Page Reviewed / Updated - July 20, 2020
Rockford sits along the northern Illinois border, about 1.5 hours from Milwaukee and Chicago. The city is strategically located within driving distance of beautiful Lake Michigan water views. First settled in 1834, it became home to Rockford University shortly afterward. Today, it offers diversity to seniors seeking an eclectic lifestyle.
Located within the Shawnee National Forest, Rockford's scenic woodland views can be seen from every direction. Seniors can stroll through Klehm Arboretum and Botanical Garden and Anderson Japanese Gardens with visiting family and friends. The EPA's air quality rating for the area is high, and summer temperatures reach 84 degrees in July. There are also several hospitals near Rockford to cater to seniors' health needs. Seniors retiring to Rockford can look forward to a cost of living 25% below the national average, based on lower housing and grocery costs.
Keep reading to find out more about the top 10 assisted living facilities in Rockford. Additionally, find out more about the cost of assisted living in Rockford and what financial assistance programs are available.
2114 Kishwaukee St
Rockford, IL 61104
Rockford Supportive Living is an assisted living community located on Kishwaukee Street near the Rock River. The staff provides assistance with the tasks of daily living, and there are plenty of activities to keep seniors active and engaged. All rooms have kitchenettes with small refrigerators and microwaves, individual bathrooms and numerous safety features. Activities include scheduled entertainment, group outings, exercise classes and board games. Alert staff members provide help with managing medication, and seniors can take their three daily meals in the privacy of their own room or in a communal dining area.
3495 McFarland Rd.
Rockford, IL 61114
Grand Victorian of Rockford offers assisted and independent living for seniors who may need help with daily activities. It's located near local houses of worship and hospitals, and the 24-hour staff includes RNs and physical therapists. This community made our list of the top 10 assisted living facilities in Rockford due to its emphasis on balanced living, including activities for learning and education, fitness, socializing and off-site trips. Pets are a welcome addition here. Spacious community areas encourage residents to relax and enjoy time with friends, and the on-site salon provides haircuts to help keep seniors looking great.
3330 Maria Linden Drive
Rockford, IL 61114
Presence Cor Mariae Center offers assisted living care on its campus near Spring Lake. Two local parks provide convenient destinations for strolls with visitors. Residents can get as much or as little help as needed with medication management, meals and hygiene and personal care. Staff members provide weekly light housekeeping and laundry services, so seniors can concentrate on pursuing their personal interests. Compassionate caregivers are on-site day and night to cater to residents' needs. The community's Life Enrichment program focuses on keeping residents physically and mentally fit and propels Presence Cor Mariae Center into our top 10 assisted living facilities in Rockford.
7130 Crimson Ridge Drive
Rockford, IL 61107
Crimson Pointe is an assisted living facility located near golf courses, cultural venues and medical centers. Upscale furnishings mark the large lobby and posh common areas, including the TV room. An on-site chapel and fitness room let residents exercise their spiritual beliefs and their bodies. Seniors can enjoy the covered patio and garden area to get fresh air, and resident clubs and scheduled events give everyone a chance to stay busy. The beauty and barbershop provide haircuts, and the computer room is a great place to stay up-to-date with world events.
1971 Cranston Road
Beloit, WI 53511
Willowick Assisted Living of Beloit sits in the midst of numerous local businesses, including shops and restaurants, which residents can visit with family and friends. The community's Everyday Wows program encourages staff members to deliver assistance with daily tasks and provide kindness and companionship to residents. Coupled with rotating activities and amenities, such as a patio with furniture and umbrellas, the inviting atmosphere puts Willowick in our top 10 assisted living facilities near Rockford. A full-time nurse is available via telephone and ancillary team members include a trained chef.
960 North Mulford
Rockford, IL 61107
Bickford of Rockford is an assisted living facility located between scenic Rock River and Turtle Creek. There are several activities scheduled each day, including manicures, shopping trips, music and dancing. The community offers many signature programs designed to meet residents' needs and keep them uplifted, which is one of the reasons Bickford of Rockford made our list of the top 10 assisted living facilities in Rockford. There's separate party space for special occasions, and a patio and garden allow residents to enjoy the outdoors. The facility provides transportation to appointments and errands.
