Page Reviewed / Updated - September 22, 2020
Home to the nation's most iconic speedway and the world's largest children's museum, Indianapolis, Indiana, features a unique blend of natural attractions, historic landmarks and modern amenities. This diverse selection of entertainment ensures seniors interested in retiring in this wheelchair-accessible city can find plenty to do during outings with friends and family.
Seniors moving into the area will find local winters to be quite cold. Temperatures often drop below freezing during December, January and February, however the chilly weather is typically brief, and the rest of the year is comfortably mild and humid.
Services and amenities can vary widely between communities, so here is our pick of the top 10 assisted living facilities in Indianapolis to help you find the one that suits you best.
Additionally, find out more about the cost of assisted living in Indianapolis and what financial assistance programs are available.
5354 West 62nd Street
Indianapolis, IN 46268
Robin Run Village is a continuing care retirement community with several levels of care, including assisted living services carried out by professional staff members. Its 86-acre campus offers seniors soothing country views and plenty of outdoor activities, including fishing and gardening. Residents live in the main building's spacious apartments or detached cottage homes nestled in picturesque neighborhoods. Daily activity schedules let seniors join in fitness and educational classes, arts and crafts, games and social events. Robin Run Village ranks highly on our top 10 list for its variety of on-site amenities, such as a bank, salon, greenhouse, woodworking shop, chapel and indoor pool.
4926 Sir Barton Way
Indianapolis, IN 46237
Magnolia Springs SouthePointe provides individualized assisted living services and nationally recognized memory care programs to enhance the daily lives of seniors. Activities and support are based on a multidimensional approach to wellness that seeks to engage residents and encourage them to live meaningfully. A health club, salon and spa are conveniently located on-site to help seniors look and feel their best, and a spiritual center is available for worship and reflection. A game room, bar and lounge, cafe and outdoor activity areas help foster social opportunities, and a four seasons room, walking paths and furnished courtyards let residents enjoy leisure time in natural spaces.
4519 East 82nd Street
Indianapolis, IN 46250
Five Star Residences of Clearwater enriches the lives of seniors through engaging activity plans and comfortable maintenance-free apartments. Personal aid, housekeeping and transportation are provided, so residents can focus on personal interests and spend time relaxing with their peers in the common areas. All-day dining options let seniors choose their own schedule, and dishes are made-to-order, which makes it easy for individuals with dietary restrictions to enjoy their favorite meals. In-house doctor visits help keep residents in their best health, and on-site rehabilitation is available through professional therapists and medical experts.
5045 West 52nd Street
Indianapolis, IN 46254
Since its founding in 1965, Bloom at Eagle Creek has been helping seniors thrive through the dedication and service of its 24-hour staff. This family-owned and operated assisted living community is featured in our top 10 list because of its extensive range of medical services, which includes on-site rehabilitation, therapy, wound care, laboratory services and Xrays. Three healthy, chef-prepared meals are served daily in an elegant, restaurant-style dining room, and dining assistance, guest meals and catering for special events are available. Activities, religious services and wellness programs are led by trained staff members, and management arranges transportation for outings in a wheelchair-accessible van.
1703 West 86th Street
Indianapolis, IN 46260
Traditions at North Willow supports seniors' independence and health through gracious assisted living, skilled nursing and memory care services. Residents collaborate with a wellness director to customize the level of help they receive each day, and requests are fulfilled by a 24-hour staff and nursing team. Visits with health care specialists are also available. A fitness center and classes help community members remain mobile and active, and on-site beauty treatments let seniors enjoy being pampered. Residents eat home-cooked meals in a formal restaurant-style dining room or a casual cafe, and planned group games, crafts and activities encourage socialization.
7525 Rosegate Drive
Indianapolis, IN 46237
Rosegate Assisted Living and Garden Homes is conveniently located near Interstate 65, which makes it easy for seniors to visit nearby hospitals and attractions, such as the Greenwood Park shopping mall, during off-site excursions. As an award-winning continuing care retirement community, Rosegate lets residents choose their level of services with the ability to increase support if needed. Weekly housekeeping and linen services keep personal residences tidy and inviting, and an all-day dining option gives seniors the freedom to set their own schedule. A computer area, library, theater and media room are among the many comfortably furnished community spaces.
