Page Reviewed / Updated - July 09, 2019
This guide aims to provide seniors and their loved ones information on the cost of senior care in Kansas City, the area’s available financial assistance programs, and other helpful resources including low-income senior housing options. For more information about costs and financial assistance programs throughout the state, see our guide to paying for senior care in Missouri.
Senior care options in Kansas City generally cost higher than in most other major cities in Missouri. The costs of assisted living, home care and nursing home care in Kansas City are among the highest in the state, while adult day care costs are relatively more affordable as compared to other cities. However, the average costs of assisted living and in-home care in Kansas City are close to the national averages of $4,000 and $4,004 respectively, based on the Genworth 2018 Cost of Care Survey. Nursing home care in Kansas City is 25% lower than the national average of $7,441.
The average monthly cost of assisted living in Kansas City is $4,050, which is the highest in Missouri. It’s 30% higher than the state median of $2,844, and $550 more expensive than in the state capital, St. Louis, at $3,500. Nearby areas with more affordable assisted living costs are St. Joseph at $2,550 per month and Joplin at $2,650, lower than Kansas City by $1,400 to $1,500. Other areas near Kansas City range between $2,200 and $4,000 per month.
Kansas City has one of the highest costs of home care in Missouri at an average of $4,004 per month, which is 5% above the state average of $3,813. St. Louis and Columbia have relatively more expensive home care costs that are about $200 to $300 higher than in Kansas City. The cheapest average home care costs near the area are in St. Joseph and Joplin, both averaging $3,432 monthly and are about $600 cheaper than Kansas City.
Adult day care in Kansas City averages $1,733 per month, which is about $90 cheaper than the state median of $1,820, and around $130 less expensive than in St. Louis at $1,863. Kansas City is about in the middle when it comes to adult day care costs compared to other cities in the state, which range from $1,400 to $2,100 per month. The most expensive average adult day care costs in nearby areas are in Jefferson City at $2,080 and Columbia at $1,983.
Kansas City has one of the highest costs of nursing home care in Missouri at an average of $5,582 per month, which is about 11% higher than the state average of $5,019. St. Louis has slightly cheaper nursing home care costs that are almost $300 lower than in Kansas City, and most of the rest of the state averages around the $5,050 mark. The cheapest average nursing home care options near the area are in St. Joseph, averaging $4,760 monthly and about $800 cheaper than Kansas City.
MO HealthNet, the Medicaid program of Missouri, provides health care subsidies to low-income individuals in Kansas City. Its financial assistance coverage related to senior care includes the costs of skilled nursing, home care, assisted living, and some home and community-based services.
For Medicaid beneficiaries requiring long-term care in Kansas City, Missouri Care Options (MCO) program supports long-term care services in home and community settings as favorable alternatives to skilled nursing facilities. The MO HealthNet Consumer Directed Services (CDS) program allows seniors and persons with disabilities to choose their own non-medical personal care attendants, including loved ones, to help with the activities of daily living.
Seniors in Kansas City may qualify for assistance on senior care financing through the MO HealthNet for the Aged, Blind, and Disabled (MHABD) program. This entitlement program benefits individuals who meet certain eligibility requirements. Single elderly applicants 65 and older with a monthly maximum income of $885 per month, and up to $2,000 in assets are eligible. Married elderly couples have a $1,198 maximum income and up to $4,000 in countable assets to qualify.
Eligible Kansas City seniors may apply for MO HealthNet programs by:
Applying at an FSD office in Kansas City (Fletcher Daniels Office Building Resource Center)
Aged and Disabled Waiver
The Aged and Disabled Waiver program supports in-home assistance and personal care services to Kansas City seniors who are eligible for nursing home care. Various forms of in-home services include adult day care, respite, chores, home delivered meals, and homemaker tasks. Read more about this program’s service coverage, eligibility, and information on application.
Independent Living Waiver
The Independent Living Waiver (ILW) program allows physically disabled adults to receive personal care in their homes instead of nursing home placement. Eligible seniors in Kansas City who continue to benefit from this program after being qualified before the age of 64, may enjoy services including home accessibility enhancements, specialized medical equipment and supplies, case management, and financial management assistance. Read more on this program’s benefits, eligibility, and application information.
Supplemental Nursing Care
The Supplemental Nursing Care (SNC) program provides cash assistance to qualified recipients to help pay for the cost of living in licensed residential care and assisted living facilities in Kansas City. Read more to find out about this program’s services, eligibility requirements and application procedures.
Missouri RX Plan
The Missouri Rx Plan, or MORx, is a prescription assistance program that provides co-payments of up to 50% on prescription medication costs for seniors in Kansas City who are MO HealthNet beneficiaries. See eligibility information here.
|Housing Authority of Kansas City, Missouri||(816) 968-4100||The Housing Authority of Kansas City, Missouri (HAKC) is a public housing agency catering to city residents in need of affordable housing. The Section 8 Housing Choice Voucher provides rental assistance for low-income families, the elderly, and disabled on a waiting-list basis.|
|Westside Housing Organization||(816) 421-8048||The Westside Housing Organization, Inc. is a community development corporation that builds and manages affordable senior and family rental homes, offers home repair grants and construction services, and provides down payment assistance.|
|Catholic Charities of Kansas City-St. Joseph||(816) 221-4377||Catholic Charities of Kansas City-St. Joseph provides affordable housing options for the disabled and seniors 62 and older. These communities are built according to HUD guidelines and regulations to ensure safety and quality.|
|Community Action Agency of Greater Kansas City||(816) 358-6868 or (816) 459-9615||The Community Action Agency of Greater Kansas City (CAAGKC) offers home improvement assistance via the Low Income Weatherization Assistance Program (LIWAP) and the Healthy Homes Initiative (HHI) for Jackson, Clay, and Platte county residents.|
|HopeBUILDERS||(888) 467-3001||HopeBUILDERS Home Repair, Inc. provides free house repairs for elderly homeowners 70 and older, veterans, and persons with disabilities to enable safe, comfortable, and dignified living in the Kansas City metro.|
|Bishop Sullivan Center||(816) 231-0984||Aside from providing financial assistance on rent and utilities for eligible Kansas City metro area residents, the Bishop Sullivan Center gives free air conditioners to seniors 65 and older and low-income individuals with respiratory conditions through Project ElderCool.|
|Senior Quad Payment Program||Not available||This program allows elderly residents in Jackson County to pay their real estate tax bills in four equal installments throughout the year without incurring interest and penalties. Eligible seniors must be 62 and older, at least co-owners of the taxed residential properties, provided there are no delinquent prior year taxes.|