Page Reviewed / Updated - November 19, 2019
This guide provides information on the cost of senior care in Salt Lake City, outlining how the city's assisted living, adult day health care, home care and nursing home care costs compare to those of nearby cities and the state and nation as a whole. It also provides information on available state-funded financial assistance programs, as well as local resources like low-income senior housing. To learn more about senior care in Utah, visit our state guide.
On average, residents of Salt Lake City pay more than the Utah average for senior care. According to the Genworth 2018 Cost of Care report, assisted living in this city costs about $250 more per month than in the state as a whole, and nursing home care here costs nearly $700 more than the statewide average. Home care services are about $500 more than the state average. Adult day care services are only about $60 more here than the Utah average.
While senior care is expensive in Salt Lake City relative to the state average, the city is generally cost-effective compared to the U.S. average. In the nation as a whole, assisted living costs an average of $4,000 per month, compared to the Salt Lake City average of $3,600 per month. Nursing home care in Salt Lake City comes in about $650 below the national average of $7,441 per month, and adult day healthcare is nearly $500 per month below the national average of $1,560. Only home healthcare is more expensive in Salt Lake City, coming in about $760 over the national average of $4,004.
Compared to other major cities in Utah, assisted living in Salt Lake City is relatively expensive, coming in at $3,600 per month. The only city with more expensive assisted living services is Ogden, where seniors pay almost $300 more per month for this level of care. The most affordable city for assisted living is Provo, where the average monthly cost is $2,898.
Salt Lake City is among the priciest options in Utah for home care, with homemaker services costing an average of $4,767 per month. Ogden is the most expensive city for this type of care at an additional $1,500 per month. St. George and Provo are near the statewide average of $4,195 per month, and Logan is the most affordable city for home care at $3,909 per month.
Adult day healthcare services in Salt Lake City are near the state median at $1,067 per month, and among the major cities in the state, it is one of the most cost-effective options. The only city that has a lower adult day health care average is St. George, where seniors pay an average monthly rate of $542. Logan is the most costly city for this type of care, with average monthly rates coming in at $2,600.
Of all the major cities in Utah, Salt Lake City has the high nursing home costs, with average monthly costs for semi-private rooms coming in nearly $700 more than the statewide average. Logan, Ogden and Provo all have lower average monthly rates, coming in at $5,855, $6,296 and $6,083, respectively. The most affordable city for nursing home care is St. George, where families pay a little less than $5,300 per month.
Utah Medicaid provides healthcare coverage for low-income seniors with limited resources in Salt Lake City. This program is jointly administered by the federal government and state government and is an entitlement, meaning that all who qualify for coverage receive it. In Salt Lake City, the state Medicaid program provides coverage for nursing home care for seniors, as well as some in-home care services.
To qualify for Utah Medicaid, Salt Lake City seniors must have a monthly income of no more than $1,041 per month and no more than $2,000 in countable assets. For couples in which both spouses are applying for coverage, the maximum monthly income allowance is $1,372, and the asset limit is $3,000. Institutional Medicaid does not have an income limit, but it does have a countable asset limit of $2,000 for individuals and $4,000 for couples.
Seniors who do not meet income guidelines may still qualify for Medicaid through the Medicaid Medically Needy program. This program, which is also called a spend-down program, allows seniors to "spend down" their monthly income to the Medicaid income limit.
To learn more about Utah Medicaid or to apply for benefits, seniors may visit their local Department of Human Services office or call (801) 538-4171.
The Aging Waiver is a Medicaid Home and Community-Based Services Waiver that is designed to provide services to help adults aged 65 and over remain in their homes or a community-based setting. This program supports independent living through supports like adult day healthcare, meal delivery personal attendant services and respite care. Program participants are able to self-direct their care and hire the caregiver of their choice, including some family members.
To be eligible for the Aging Waiver, applicants must be 65 years old or over and require nursing home-level care. They must also meet Medicaid’s enrollment requirements. For a single applicant, the maximum monthly income allowance is 1,041 and the asset limit is $2,000. For couples, the maximum monthly income allowance is $1,372 and the asset limit is $3,000.
