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CITY Louisville
Get Pricing & Availability for Assisted Living in Louisville, KY

Call (855) 481-6777 for immediate assistance and get more details

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Page Reviewed / Updated – July 7, 2022

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Residents of Louisville can benefit from its comparatively low cost of living, as it’s 11.6% lower than the U.S. average. Housing costs are 30.1% less than the country’s median, and the price of a house in Louisville is $206,000 compared to the U.S.’s $291,700. Assisted living costs $3,500 per month and is $52 more than the statewide cost.       

Tax rates in the city are competitive with national taxes. Louisville’s sales tax rate is 1.3% lower than the national rate, while income taxes are 3.4% higher. Household incomes are lower by $44,806 compared to the nation’s $53,482 per year. Seniors can also take advantage of the city’s reasonable health care costs, which are 14% lower than the average U.S. citizen pays.

This guide covers the monthly cost of care in Louisville, as well as local resources that support seniors.

The Cost of Assisted Living in Louisville

According to the 2021 Genworth Cost of Care Survey, seniors in Louisville pay an average of $3,500 per month for assisted living care. Louisville’s assisted living costs are just $52 more than Kentucky’s average cost of $3,448. It’s also exactly $1,000 lower than the typical American pays for assisted living care. Lexington and Richmond have the region’s highest medians of $4,568 and $4,901, respectively. Owensboro, on the state border with Indiana, has the region’s lowest assisted living cost of $3,088 monthly. Bowling Green, to the south, has the same care cost as Louisville of $3,500.

  • Louisville: $3,500 
  • Kentucky: $3,448
  • United States: $4,500
  • Lexington: $4,568
  • Richmond: $4,901
  • Owensboro: $3,088
  • Bowling Green: $3,500

The Cost of Other Types of Care in Louisville, KY

The costs for home care are substantially higher than the costs for assisted living. Those that provide home care services charge an average of $4,767 per month, and the addition of medical care to these services still sees the cost remain the same. Adult day health care is the most affordable of all the care options, charging $1,809 to assist seniors during daylight hours. Nursing home care is at the upper end of the price range, costing $7,452 for a shared room and $8,540 for a private room.

  • In-Home Care: $4,767
  • Home Health Care: $4,767
  • Adult Day Health Care: $1,809
  • Assisted Living Facility: $3,500
  • Nursing Home Facility (semiprivate room): $7,452
  • Nursing Home Facility (private room): $8,540

Financial Assistance for Assisted Living in Louisville, KY

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Other Ways To Pay for Assisted Living in Louisville, KY

Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For additional information and planning, read our comprehensive guide to paying for senior care in Kentucky.

Free Resources for Seniors in Louisville, KY

Seniors in Louisville can access a wide range of resources and services to assist them in researching local assisted living communities, identifying ways to pay for care and making contact with community-based services.

Resource

Contact

Service

The Office for Aging & Disabled Citizens (502) 574-5092 The Office for Aging & Disabled Citizens encourages policies that enhance seniors’ quality of life. It provides access to information for older adults and serves as a resource for individuals and groups on aging matters.
ElderServe Senior Center (502) 778-7418 ElderServe Senior Center helps seniors access community resources as well as educational sessions on cholesterol, diabetes, medication management and elder abuse. It also promotes companionship between seniors and volunteers and matches them based on mutual interests.
Long-Term Care Ombudsman

(800) 372-2973

The Kentucky Long-Term Care Ombudsman program advocates for seniors in long-term care facilities to improve care and create positive change. The organization makes use of over 80 trained volunteer ombudsmen who pay regular visits to long-term care communities to monitor the care and conditions provided.
KIPDA

(502) 266-6084

Kentuckiana Regional Planning & Development Agency provides transportation for seniors to assure that they have access to their communities, services and medical appointments. Seniors need to be 60 years and over to access services and must be using transportation for non-emergency reasons. It also offers transportation to senior centers and nutrition sites.

Rules and Regulations for Assisted Living Facilities in Louisville, KY

Assisted Living Communities in Louisville are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.

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The 10 Best Assisted Living Facilities in Louisville, KY

The Forum at Brookside

The Forum at Brookside is a J.D. Power-certified Five Star Senior Living community in a 40-acre gated campus near Middletown. We recommend this retirement village for seniors who prefer a large neighborhood in a peaceful country setting. Its park-like grounds have an abundance of mature trees and paved pathways for strolling, dog-walking and even horseback riding. In addition to two-bedroom independent living villas, there are studio, alcove and one-bedroom personal care floor plans in the community’s apartment buildings. These buildings have access to a large courtyard and the community clubhouse, which has an indoor pool.

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Features
  • In-house skilled nursing and therapy services available
  • Activities include cooking and baking, arts and crafts, live band performances, outings and intergenerational programs

Atria Stony Brook

Atria Stony Brook is one of our top picks for its holistic Engage Life program and active social environment. This independent, assisted living and memory care community near Jeffersontown is conveniently situated across from a neighborhood shopping center. The exterior features multiple courtyards, spacious front porches and a large screened-in back porch. Residents can socialize in the game and billiards room, TV lounge and restaurant-style dining room. Activities include arts and crafts, baking, gardening, pet therapy and themed happy hours. 

