Program Description
The Increased Community Services (ICS) Program is for physically disabled or frail elderly nursing home residents of Maryland who wish to move back into their own home, the home of a relative, or an assisted living residence. In addition to providing transitional assistance, this program provides long-term care supports to enable individuals to live in their community.
These supports include services such as adult medical day care, Personal Emergency Response Systems (medical alert services), home modifications, and assistance with Activities of Daily Living (ADL’s), like bathing, dressing/undressing, toiletry, and mobility.
This program is a win-win for the state of Maryland and individuals wishing to move back into the community. The expense to provide services outside of nursing facilities is less costly, thereby saving the state money, and those persons transitioning back into the community are able to live more independently.
ICS operates under Maryland HealthChoice, a section 1115 Demonstration Medicaid Waiver, and is administered by the Maryland Department of Health (MDH).
This program is nearly identical to the Maryland Community Options Medicaid Waiver, a 1915c Home and Community Based Services (HCBS) Waiver that provides long-term care services for seniors. In fact, the main difference between these two programs is that the financial eligibility requirement is different. For the Increased Community Services Program, seniors may qualify with a higher level of income.
Eligibility Guidelines
General Requirements
To be eligible for the ICS Program, the following criteria must be met:
- In addition to being a Maryland state resident, applicants must be a minimum of 18 years old and require a nursing home level of care.
- Applicants must currently reside in a nursing home and have been there for a minimum of three months.
- Applicants must have been Medicaid eligible for at least 30 of the days in which they have been residing in the nursing home.
- The care services the individual receives once they have returned home or to an assisted living residence must cost less than what Medicaid was paying for their nursing home services.
Financial Requirements
Income Limits
The income limit for the Increased Community Services Program, in 2024, is $2,829 per month. Persons who have monthly income greater than $2,829 can still be eligible, but must contribute income over this amount to their cost of care. Furthermore, several deductions are allowed, effectively lowering one’s countable income. This includes health insurance premiums, unpaid medical bills, and a personal allowance.
Asset Limits
In 2024, the countable asset limit is $2,000 or $2,500, depending on eligibility category. That said, there are several resources that are not counted toward eligibility. This includes an applicant’s home (with an equity value up to $713,000), given the applicant or his or her spouse lives in it (or is returning to live it in), home furnishings, personal items, an automobile, and pre-paid funeral and burial plans.
Over the Financial Limits?
If one is over the asset limit, it is highly recommended one seek the counsel of a professional Medicaid planner. Medicaid eligibility can be complicated, and a Medicaid planner can help reallocate assets in order to meet eligibility without violating Medicaid’s 5-year Look-Back Period. (Violating this period can result in a period of Medicaid ineligibility).
Benefits and Services
Via Maryland’s Increased Community Services Program, a variety of assistance and supports may be available:
- Adult Medical Day Care
- Assisted Living
- Assistive Technology
- Behavioral Consultations
- Case Management
- Environmental Assessments / Home modifications to improve accessibility
- Family Caregiver Training / Consumer Training
- Meal Delivery
- Nutritionist Services
- Personal Care Assistance – aid with ADL’s
- Personal Emergency Response Systems (PERS)
- Transitional Services from a nursing facility back into the community
- Nurse Monitoring
In addition, some state Medicaid benefits are available via ICS. These include doctor/hospital/lab services, home health, pharmaceutical assistance, durable medical equipment, disposable medical supplies, and assistance with Medicare co-payments, deductibles, and premiums.
How to Apply / Learn More
For more information or to apply for the Increased Community Services Program, contact the Maryland Department of Health at 410-767-1739, or one can call the Maryland Access Point at 844-627-5465.
Very limited program information can be found on the Department of Health’s website, and a downloadable fact sheet can be found here.