Page Reviewed / Updated - May 22, 2019
The guide that follows includes detailed information on the cost of senior care in Roseville and the area's resources and programs that provide seniors with financial assistance and access to affordable care. To learn more about the cost of senior care and financial assistance programs that are available throughout the state, read our guide to paying for senior care in California.
Note: Senior care cost data wasn’t available for Roseville so the data for the closest city, Sacramento, was used.
According to the Genworth 2018 Cost of Care Study, the average cost of senior care in Roseville is within a couple hundred dollars of state averages. Assisted living costs are only $27 below the state average, while home care costs are nearly $200 less per month. Adult day care and nursing home care are both slightly more expensive than state averages. When compared with other larger cities across California, such as San Francisco and San Jose, senior care in Roseville is quite affordable.
The average monthly cost of assisted living in Roseville is $4,473 per month, just a bit below the state average. This cost is close to the same as the Los Angeles and San Diego areas, both of which have average monthly costs of $4,500. When compared with Fresno and Riverside, where costs are only $3,500, assisted living in Roseville is fairly expensive, but when compared with larger cities such as San Francisco and San Jose, assisted living in Roseville is about $1,000 less per month.
Home care costs in Roseville are $4,767 per month, which is about $200 below the state average. This cost is mid-range when compared with other cities throughout California. In smaller cities such as Chico and Riverside, costs are lower at $4,433 and $4,481, respectively. However, home care costs are far more expensive in cities like San Francisco, where the cost is $5,625 per month and San Jose, where home care costs are $5,720 per month.
Adult day care costs range between about $1,500 and $2,100 throughout California, with Roseville's cost falling right in the middle at $1,733 per month. The least expensive adult day care can be found in Los Angeles, where the average cost is only $1,565 per month, while the most expensive adult day care is in Chico, where the average monthly cost is $2,134 per month.
The average monthly cost of nursing home care in Roseville is $8,517 per month, which is about $150 above the state average. The cost of nursing home care in Roseville is the same as in San Diego, and about $600 less than in San Francisco, where the average monthly cost of nursing home care is $9,148, the highest in the state. Less expensive care can be found in Los Angeles and the Riverside area, where costs range between about $7,500 and $7,600.
In California, the state Medicaid program is called Medi-Cal. It's available to low-income individuals throughout California, including senior citizens. In addition to paying for health care expenses, such as doctors visits, dental care, laboratory tests and prescription medications, the standard Medi-Cal plan pays for nursing home care. Other senior care options may be covered under one of the state's waiver programs.
To qualify for Medi-Cal or any Medi-Cal waiver programs as an elderly individual, applicants must be 65 years of age or older and may not have an income that exceeds $16,395 per year, which works out to approximately $1,366 per month. Married applicants may not have an income that exceeds $22,108 per year, or approximately $1,842 per month. Asset limitations are in place as well. For individuals, the total value of their countable assets may not exceed $2,000 and for married couples, the total value may not exceed $3,000.
California does offer a spend-down program as well, which allows some applicants with income or assets higher than the program's limitations to qualify for Medi-Cal if they have high medical expenses. In these cases, it's best to work with a professional Medi-Cal planner.
To apply for Medi-Cal, seniors can call (800) 300-1506.
In-Home Supportive Services
The In-Home Supportive Services program provides services to seniors who continue to live at home. While the program doesn't provide nursing care, it does allow participants to direct their own care by choosing their caregivers and taking part in assessing their needs. Services provided by this program may include assistance with activities of daily living (ADLs), transportation, errand assistance and meal preparation or delivery.
This program is available to residents of California who are 65 years or older and meet the financial eligibility requirements of Medi-Cal. To apply, seniors can contact Placer County Health and Human Services at (888) 385-5160.
Assisted Living Waiver
The Assisted Living Waiver came into existence in 2009 and was created to help seniors in California delay or prevent moving into a nursing home facility. It provides seniors with long-term care assistance and personal care when they reside in an assisted living facility that participates in the program. This waiver does not cover the cost of room and board.
While the program is open to any eligible resident of California, participating facilities are only located in the following counties: Alameda, Contra Costa, Fresno, Kern, Los Angeles, Orange, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Clara and Sonoma. Those living in Riverside may need to consider moving to a nearby county to receive care under this program.
To be eligible, applicants must be 21 years of age and be determined to require daily care by a medical professional. Applicants must also meet the financial eligibility requirements of Medi-Cal.
To apply, seniors can contact Placer County Health and Human Services at (888) 385-5160.
Home and Community-Based Alternatives
The Home and Community-Based Alternatives Waiver helps seniors who require temporary curing care. It covers the cost of nursing care, and it provides support for seniors while they return home. Covered costs may include home modifications, emergency response systems, medical devices, personal care and home health care.
This program is open to California residents of any age. Applicants must require a nursing level of care and must be living in a nursing home or hospital when they apply. Applicants must also meet the financial eligibility requirements that are in place for Medi-Cal.
This program is capped at 5,500 participants, therefore, there is usually a rather long waiting list in place. To apply, seniors can contact Placer County Health and Human Services at (888) 385-5160.
Community-Based Adult Services Program
The Community-Based Adult Services Program helps low-income elderly and disabled individuals by providing services within the community at care centers and adult day care centers. Similarly to other waiver programs, this waiver was created to provide services to seniors that may help them to avoid or delay the need for nursing home care. Benefits provided by this program may include daytime personal care, clinical nursing care, social activities, nutritional counseling and transportation.
To be eligible for this program, applicants must be 18 years of age or older and disabled OR be an elderly individual 65 years of age or older. They must also meet the financial requirements of the Medi-Cal program.
To apply for this program, seniors can contact Area Agency on Aging/Area 4 at (916) 486-1876.
Optional State Supplement
California's optional state supplement (OSS) is available to low-income individuals who reside in a long-term care facility or who receive long-term care at home. It is intended to help pay for room and board costs. The benefit is calculated based on the individual's income and living situation. The maximum payout individual applicants receive is $412 per month.
To be eligible for the OSS, seniors must be receiving the federal Supplemental Security Income benefit and may not possess more that $2,000 in countable assets. To apply, seniors can contact the Social Security Administration at (800) 772-1213.
|HUD Housing Vouchers/Housing Choice Voucher Program
||HUD provides rental assistance and housing vouchers to veterans, disabled persons, families and senior citizens so that they can safely live in affordable housing.|
||Seniors First facilitates assistance programs for seniors living in Roseville and throughout Placer County, California. It provides help to those aged 60 and over and can connect local seniors with financial assistance programs that can help pay for housing and care costs.|
||Project Go develops and manages affordable housing that is designed to enhance the quality of life for low-income and moderate-income families and seniors.|