program provides.
Seniors age 65 and older are considered eligible for Health First Colorado if they have a monthly income of $2,250 or less and assets that don’t total more than $2,000. Married seniors who are applying for benefits individually don’t need to include their spouse’s income. In fact, they can transfer a portion of their monthly income to a non-applicant spouse if needed.
To see about qualifying for Health First Colorado, Loveland seniors can apply:
Elderly, Blind, and Disabled Waiver
The Eldery, Blind, and Disabled Waiver is one of several Home and Community Based Waivers offered to Loveland residents. It helps seniors who have neurological or physical impairments pay the costs associated with adult day care, assisted living and home health care. Loveland residents who wish to apply for this waiver must have a monthly income that’s less than three times the current Federal Supplemental Security Income (SSI) limit, countable resources totaling less than $2,000 ($3,000 for couples) and be receiving Health First Colorado benefits. Seniors can apply online or by calling 1-800-221-3943.
Old Age Pension (OAP)
The Old Age Pension program provides financial assistance to seniors between the ages of 60 and 64 who have a monthly income totaling $788 or less and assets valued at or below $2,000 ($3,000 for married couples). The maximum monthly payout amount is $788; however, this amount may vary due to the amount of SSI or veteran's benefits a senior receives.
The program doesn’t provide seniors with a consistent lump sum of financial assistance. Instead, the amount seniors receive varies because it’s the difference between the senior’s income and the minimum income amount that’s considered acceptable for the year.
Individuals enrolled in the program who don’t qualify for Health First Colorado may also be eligible for the OAP Health and Medical Care Program. Learn more about OAP and how to apply here.
Adult Foster Care (AFC) Program
The Adult Foster Care program provides financial assistance to seniors and disabled adults to cover the cost of services needed to allow them to reside in an adult foster care home instead of a nursing home. It’s important to note that while this is an entitlement program, it relies on the eligibility requirements for other state-run programs. In addition to housing, the AFC program provides seniors with 24-hour supervision, meals, transportation, personal care, medication assistance, and light medication.
Learn more about the Adult Foster Care program, including how to apply here.
Home Care Allowance (HCA) Program
The Home Care Allowance program provides financial assistance to elderly, disabled and/or low-income residents in Colorado to prevent nursing home placement. To qualify, Loveland seniors must be currently receiving Supplemental Social Security (SSI) income or be enrolled in the Colorado Aid to the Needy Disabled program. Also, seniors must not have countable resources exceeding $2,000 ($3,000 for married couples) in value. Benefits received through this program include basic services and assistance with normal activities of daily living including:
It’s important to note, the HCA program isn’t an entitlement program. Eligible seniors may be added to a waiting list after they apply. Learn more about the Home Care Allowance program, including how to apply here.
|Low-Income Energy Assistance (LEAP)||(866) 432-8435||Discover Goodwill handles LEAP applications in Loveland. It’s a federally funded program that provides financial assistance to low-income households who need help paying their heating bill. To qualify for the program, an applicant’s household income must not exceed 165 percent of the federal poverty level.|
|Larimer County Office on Aging||(970) 498-7750||The Larimer County Office on Aging has an in-home services voucher program that covers the cost of home and personal care services for those requiring assistance with activities of daily living. This isn’t an entitlement program, and there’s a cap on enrollment each year. Also, eligibility isn’t based on income, but preference is given to low-income Loveland residents.|
|Care Housing||(970) 282-7522||Care Housing offers low-income housing in the Loveland area. They have seven different low-income apartment complexes from which to choose. However, there aren’t any senior-only communities. To qualify for placement, an applicant’s income can’t exceed the income limits designated by Care Housing, but applicants do have to have an income that’s twice the amount of their rent.|
|Loveland Housing Authority||(970) 667-3232||The Loveland Housing Authority offers a low-income housing program. It isn’t an entitlement program, so seniors applying can expect to be on a waitlist for at least six months. In some cases, it could take over a year to get placement. The Loveland Housing Authority works with three local senior apartment complexes: Mirasol Senior Living Community, Silver Leaf I and II, and Dove Valley Senior Community.|
For additional information and planning, please read our comprehensive guide to paying for senior care in Colorado.