202 N Show Pl Dr
Rockford, IL 61107
Conveniently located near I-90 and East State Street, Heritage Woods of Rockford provides care and companionship in an assisted living environment. Activities include bingo and trivia, as well as various fitness programs to keep seniors' minds sharp. Caring aides provide medication reminders and help with personal care and hygiene. The facility provides transportation to off-site recreational events, medical appointments and errands. Three meals a day are served in the restaurant-style dining area or in residents' rooms. Alert staff members include nurses, certified nursing assistants and housekeeping and laundry staff. An on-site salon provides haircuts and styling. Outside, a patio serves as a place to gather with friends.
1160 North Mulford Road
Rockford, IL 61107
Morning Star Village is centrally located near major highways, parks, golf courses and restaurants. This assisted living facility provides assistance with the tasks of daily living, such as hygiene, grooming, eating and medication management. On-site amenities include a spacious lounge with a fireplace where residents can gather together. The chapel serves as a sanctuary for spiritual seniors, and the exercise room has senior-friendly equipment for safe workouts. In the craft room, residents participate in arts and crafts, while the beauty and barbershop help keep residents looking their best. The compassionate staff and homelike environment help make Morning Star Village one of the top 10 assisted living facilities in the area.
2250 West Hart Road
Beloit, WI 53511
Beloit Senior Living is located across the street from Beloit Memorial Hospital and provides assisted living services to area seniors. Residents can choose between one- and two-bedroom apartments, complete with a kitchenette, lots of closet space and walk-in showers. Three delicious chef-cooked meals and snacks are served daily. The community's wellness programs stimulate socialization and cognitive engagement. Staff members are available day and night for emergencies and to meet resident's needs. Housekeeping and linen services are handled by hard-working support staff. Seniors can enjoy the nice weather on the outdoor patio while they read a book or play cards with other residents.
1545 Temple Lane
Rockford, IL 61112
Cherryvale Place is an assisted living facility located behind the Cherryvale Mall. Walmart and other major retailers are moments away. Clean, elegant furnishings in the common areas and residents' rooms give the facility a modern vibe. Restaurant-style dining lets seniors catch up with friends over home-cooked meals. Seniors choose between studio, one- and two-bedroom apartments with kitchenettes, walk-in showers, smoke detectors and other safety equipment. Pets are welcome, and a daily calendar of fitness and recreational activities keeps everyone physically and mentally fit.
Senior living costs in Rockford are generally close to the average of what seniors pay in the rest of the state of Illinois, according to the 2018 Genworth Cost of Care Survey. In some areas, such as assisted living and adult day care, Rockford seniors pay above the state average, while they generally pay less than the average for home care services.
Assisted living in Rockford costs seniors an average of $4,770 a month, compared with the $4,030 seniors pay in the rest of Illinois, on average. Rockford's average costs are high by the standards of some Illinois communities, such as Carbondale, where costs average $3,475 a month for assisted living. Rockford seniors still pay slightly less than seniors do in Chicago, where monthly costs for assisted living average $4,794.
Home care in Rockford costs an average of $3,886 a month, putting the city well below the state average of $4,195 for similar service. Rockford is close to the middle of the common range of Illinois communities for cost. Chicago, for example, reports an average monthly cost for home care of $4,576, while Decatur occupies the low end of the price spectrum at just $3,623 a month.
Adult day care in Rockford costs local seniors $1,647 a month. This is about $80 more than the average cost reported for the state of Illinois, which sits at $1,567. Chicago and Carbondale exceed Rockford's average price by a significant margin, at monthly costs of $1,728 and $1,735, respectively. Decatur, by contrast, reports monthly costs well below Rockford, at $1,435 a month for adult day care.
Nursing home care in Rockford costs seniors an average of $5,916 a month. This is the exact price seniors pay, on average, for a semi-private room in the state at large. It is also well below the relatively high cost of nursing home care in Chicago, which is $7,330 a month. Carbondale reports one of the lowest rates in the state for nursing home care, at just $5,019 a month. This is $897 a month less than the average price seniors pay in Rockford.
Seniors in Rockford can get some help paying for medical bills through the state of Illinois' Medicaid program for low-income health care. Medicaid is an entitlement program that covers all eligible Rockford seniors, with no waiting lists or enrollment caps. Applications for Medicaid can be completed in person, at the Department of Human Services office or by calling (800) 843-6154 for an application packet. Seniors can also apply for Medicaid in Illinois online, through either the state benefits webpage or Healthcare.gov.
