Page Reviewed / Updated - Apr. 2019
This guide includes detailed and up-to-date information regarding the cost of senior care in Boise, Idaho, as well as crucial information about financial assistance programs and other resources that are available to seniors living in the area. To learn more about the cost of senior care, as well as financial assistance programs in the state, read our guide to paying for senior care in Idaho.
According to the Genworth 2018 Cost of Care study, the average monthly cost of senior care in Boise is very close to state averages for most types of care. While home care and adult day care costs are on par with state averages, the cost of assisted living in Boise is only slightly higher and nursing home care in Boise is several hundred dollars higher than in the average city in Idaho.
Most major cities in Idaho, such as Pocatello, Coeur d'Alene and Idaho Falls, have senior care cost averages that are close to Boise's, but in smaller towns throughout the state, care is generally less expensive.
In Boise, assisted living costs are mid-range when compared with other major cities throughout Idaho. In Lewiston, the average monthly cost is $4,306, which is more than $800 higher than the cost in Boise. In Coeur d'Alene, the cost is $3,700 per month, which is $200 higher than in Boise. When compared to similarly sized cities in surrounding states, Boise's assisted living cost is far less expensive. For example, in Portland, Oregon, the average monthly cost is $4,825, while in Cheyenne, Wyoming, it's also considerably higher than in Boise at $4,610 per month.
With the exception of Idaho Falls, Boise's average monthly cost of homemaker services is the least expensive in the state at $3,813 per month. In Idaho, the most expensive homemaker services can be found in Pocatello, where the average monthly cost is $4,862 per month. In Portland, Oregon, home care is even more expensive at $5,339 per month, but in Cheyenne, Wyoming, home care costs are much closer to Boise's at $4,004 per month.
Adult day care costs in Boise are the most expensive in the area at $2,600 per month on average. In Pocatello, the average monthly cost of adult day care is only slightly less than in Boise, while in Coeur d'Alene the average monthly cost is $650 less at only $1,950 per month. In Portland, Oregon, adult day care is about $400 less than in Boise.
Nursing home costs in Boise are the highest in Idaho at an average of $8,121 per month. Lewiston and Pocatello's costs come more than $1,000 lower at $6,813 and $6,996, respectively. When compared with Portland, Oregon, Boise's average monthly cost of nursing home care is about $1,000 less while in Cheyenne, Wyoming, the cost is only about $150 higher per month than in Boise.
Medicaid is available to low-income individuals in Idaho and throughout the U.S. It covers a wide range of healthcare costs, including doctor visits and medical treatment, dental care, prescription medications and the cost of nursing home care. There are several waiver programs in Idaho that allow seniors to access Medicaid to receive coverage for assisted living or home care. In Idaho, Medicaid is funded by the state with the support of the federal government.
To qualify for Medicaid coverage as a senior citizen, it's necessary to be at least 65 years of age and a legal resident of Idaho. Individuals applying for the basic state Medicaid program may not have an income that's higher than $789 per month and those applying for Medicaid waivers may not have an income that's higher than $2,250 per month. They also may not own more than $2,000 in countable assets, which excludes their home, a single vehicle, household furnishings and personal belongings.
To apply for Medicaid in Idaho, seniors can contact (877) 456-1233.
Home and Community Based Services Aged and Disabled Waiver
Seniors who require home care can apply for this waiver to have the cost of care, as well as medical supplies, support mechanisms and home modifications, covered. Additionally, this waiver may cover the cost of adult day care, respite care and transportation services. To be eligible for this waiver, seniors must be 65 years of age or older, require long-term nursing care and have an income below $2,313 per month.
Medicare/ Medicaid Coordinated Plan
This plan provides coordination of Medicare and Medicaid for those who are participants of both programs and live in eligible counties throughout Idaho. The Medicaid/Medicare coordinated plan is available to seniors aged 65 and older who are residents of Idaho and receive both Medicare and Medicaid coverage. There are no living arrangement or income restrictions in place for this program.
Personal Care Services Program - Elderly and disabled individuals are able to self-direct their own care under this program, which provides services that include assisted living, homemaker services, nurse visits and transportation assistance. In order to be eligible for the Personal Care Service Program, seniors must be 65 years of age or older and may not have a monthly income higher than $824. Asset limitations are the same as for the state Medicaid program.
To apply for any of the above waivers, seniors can contact the Idaho Department of Health and Welfare - Boise office in person at 1720 Westgate Drive or by telephone at (208) 334-6700.
Senior Services Respite Program
This program is funded by the state of Idaho and provides temporary caregiver relief to seniors who receive long-term care both in the home and out of the home. To be eligible for this program, the senior receiving care must be 60 years of age or older and require 24-hour supervision or care. There are no upper financial limitations in place for this program, but those who receive Medicaid are not eligible. To apply for this program, seniors or their caregivers can contact (877) 471-2777.
Homemaker Services Program
This program is also funded by the state of Idaho and was created to provide seniors with home care services. Some of the benefits of this program include housekeeping, medication management, meal delivery and preparation services and transportation services.
To qualify for this program, applicants must be at least 60 years of age and submit to a functional ability assessment. There are no financial requirements in place for this program. To apply for this program, seniors can contact (877) 471-2777.
Optional State Supplement
Seniors who receive the federal supplemental security income benefit may be eligible to receive Idaho's optional state supplement, which was created to provide additional cash to seniors and disabled individuals who require financial assistance with the cost of long term care.
To be eligible, seniors must meet income requirements, which are subject to change on a regular basis. In Idaho, this program is often referred to as Cash Assistance for the Aged, Blind or Disabled. To apply for this benefit or learn more about current eligibility requirements, seniors can contact their local Social Security Office in person at 1249 South Vinnell Way #101 or by phone at (800) 772-1213.
|Housing Choice Voucher||(855) 505-4700||The Housing Choice Voucher program is provided in part by HUD and the Idaho Housing and Finance Association. It helps low-income families and elderly and disabled individuals obtain affordable housing by subsidizing rental costs.|
|Veterans Benefits||(208) 780-1300||Veterans benefits provide veterans and their families with access to healthcare, education and in many cases, housing assistance.|
|Low Income Home Energy Assistance Program||(208) 375-7382||LIHEAP exists to help low-income individuals pay the cost of utilities when they are at risk of disconnection or are unable to make their full bill payments. The program provides an immediate one-time bill payment for qualifying households during the winter months and subsidizes the remainder of winter heating bills.|