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Features
  • Civic and social groups include the Red Hat Society, Buds and Suds men’s club and a volunteer club
  • Regular outings to local attractions, such as the Derby Dinner Playhouse, Churchill Downs and the Falls of the Ohio

The Enclave of East Louisville

We highly recommend The Enclave of Louisville for its beautiful surroundings and caring atmosphere. This personal care and memory care community is located on U.S. Route 60, east of Middletown and near the Interstate 265 interchange, keeping residents close to Middletown’s shopping centers. Its park-like campus has three courtyards with large patio areas and well-maintained landscaping, while the front porches have cushioned rocking chairs and offer relaxing open outdoor views. Other inviting amenities include a bistro, fitness center, salon/spa and well-stocked sunroom library with computer stations. Residents enjoy bingo, arts and crafts, baking, holiday parties and outings.

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Features
  • White Glove Confident Clean program providing industry-leading sanitation for enhanced safety
  • Access to physician, podiatry, nurse practitioner, ophthalmology and psychiatry services

Wesley Manor

Founded in 1963 and managed by Methodist Retirement Homes of Kentucky, Wesley Manor operates with a mission-driven philosophy of care. We recommend this life plan community for its loving environment and seamless transitions in long-term care. Its lush 35-acre campus consists of The Village independent living homes, the Wesley Manor Health Care Center nursing facility and the pet-friendly Hoskinson House assisted living center, which includes the Aldersgate personal care and memory support wing. Hoskinson House amenities include a private courtyard, piano lounge, library, whirlpool spa and ice cream parlor.

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Features
  • Priority placement for personal care or memory support, skilled nursing care and short-term rehabilitation for Hoskinson House residents
  • Activities include Wii bowling, chair exercises, shopping and Protestant and Catholic worship services at the chapel

Atria Springdale

Atria Springdale showcases warm Kentucky charm and enjoyable country living, which is why it made our top 10 list. This independent, assisted living and memory care community is ideally situated in an idyllic residential neighborhood by the Interstate 71 and 265 junction, with local shopping centers conveniently located nearby. It has multiple patio areas with relaxing garden views, and its interior common areas include a cozy fireside lounge, piano lobby, restaurant-style dining room and well-stocked library. Engage Life activities, such as bingo, arts and crafts, themed dinners, happy hours and live entertainment, are enjoyed regularly.

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Features
  • Pet-friendly
  • Regular trips to local attractions, such as the Paddock Shops, Frazier History Museum and Louisville Bats games

Traditions at Beaumont

Traditions at Beaumont gives special attention to the little things that improve its residents’ quality of life, that’s why this retirement community is on our top 10 list. Its pet-friendly campus consists of independent living garden homes and a residential building for assisted living and memory care residents. The assisted living and memory care neighborhoods have their own courtyards and patio areas. Inviting common areas include a fitness center, movie theater, game and billiards area, library and salon. Residents can enjoy in-house activities, such as morning exercises, bingo, painting, Wii bowling and happy hours.

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Features
  • Studio, one- and two-bedroom assisted living apartments
  • Healthy resident-inspired meals based on favorite comfort foods, family recipes, cultural influences and monthly culinary chats

Magnolia Springs East Louisville

We added Magnolia Springs East Louisville in our top 10 list for its attractive country setting and engaging atmosphere. This assisted living and memory care community has expansive park-like grounds for strolling, wildlife watching and accommodating therapy horses. The rear courtyard and upper-floor back patio offer relaxing sitting areas with woodland views. Other inviting amenities include a putting green, theater room, bistro, library and game room. Residents are encouraged to stay physically, mentally and socially active through stimulating activities, such as fitness exercises, gardening, arts and crafts, live music and holiday parties.

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Features
  • Resident council spearheading community outreach efforts
  • Transportation provided for group outings and personal errands

MorningPointe of Louisville

Purposely built with a single-level design, Morning Pointe of Louisville is our top recommendation for seniors who want an accessible homelike environment. Its 9-acre campus features separate personal care and memory care neighborhood buildings. The personal care neighborhood has three courtyards, with sitting areas, walking paths and flower gardens. All of its studio, alcove, one- and two-bedroom floor plans have ADA-compliant bathrooms and 24-hour emergency response systems. Residents stay socially engaged through various in-house recreational activities and meaningful community programs with local schools, churches, civic groups and volunteers.

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Features
  • Licensed clinical staff always available
  • Farm to Table program offering nutritious restaurant-style meals made from local and seasonal ingredients

Brookdale Stonestreet

The serene environment and enriching activities at Brookdale Stonestreet make this facility one of our top choices for assisted living. The pet-friendly community is nestled in a tranquil wooded campus featuring paved walking paths, and its two-level building has front and rear patio areas that provide relaxing nature views. It has a fitness center, activity room, hair salon and multipurpose recreation room, with a community kitchen and theater area. Residents can look forward to scheduled B-Fit exercises, meditation sessions, themed afternoon socials, live performances and group outings.

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Features
  • Multiple studio, alcove and one-bedroom floor plans with kitchenettes
  • Daily menu including Optimum Life Cuisine options with reduced fat, sodium and sugar

Sunrise of Louisville

For seniors who want carefree country living in a modern upscale environment, Sunrise of Louisville is our top choice. This personal care and memory care community features landscaped gardens, front porches, a gazebo, sunroom and an upper-floor patio, providing relaxing views of its wooded surroundings. Residents can socialize with neighbors and enjoy scheduled and spontaneous activities in the bistro, fireside piano lounge, activity room, fitness area and library corner. 

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Features
  • On-site physical, occupational and speech therapy services available, as well as optometry and geriatric mental health services
  • Signature Dining Program offering seasonal menus and pureed diet options