7212 U.S. Highway 31 South
Indianapolis, IN 46227
The Wellington at Southport is designed from the ground up to meet seniors' unique needs and enhance their level of comfort. Its roomy apartments feature wall-to-wall carpeting and individual climate controls, and the community's trained staff members are on hand 24-hours a day to assist with personal care. An in-house physician makes rounds once a week, which ensures that residents can easily access medical care. A covered patio, tiki hut, gardening area and walking paths provide ample outdoor recreation options, and inviting indoor common areas let seniors socialize and relax.
2725 Lake Circle Drive
Indianapolis, IN 46268
With its assisted living and memory care apartments, Willow Lake Place has comfortable accommodations for seniors whether they need light aid with daily tasks or specialized programs that help manage dementia and other cognitive impairments. A licensed nurse and trained caregivers are available 24/7 to monitor health conditions, and individuals who need to recuperate after an illness or surgery are welcomed for short-term stays. Bingo, crosswords, walking clubs and gardening activities are among the pet-friendly community's leisure offerings.
8800 Spoon Drive
Indianapolis, IN 46219
Safety and wellness are key focuses at Greenbriar Village, which tailors its assisted living and memory care services to match seniors' abilities and preferred lifestyles. Its wheelchair-accessible residences have private bathrooms equipped with walk-in showers and grab bars, and caregivers, nurses and maintenance staff are on-call 24 hours a day to offer personalized assistance and fix problems. Wholesome meals are served in an elegant community dining room, and a wide variety of menu items and freshly baked breads, desserts and treats are available each day. Stimulating activities, religious programs and exercise classes are held regularly to enhance seniors' overall health.
2026 East 54th Street
Indianapolis, IN 46220
American Village extends gracious assisted living and elder care services to seniors. Located on a dazzling 56-acre campus, the continuing care retirement community has several walking trails and outdoor sitting areas that let residents enjoy the plentiful shade trees and wildlife. Chef-inspired meals are served in a tastefully decorated dining room, and all-day dining options ensure seniors eat at their leisure. Resident computers are available in the common areas, which include a library, theater and game room.
In the greater Indianapolis area, average spending on senior care is very close to the state median according to Genworth's 2018 Cost of Care Survey. Although home healthcare and adult day care tend to be less expensive than other parts of the state, one notable exception is assisted living, which costs up to 15 percent more than average. Seniors may find that their costs vary significantly depending on the type of care that they require and their geographic region.
Assisted living in Indianapolis costs $5,053 per month on average, which is more than 15 percent higher than the state's median. In fact, it is the most expensive major metropolitan area for these services in all of Indiana. Seniors in the capital region pay up to $2,000 more for monthly assisted living services compared to residents of Fort Wayne and Terre Haute, which are two of the most affordable cities.
The monthly cost of homemaker services in Indianapolis is roughly $200 lower than the state median of $4,000. Local rates for personal assistance are similar to nearby Bloomington and slightly higher than Evansville, Haute Terre and Columbus. Cities where in-home services are more expensive include Fort Wayne and South Bend. All estimates are based on the cost of a month of full-time care, assuming 44 hours of work per week.
Adult day programs are one of the most affordable senior care options. In Indianapolis, the cost of these services is slightly lower than the state average of $1,842 per month. Programs in the capital area cost about $220 more monthly when compared to Fort Wayne and about $400 less than South Bend.
Compared to other major cities across the state, skilled nursing facilities in Indianapolis have moderately higher rates. Based on the average cost of a semi-private room, local seniors pay about $13,440 less for a year of nursing care when compared to residents of South Bend. However, this is still $11,748 more than Terre Haute where the median cost of nursing home care falls on the lower end of the price scale.
In Indianapolis, Medicaid offers full health insurance coverage and many other benefits to low-income adults who are aged, blind or disabled. In addition to covering routine dental and medical care, this program pays for in-home personal assistance and services offered by skilled nursing facilities. Medicaid also offers waivers for home- and community-based services that help elderly and disabled residents with the cost of daily assistance while allowing them to age in place. Medicaid eligibility is based on a number of factors, including the member's monthly income and personal assets.
