Eldercare Financial Assistance Locator: Results

Social Security: A federal program that provides income to seniors who have paid into the program. Actual benefits depend on a variety of factors…

Survivors Benefits: Extension of Social Security that pays out portion or all of benefits of deceased individual to surviving dependent children or spouse…

PA Dept. of Aging Waiver: Waiver provides home and community based services to seniors who require nursing facility care but elect to live in homes or in community…

PA Services My Way: Covers a variety of services that help a needy individual to remain living in their home. Most benefits can be self-directed…

Medicaid: Medicaid is an assistance program for the financially needy which provides medical and personal care. Benefits differ by state…

Cash and Counseling Program: Financial and care assistance programs provide beneficiary with cash assistance and with flexibility to self direct spending of the cash…

Medicaid's Caregiving Child Exception: Allows the adult children to care for their nursing-home qualified parent and transfer home ownership without violating the Medicaid 5 year lookback rule...

PA Community HealthChoices: Medicaid managed care program that provides both medical and non-medical assistance to help prevent unnecessary nursing home placement…

Reverse Mortgages: A loan that seniors take against their home’s equity. Payments can be made in a single lump sum, in monthly installments or…

Home Equity Line of Credit: Offers a way for seniors to quickly get cash from the value of their home to pay for long term care…

Unison Homeowner Agreements: Provides a homeowner with a lump sum of cash in exchange for a percentage of the change in the home's value in the future…

CHAMPVA for Life: A health insurance & care program from the VA that minimizes out-of-pocket expenses associated with Medicare’s coinsurance and deductibles…

TRICARE for Life: A health insurance policy for the uniformed services that reduces Medicare's co-payments and deductibles, and extends its benefits…

Senior Care Bridge Loans: A short term loan to pay for the cost of assisted living or home care while waiting to sell a home and/or for VA benefits…

PA Options Program: Provides supports that help the senior to remain living at home or help family members to care for their loved one…

Low Income Home Energy Assistance Program : Program provides financial assistance to low income residents to help heat or cool their homes by making direct payments to their utility…

Elderly and Disabled Tax Credit: A tax credit that can significantly reduce one's annual tax burden freeing up financial resources that can be applied towards care…

Medical Expenses Tax Deductions: Medical and dental expenses can be deducted if total sum exceeds 7.5% of the tax filer’s adjusted gross income. One's income is lowered…

Family & Medical Leave Act: Under the FMLA, family members can take leave from work to care for their loved ones without concern of losing their position or health insurance...

Lifespan Respite Care: Respite care is care provided to an individual with the specific objective of providing temporary relief for their primary caregiver…

PA PACE Rx Assistance: 3 assistance programs for PA residents for pharmaceuticals; placement is determined by annual income and whether the applicant has Medicare…

PACE Programs: An optional Medicare program that covers all a senior’s medical needs as well as some personal care needs. Only available regionally…

Medicare: Medicare is a federal insurance program for elderly aged over 65. Pays for inpatient hospital care, skilled nursing, hospice, & home care…

Medicare Supplemental Insurance: Supplemental insurance policies sold by private companies to fill the “gaps” in Medicare. These reduce or eliminate co-pays, deductibles…

SHIPs Medicare Counseling: State Health Insurance and Assistance Programs, are not a source of funding. SHIPs are free counseling to help seniors understand benefits…

Supplemental Security Income: A federal income supplement for financially needy seniors. The amount any beneficiary receives is dependent on their current income…

SSI State Supplements: Monthly payments by states to low income individuals or their care providers to supplement federal Supplemental Security Income (SSI)…

Veterans Pensions: Several benefits which can provide significant financial assistance for care to veterans and their surviving spouses…

Veterans Health Care: Medical benefits program offered to all veterans with 24 months of continuous service and no Bad Conduct or Dishonorable discharge status…

Veterans Respite: Program that provides caregivers that attend to the individual in need of care to give the primary caregiver time to attend to own needs…

Vet Directed Home & Community Based Services: Program provides vets with budget and allows them to choose care providers in place of receiving care services from VA health care system…

Veterans' Dependent Parent Benefit: Provides financial assistance for partially or fully disabled veterans who have an aging parent that is financially dependent on them…

Private Health Insurance: Private health insurance refers to a senior’s primary health insurance offered by a private company or a retired employee’s pension plan…

Long Term Care Insurance: Insurance policy that pays for some or all senior’s long-term care costs in exchange for monthly premiums that range from $250-$1,000…

Life Settlements: A transaction in which life insurance policyholders can receive more than the cash surrender value in exchange for a transfer of benefits…

Viatical Settlements: The sale of life insurance in exchange for a lump sum of cash. Buyer pays the policy holder a lump sum and then takes over monthly premiums…

Death Benefit Loans: Loans taken by life insurance policyholders against the cash value of the policy, not the death benefit...

