Get Pricing & Availability for Assisted Living in Dianapolis, IN
Call (855) 481-6777 for immediate assistance and get more details
Page Reviewed / Updated – July 7, 2022
Indianapolis is the capital of Indiana and features a mix of bustling urban neighborhoods and quiet rural settings. This affordable city has an overall cost of living that’s 15% below the national median, and health care costs are among the lowest in the nation, which may make the city a good option for those managing chronic conditions. Additionally, older adults don’t pay state income taxes on Social Security benefits, a key source of income many seniors rely on to help cover long-term care costs. Indianapolis has moderately priced assisted living services that average $4,478 per month.
This guide features more information on what seniors in Indianapolis pay for assisted living as well as other types of long-term care. It also breaks down options seniors may have for paying for services, the rules assisted living facilities comply with and an overview of the top-rated facilities in the Indianapolis region.
The Cost of Assisted Living in Indianapolis, IN
The 2021 Genworth Cost of Care Survey shows that Indianapolis is a moderately priced option for assisted living, with older adults paying $4,478 per month on average for this level of care. This is a couple hundred dollars higher than the state median rate of $4,283, but it’s consistent with the national average of $4,500.
While local care costs are roughly equal to the national median, rates are among the highest in the state. Seniors may save money by living in Muncie, where assisted living facilities charge $3,695 for services, or in Fort Wayne, where care costs are about $1,000 lower than in Indianapolis at $3,485. In Terre Haute, rates exceed Indianapolis’s average at $4,948, and in Lafayette, fees are the highest in the state at $5,255.
- Indianapolis: $4,478
- Indiana: $4,283
- United States: $4,500
- Fort Wayne: $3,485
- Lafayette: $5,255
- Terre Haute: $4,948
- Muncie: $3,695
The Cost of Other Types of Care in Indianapolis, IN
Assisted living is moderately priced in Indianapolis at $4,478 per month. Older adults who obtain this scope of care in their own homes pay higher rates of $5,053 for in-home care and $4,957 for home health care. Nursing homes charge $7,057 monthly for shared rooms and $8,973 for private accommodations, making this the costliest long-term care option in Indianapolis. Adult day health care is the cheapest option at $1,625.
- In-Home Care: $5,053
- Home Health Care: $4,957
- Adult Day Health Care: $1,625
- Assisted Living Facility: $4,478
- Nursing Home Facility (semiprivate room): $7,057
- Nursing Home Facility (private room): $8,973
Financial Assistance for Assisted Living in FIndianapolis, IN
Other Ways To Pay for Assisted Living in Indianapolis, IN
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For additional information and planning, read our comprehensive guide to paying for senior care in Indiana.
Free Resources for Seniors in Indianapolis, IN
Indianapolis seniors have access to several resources to help them find affordable assisted living services in the region. Through these programs and agencies, older adults can research long-term care facilities and assess their options for paying for monthly expenses.
|Perry Senior Citizens Services||(317) 783-9231||Perry Senior Services is a regional nonprofit organization that provides recreational activities for older adults, including fitness classes, carry-in lunches, bingo and euchre. The center also provides volunteer-based transportation to medical and dental appointments within Perry Township on weekdays between 8 a.m. and 4 p.m., which can help supplement the scheduled services seniors obtain through their assisted living facility.|
|CICOA Aging and In-Home Solutions||(800) 432-2422||CICOA Aging and In-Home Solutions is the designated Area Agency on Aging for Indianapolis and its suburbs. The AAA provides one-on-one options counseling and Medicaid services to help seniors evaluate their health insurance options, understand their Medicare benefits and determine whether they qualify for Medicaid and the state’s Residential Care Assistance Program, which pays for assisted living services. The agency also runs neighborhood meal sites in local senior centers, churches and apartment complexes, providing older adults with the opportunity to enjoy congregate meals and build social connections.|
|CAFE Partner Place Senior Center||
|The Partner Place Senior Center operates free programs and activities Monday through Thursday from 9 a.m. to 1 p.m. for those aged 55 and over. Seniors participate in a social hour, congregate meals, craft classes, age-friendly fitness classes and field trips. It also hosts guest speakers who cover a range of topics related to healthy aging. Membership is limited, but participants are accepted throughout the year.|
|Indianapolis Regional Office||
|The VA Indianapolis Regional Office provides veteran services to individuals in Indianapolis and the surrounding region. At this location, older veterans and their dependents access in-person and over-the-phone benefits counseling and assistance with applying for state and federal programs, including those that may cover or offset assisted living expenses. The office can also help older veterans access community-based wellness, counseling and transportation services.|
|Senior Corps provides volunteer opportunities to those aged 55 and over in Indianapolis. Local seniors have three Senior Corps programs to choose from: the Foster Grandparent Program, the Retired and Senior Volunteer Program and the Senior Companion Program. In exchange for their time, volunteers may be eligible for benefits such as tax-free stipends, transportation reimbursement and free noontime meals.|
Rules and Regulations for Assisted Living Facilities in Indianapolis, IN
Assisted Living Communities in Indianapolis are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.