The Aging Waiver has an enrollment cap, so eligible applicants may be placed on a waitlist. To learn more about this program and how to apply, visit our Aging Waiver guide.
New Choice Waiver
The New Choices Waiver program is for individuals who are currently residing in a long-term nursing facility or licensed assisted living facility and wish to transfer into an integrated community-based setting if their needs can be safely met in the setting that they’ve chosen. This program provides an expanded package of supportive services through Utah Medicaid.
Some services that this waiver covers include:
To qualify for this program, applicants must currently live in a nursing home, assisted living facility or small healthcare facilities, and they must have resided in these facilities for a minimum period of time. Nursing home residents must have lived in the facility for at least 90 days prior to enrollment in this program, and assisted living and small healthcare facility residents must have lived in their facilities for at least one year.
Applicants must also meet Medicaid’s income and asset eligibility guidelines. Single applicants may have an income of up to $1,041 per month and $2,000 in countable assets, and married applicants who are both applying for this waiver may have a monthly income of up to $1,372 and up to $3,000 in countable assets. Program participants only have access to the services for which they’ve been approved. This waiver program has an enrollment cap, and eligible applicants may be placed on a waitlist until services are available. To learn more about this waiver program and how to apply, review our guide.
Home and Community-Based Alternatives Program
The Home and Community-Based Alternatives program allows seniors to receive financial assistance with in-home care, avoiding or delaying nursing home placement. This state-funded program prevents seniors from having to spend down their income and enroll in Medicaid. Some services covered by this program include case management, homemaker services, skilled healthcare, respite care and medical equipment rental or purchase.
To qualify for this program, applicants must be at risk of nursing home placement. Single applicants must have a monthly income of no more than $1,508 per month and a maximum of $6,000 in assets. Married applicants may have a monthly income of up to $2,030 and up to $12,000 in assets.
This program has an enrollment cap, and qualified applicants may be placed on a waiting list. To learn more about this program, review our guide or contact the local Area Agency on Aging at (385) 468-3200.
Utah Caregiver Support Program
The National Family Caregiver Support Program, which is a nationwide program that is known as the Utah Caregiver Support Program in Utah, provides grants to the state to fund programs that assist those who serve as caregivers for a loved one. This short-term program provides respite services and supplemental services, depending on an applicant's eligibility, as well as informational resources and support groups.
To be eligible for this program, applicants must be at least 18 years of age and reside in Salt Lake County. Those who are receiving care must be at least 60 years old and need assistance with two or more activities of daily living. There are no financial eligibility requirements.
This program has limited funding, which means that eligible applicants may be placed on a waiting list. To learn more about this program, Salt Lake City residents may review our guide contact their local Area Agency on Aging at (385) 468-3200.
|Glendale Senior Housing||(801) 952-9115||Glendale Senior Housing features 41 one-bedroom units for low-income seniors age 62 and over. Rent is set at 30 percent of income and includes utilities.|
|Housing Authority of Salt Lake City||(801) 487-2161||The Housing Authority of Salt Lake City provides and manages affordable senior housing options in Salt Lake City. Fixed-income housing is available to older adults age 55 and over whose income is 80 percent or less of the average median income for the area.|
|Aging and Adult Services||(385) 468-3200||Aging and Adult Services provides a variety of resources to low-income seniors in Salt Lake City, including free or low-cost respite care, senior companion services, nutritional programs and volunteer opportunities for Medicaid-eligible seniors.|
|Utah Non-Profit Housing Corporation||(801) 364-6117||Utah Non-Profit Housing Corporation manages 11 low-income senior apartments in Salt Lake City. Income restrictions, age requirements and community amenities vary.|
|Utah Community Action||(801) 521-6107||Utah Community Action provides the HEAT program, which assists low-income residents in Salt Lake City in paying their energy bills during the coldest months of the year.|
|Salt Lake County Treasurer||(385) 468-8300||The Salt Lake County Treasurer provides two property tax relief programs for residents age 66 and over, including the Circuit Breaker program and the Indigent program.|