Accelerated Death Benefits: Allows a life insurance policyholder to receive a portion of their death benefit from their insurance company in advance of their death…

Life Care Assurance Benefit: A life insurance conversion is the sale, by policyholder, of their policy in exchange for a defined amount of long term care services…

HUD Improvement Loans: HUD insured loans that make it easier for families to borrow money to make home modifications for the elderly...

USDA Rural Repair Grants: USDA program provides loans and grants to low-income, rural homeowners that can be used to make home modifications for elderly or disabled…

Vet's SAH, SHA & HISA Grants: VA provides 3 types of grants for veterans to help them make home modifications to accommodate for disabilities from service or for aging…

Rebuilding Together: A national organization that has several programs and community projects that help low income families, veterans and elderly remain at home…

Community Building Projects: Many organizations do home modifications projects on a volunteer basis for local, elderly residents and persons with disabilities…

Non-Profit Resources: Non-profits sometimes provide grants to help individuals pay for home accessibility and safety modifications. May be condition specific…

Medicaid Waivers for Home Modifications: Medicaid Home and Community Based Services permit individuals to receive services at home or in "community" instead of in a nursing home…

State Based Home Mod Assistance Programs: Programs help pay for home modifications to enable elderly to remain living at home. In addition, some pay for assistive technologies…

Miscellaneous Other Home Mod Resources: Addition to other home modification resources, there are several more options available in some areas to help elderly remain in their homes…

Medicare Benefits for Home Medical Equipment: Medicare is a program for the aging, elderly or disabled that covers medically necessary durable medical equipment by prescription...

Medicaid Benefits for Home Medical Equipment: Medicaid's coverage of durable and home medical equipment varies by state, place of residence and Medicaid program…

Purchasing Used Home Medicaid Equipment: When insurance refuses to pay for home or durable medical equipment & individual is forced to pay, buying used item may cut cost by 50%...

Renting Home Medical Equipment: A variety of factors impact whether renting durable medical equipment is a more cost effective option than buying new equipment…

Vets Assistance for Home Medical Equipment: The VA has many different programs that provide coverage for home or durable medical equipment. Each program provides different benefits…

State Assistance for Home Medical Equipment: 3 types of state-based assistance are Assistive Technology Projects, Protection and Advocacy Programs and nursing home diversion programs…

Non-Profit Help for Home Medical Equipment: Non-profits and foundations assist aging and/or disabled individuals either financially or by providing loans of home and medical equipment…

PA Assistive Tech Foundation Loans: Loans and grants are available to state residents to help them to make home modifications that permit an elderly or disabled person to remain living in their home…

PA Domiciliary Care Services for Adults: Offered as an alternative to assisted living. Under Dom Care, the person in need of care moves into the home of a caregiver…

Government Housing for Seniors: Section 202 Housing is specifically for older persons and offers support services such as meals, transportation and residences…

Nat. Family Caregiver Support Program Respite: Program provides grants to states to support programs that assist caregivers in caring for their loved ones at home for as long as possible…

Federal Elderly Care Tax Credit: Referred to as Elderly Dependent Care Credit or the Aging Parent Tax Credit, it is a federal tax credit for elder care expenses incurred…

State Elderly Care Tax Credit: Tax filer receives a credit for care expenses incurred. Home care or adult day care are examples of work-related expenses that are eligible…

Alzheimer's Respite Care: Assistance provided by national non-profits to give family caregivers temporary reprieves. Benefits vary by chapter and with need…

Leukemia & Lymphoma Society Aid: Program helps needy cancer patients pay for cancer treatment co-payments, health insurance premiums and many of prescription co-payments...

Cancer Co-Pay Assistance: Provides financial help to eligible cancer patients to cover cost of medications for treating cancer. Not meant for insurance premiums…

CFAC: Cancer Assistance: Group of organizations that collaboratively fund & maintain database of financial & other resources for individuals diagnosed with cancer…

Financial Aid for Kidney Patients: Provides treatment-related financial assistance to qualified kidney patients. Funds and eligibility requirements are constantly changing…

Diabetes Assistance Programs: There are two types of assistance: maximizing insurance and outside assistance that includes cash, supplies, reduced medication costs…

Hilarity for Charity Respite Care Grants: Non-profit organization provides several types of respite care grants to relieve Alzheimer’s and dementia caregivers of their responsibilities on a short-term basis…

Discount Drug Cards: Nearly everyone can receive some benefit. Persons without insurance can gain large discounts. Those with insurance avoid high deductibles…

Patient Assistance Programs: Programs created by pharmaceutical and medical supply manufacturers to help needy patients purchase their necessary medications & supplies…

Compensation for Injury: Persons involved in accidents may be entitled to settlements that provide for personal care to help them live at home or in assisted living…

Defective Drug Compensation: Elderly individuals are much more likely to experience higher care costs as a consequence of taking defective drugs for several reasons…

Medicare Savings Programs: Helps low income Medicare beneficiaries that have financial resources that exceed max allowed by Medicaid, but still cannot afford to pay…