To qualify for Traditional Medicaid or Hoosier Care Connect, you must be 65 or over, blind or disabled as defined by the Social Security Administration. Additionally, you must earn no more than $1,012 per month before taxes and have less than $2,000 in countable assets if you're single or $3,000 if you're married. These limits exclude retirement accounts, your home and your vehicle. Additionally, Spousal Impoverishment Protection Laws allow couples to keep up to $126,420 in nonexempt assets. Exceptional circumstances may also help you qualify. For example, higher income limits apply to individuals who are disabled and living in a licensed health care facility.
If you believe that you may be eligible for Medicaid, you can apply online, by phone or by visiting your local Marion County Division of Family Resources office. For further assistance, read our guide to Medicaid planning.
Home and Community Based Services (HCBS) Aged & Disabled Waivers
Adults in Indianapolis who require skilled nursing care but prefer to live independently in their own homes may be eligible for financial assistance through Indiana's Aged & Disabled (A&D) Waiver. Funds provided by this HCBS waiver can also be used for assisted living facilities, adult day care and homemaker services. In addition to being aged, blind or otherwise disabled and needing a nursing home level of care, eligible participants must not have income that exceeds SSI by 300% and they must live or be moving into an HCBS-compliant setting.
You can learn more about this program and apply through the Division of Aging or CICOA Aging and In-Home Solutions, which is the Area Agency on Aging that serves greater Indianapolis. For a complete, easy-to-understand overview of A&D waivers, read our online guide.
The Program of All-Inclusive Care for the Elderly (PACE)
PACE is another alternative for individuals who are 55 years or older and who prefer to age in place rather than moving into a nursing home or assisted living facility. This integrated care model provides personal assistance, medical services and social activities under one umbrella. In Indianapolis, PACE services are provided by Franciscan Senior Health & Wellness. You can learn more about this Medicaid alternative and apply by calling 317-528-7223 or by visiting the CICOA Area Agency on Aging online.
Community and Home Options to Institutional Care for the Elderly and Disabled (CHOICE)
Indiana's Community and Home Options to Institutional Care for the Elderly and Disabled (CHOICE) program provides similar in-home services to adults who are 60 or older and require assistance with activities of daily living, such as dressing and bathing. CHOICE services are available throughout the Indianapolis area and all 92 counties, but there is currently a waiting list. As with other state-funded programs, the application process is handled by your Area Agency on Aging. You can learn more by contacting CICOA Aging & In-Home Solutions or by viewing our CHOICE guide for Indiana residents.
Residential Care Assistance Program (RCAP)
Adults who are unable to live at home but don't require skilled nursing care may be eligible for financial assistance through the Indiana Residential Care Assistance Program. Applicants must be aged, disabled or cognitively impaired and be living in a residential care facility or county home that's contracted by the Family Social Services Administration, Division of Aging. This program provides a daily stipend that can be used for room, board and laundry services at assisted living facilities. You can learn more about this program by contacting the Division of Aging or by discussing your needs with the residential care facility that will be submitting the application on your behalf. For an overview of this program, read our RCAP guide.
Operating with support from the Indianapolis Neighborhood Housing Partnership, this organization provides affordable housing, including rental and purchase opportunities. It also operates two apartment buildings that allow seniors 55 and over to age in place.
This federally funded agency provides affordable, market-rate and subsidized housing throughout Indianapolis. In most cases, rent is based on your household income. The agency also assists with Section 8 housing vouchers.
Eligible homeowners who earn less than the 80 percent of the area median income and who need urgent home repairs may apply for assistance through the Greater Indy Habitat for Humanity.
This nonprofit is powered by a team of volunteers who perform home repairs for elderly, disabled or low-income residents who are unable to hire a professional or perform the work themselves.
Indianapolis and Marion County offer two property tax breaks for seniors. Surviving spouses may qualify for a flat-rate or 50 percent deduction on their property taxes. Low- to moderate-income seniors may qualify for circuit breaker protection that limits annual rate hikes.
This federally funded energy assistance program helps low-income residents of Indianapolis pay their heating and electric bills. Annual income limits start at $23,732 for single householders.
Low- and moderate-income seniors who receive Medicare benefits and need help paying their Part D prescription drug premiums may apply for assistance through HoosierRx. This program provides up to $70 per month for Part D plans offered by several major insurers. To qualify, applicants must be 65 or older and earn less than 150 percent of the federal poverty limit annually, which is $18,975 for individuals and $25,605 for couples.
For additional information and planning, please read our comprehensive guide to paying for senior care in Indiana.