The Medically Needy Residential Waiver (MNRW) provides financial assistance for Washington residents to live in adult family homes, assisted living communities or Enhanced Adult Residential Care instead of in a nursing home even though they have been approved for that level of care. This program helps the state achieve lower health care program costs while participants report higher satisfaction rates, as most individuals prefer the recreational options, social activities, and personal care they receive in assisted living or adult family care environments over skilled nursing facilities.
Eligibility for this waiver is complicated. While it does not have strict age requirements (persons 18 and over can qualify) or geographic requirements (it is available statewide), it does have functional, financial and other requirements.
Functionally, applicants must be assessed medically and found to need the level of care provided in nursing homes. However, they must choose to receive that care either in adult family homes, assisted living residences, or an Enhanced Adult Residential Care facility.
To qualify for Washington’s Medically Needy Medicaid program, the state considers their care requirements and their associated costs over a period of 3 or 6 months. State’s caseworkers compare these expenses to the applicant’s monthly income to determine if they can afford their care. They also consider their financial assets as possible resources. When the applicant’s resources have been “spent down,” they can qualify for the Medically Needy program. A rule of thumb is that persons with income up to about $6000 per month (provided they have sufficient qualifying medical and care expenses) and assets under $2,000 can qualify.
Depending on the location of residence, individuals approved for this waiver can receive the following services:
The MNRW program is available statewide across Washington. However, this is not a Medicaid entitlement program. There are a limited number of slots available and a waiting list may exist. Unlike many Medicaid waivers where wait lists are by county, for MNRW there is a single statewide waiting list. Prioritization is not strictly first come, first serve but rather based on a combination of level of need, time on waiting list and current place of residence. For example, current nursing home residents are prioritized for enrollment.
To apply or learn more, state residents should contact their local area agency on aging. County by county contact information is available here.