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Page Reviewed / Updated – Octoner 7, 2022\
Retirees who desire affordable southern living may find Mobile, Alabama, to be a suitable choice. The Azalea City’s overall cost of living is 18% below the U.S. index and almost on par with the Yellowhammer State. Its basic goods, utilities and transportation costs are below the U.S. median figures, while health care is only slightly above. Assisted living in Mobile is affordable at $3,523 per month, which is near Alabama’s state average and significantly below the U.S. average.
Alabama’s tax-friendliness toward seniors may further help with long-term care expenses. The state fully exempts Social Security income and pensions, although retirement account withdrawals are fully taxed. In addition to Mobile’s cheap housing, there are also no estate or inheritance taxes.
In addition to providing a list of the best assisted living facilities in Mobile, AL, this guide provides an overview of the cost of assisted living in Mobile, as well as average costs for other types of care. Additionally, find a list of free and low-cost services that provide seniors with a variety of assistance in their communities.
The Cost of Assisted Living in Mobile, AL
Mobile is considered average-priced for assisted living at $3,523 per month, based on Genworth’s 2021 Cost of Care Survey. This amount is only $20 above the Alabama average and $977 below the U.S. median. Another affordable coastal area is nearby Daphne which costs $465 less, while inland Montgomery in Central Alabama is only $23 cheaper. In neighboring Mississippi, Gulfport is priced $277 higher than Mobile, while Hattiesburg costs seniors $601 more.
- Mobile: $3,523
- Alabama: $3,503
- United States: $4,500
- Daphne: $3,988
- Montgomery: $3,500
- Gulfport, MS: $3,800
- Hattiesburg, MS: $4,124
The Cost of Other Types of Care in Mobile, AL
Assisted living at $3,523 already covers monthly board and care, and it’s significantly more affordable than either in-home care or home health care which costs $3,813 based on a service schedule of 44 hours per week. Nursing home care costs nearly double due to the inclusion of 24-hour skilled services, priced at $6,692 for semiprivate accommodations and $6,996 for private-room stays. Mobile’s cheapest care option is adult health care at $1,083 per month, covering non-residential care services during daytime hours.
- Assisted Living Facility: $3,523
- In-Home Care: $3,813
- Home Health care: $3,813
- Adult Day Health Care: $1,083
- Nursing Home Facility (semiprivate room): $6,692
- Nursing Home Facility (private room): $6,996