Medicaid requires seniors in Rockford to meet several enrollment criteria before approving benefits. To qualify, seniors must be citizens or legal residents of the United States and reside permanently in the state of Illinois. Income restrictions also apply. Single adults applying for themselves must earn less than $1,041 a month, or $12,492 a year. Married couples may earn up to $1,409 a month, or $16,908 a year, from all sources combined. Seniors who earn more than these limits can still be approved for Medicaid, but they may have to pay an annual share of cost before their benefits kick in.
Medicaid also looks into applicants' personal assets over a 60-month look-back period. Seniors in Rockford who apply for Medicaid must not have more than $2,000 in countable assets or $3,000 for married couples. Many assets are not counted toward this limit, such as a personal vehicle or the first $585,000 in equity on a home the senior occupies as a residence. Household belongings, furniture and personal effects are not counted as assets, though retirement funds and other investments are.
Seniors who have doubts about their financial eligibility for Medicaid can consult with a Medicaid planner or certified senior adviser about getting their finances in shape before applying.
Supported Living Program
The Supportive Living Program (SLP) helps Rockford seniors opt out of residential placement in a nursing care home and remain independent at an approved assisted living facility. The program covers many of the expenses Medicaid usually doesn't pay for, including:
Seniors can apply for the SLP waiver through the Department of Healthcare and Family Services website or by phone.
Waiver For Adults with DD
Adults with developmental disabilities can get help paying for care that falls short of placement in a medical facility through Illinois' Waiver for Adults with DD. This program pays the monthly cost of community-based care for eligible adults. Seniors or their loved ones in Rockford can apply in person at a local DHS office or by calling 1-888-DD-PLANS.
HCBS Waiver for Persons with Brain Injury
Seniors with a history of stroke or traumatic injury who are at risk of placement in a residential care facility can get help with paying for a lower level of care through the HCBS Waiver for Persons with Brain Injury. Seniors can apply through Medicaid, and covered benefits include:
HCBS Waiver for Persons with HIV or AIDS
Seniors whose HIV/AIDS status puts them at risk of admission to residential or medical care can get an HCBS Waiver for Persons with HIV or AIDS. This waiver covers the same benefits other HCBS waivers do, but it is restricted to seniors with a positive diagnosis of HIV. Services may be provided in the senior's home or at an assisted living community. Applications go through Medicaid.
HCBS Waiver for Persons Who Are Elderly
Rockford seniors aged 60 and over can apply for an HCBS Waiver for Persons Who Are Elderly. In addition to the standard HCBS caregiver and community-based support services, this waiver helps non-disabled seniors find safe, comfortable living arrangements that fall short of medical residential care settings. Seniors can apply through a Medicaid caseworker.
Senior Health Insurance (SHIP)
Seniors in Rockford can get counseling and application assistance from the Senior Health Insurance Program. This statewide non-profit service helps Medicare recipients, their caregivers and beneficiaries find affordable options for health care, prescription drug coverage and Social Security programs they may be eligible for. Seniors can apply online at the SHIP website.
Illinois Rx Buying Club
The Illinois Rx Buying Club acts as a free discount card seniors in Rockford can use to save up to 20% on the cost of their prescriptions. Seniors can get a card by calling (866) 215-3463 or by reaching out to the Rockford-area Agency on Aging. There is no application process, and the card is free.
|Rockford Housing Authority||(815) 489-8732||The Rockford Housing Authority operates 300 public housing units in the areas inside and around the Rockford city limits.
Seniors who meet income eligibility guidelines and need a place to stay can apply to join the authority's waiting list for apartments that become available. Applications can be made in person at the RHA Central Office or by calling during business hours.
|Housing Choice Voucher Program||(815) 489-8500||Seniors in Rockford who meet the income requirements may be able to apply for the Housing Choice Voucher Program, formerly known as Section 8. This program is provided by the federal government for low-income renters who apply through the city's housing authority.|
|Low-Income Home Energy Assistance Program (LIHEAP)||(877) 411-WARM (9276)||Seniors in Rockford who meet the income and eligibility guidelines can take part in the Low-Income Home Energy Assistance Program (LIHEAP), which lowers home energy bills by up to 30%. Seniors can apply through a local Community Action Agency.|
|Illinois Volunteer Money Management||(800) 252-8966||Illinois Volunteer Money Management is a free counseling and adviser service seniors in Rockford can access to get help with reorganizing their bills and outstanding debts. The program can also help seniors prepare their finances for major life transitions, such as moving into or out of residential care. Applications for this adult protective service can go through the Illinois Department on Aging.|
For additional information and planning, please read our comprehensive guide to paying for senior care in Illinois.