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Cost of Assisted Living in Newport Beach, California

Page Reviewed / Updated - October 01, 2019

This guide includes detailed information about the cost of senior living in Newport Beach California, as well as the financial assistance programs that are available to help seniors living in the city to pay for long-term care. For more information about financial assistance programs that are available throughout the state, visit our guide to paying for senior care in California.

The Cost of Senior Living and Care in Newport Beach

According to the 2018 Genworth Cost of Care Survey, senior care in Newport Beach is affordable when compared with state averages. The cost of assisted living averages $4,500 per month, which is the same as the state median. Home care costs an average of $190 less per month than in the average California city, while adult day care is $114 less per month. The most notable difference is in the cost of nursing home care, which in Newport Beach is $7,604 per month, $761 less than the state average.

Note: Senior care cost data isn't available for Newport Beach. Data for the nearest major city, Los Angeles, has been used instead.

How much does Assisted Living Cost in Newport Beach?

The cost of assisted living in Newport Beach is mid-range when compared with many major cities throughout California. In San Diego and Sacramento, the cost is comparable to that of Newport Beach, while in Santa Cruz, the average cost is $5,595 per month, which is $1,095 more per month than in Newport Beach and the highest cost in the state.

Both Santa Rosa and San Jose are also priced considerably higher than Newport Beach at $5,500 per month, whereas Bakersfield is the least expensive with an average cost of $3,150 per month.

How much does Home Care Cost in Newport Beach?

Seniors in Newport Beach who receive long-term care at home pay an average of $4,767 per month for their care services. This price is the same in Sacramento and San Diego. In both Bakersfield and Visalia home care costs are lower at $4,385 and $4,290 per month, respectively, the lowest home care costs in California.

The most expensive home care in the state is in San Jose, where the average cost is $5,720 per month, followed by Santa Rosa and Santa Cruz, where costs are $5,625 and $5,529 per month, respectively.

How much does Adult Day Care Cost in Newport Beach?

Adult day care in Newport Beach costs an average of $1,565 per month, which is mid-range when compared with other major cities in California. In Sacramento and San Diego, the average cost is slightly higher at $1,733 per month, while in Santa Maria and Santa Rosa average costs are more than $2,000 per month, with Santa Rosa's cost being the highest in the state at $2,362. Seniors in the Visalia area pay an average of $1,040 per month for adult day care, which is the lowest price in California.

How much does Nursing Home Costs in Newport Beach?

When compared with the rest of California, nursing home care in the Newport Beach area is quite affordable. At $7,604 per month, Newport Beach's average nursing home care cost is just $91 more than Bakersfield's and $1,064 more than Visalia's, which has the lowest nursing home costs in the state.

The most expensive nursing home care in California is in Santa Maria, where the average price is $10,646 per month. Costs in Santa Rosa and San Jose are also considerably higher than in Newport Beach at $9,258 and $9,125 per month, respectively.

Financial Assistance Programs in Newport Beach

Medicaid Program in Newport Beach

The state Medicaid system in California is known officially as Medi-Cal. It helps low-income Californians to access safe healthcare services at no cost and pays for additional expenses, such as prescription medications and necessary medical devices. Some of the services that are covered by Medi-Cal include primary care, emergency care, inpatient hospital services, emergency transportation and mental health services. Medi-Cal also covers the cost of services provided by nursing care homes when deemed medically necessary.

To qualify for Medi-Cal on the basis of age, applicants are required to be at least 65 years old. They also must meet the following financial eligibility requirements:

  • Single applicants and married applicants who are applying without their spouse may have a maximum income of $1,242 per month and up to $2,000 in countable assets
  • Married applicants applying together may have a maximum income of $1,642 per month and up to $3,000 in countable assets

When considering an applicant's eligibility, Medi-Cal looks at all sources of income. This includes income coming from pensions, Social Security and savings withdrawals. Assets such as the applicant's primary home, vehicle, burial plots and personal belongings are exempt from consideration.

California's Aged, Blind and Disabled Medically Needy Program is available to help those who have high medical expenses and don't meet Medi-Cal's financial eligibility requirements. Under this program, seniors are able to pay for medical bills first and count the remainder of their income toward the program's requirements.

Medi-Cal is an entitlement program, meaning that all beneficiaries are able to receive coverage immediately upon approval.Seniors who live in Newport Beach can apply for Medi-Cal coverage online at Covered California or call the Orange County Social Services Medi-Cal Info Line at (800) 281-9799.

Medicaid Waivers in Newport Beach

Home and Community-Based Alternatives

The Home and Community-Based Alternatives waiver program exists to provide assistance to seniors and disabled individuals when they're transitioning out of a hospital or nursing home and into their own community. It covers costs such as skilled nursing care, home health care, home modifications, transitional counseling and non-emergency transportation.

This waiver is open to any California resident who is receiving long-term care in a hospital or licensed nursing home and is willing to transition to their own home or a residential care facility. Applicants must be financially eligible for Medicaid to qualify for this waiver.

Seniors who live in Newport Beach can download an application for this program online and submit it via fax at (213) 620-4448 or by mailing it to:

Integrated Systems of Care Division
HCBS Programs Eligibility/Intake Unit
311 South Spring Street, Suite 800
Los Angeles, CA 90013

The maximum participation is 5,000 recipients, which means there is usually a waiting list before approved participants are able to access benefits.

More information can be found here.

Community-Based Adult Services

Community-Based Adult Services is a Medi-Cal home and community-based (HCBS) waiver that exists to help seniors and disabled persons delay or avoid the need for nursing home placement. It covers the costs associated with a variety of services including personal care, skilled nursing care and mental health services.

To qualify for this program, applicants need to be at least 65 years of age or older, or younger than 65 and cognitively impaired. All applicants must require assistance with at least two activities of daily living (ADLs) and be financially eligible for Medi-Cal. This waiver helps many senior citizens who have Alzheimer's Disease or other forms of dementia.

To apply, seniors in Newport Beach can contact the California Department of Aging at (800) 510-2020.

The Community-Based Adult Services waiver is an entitlement program, which means the number of participants isn't capped, so all eligible applicants can receive coverage immediately.

More information can be found here.

Assisted Living Waiver

The Assisted Living Waiver helps senior citizens to access skilled nursing care while residing in assisted living facilities. By delaying the need for nursing home placement, it helps reduce costs for the state while improving the quality of life for seniors. In addition to nursing care, this program covers the cost of counseling, non-emergency transportation and transitional costs for those moving from a nursing care facility into assisted living.

To qualify for the Assisted Living waiver, seniors must be at least 65 years old and able to live safely outside of a nursing home. All applicants must be financially eligible for Medi-Cal.

A limited number of beneficiaries are admitted to this program at a single time; therefore, some applicants may be placed on a waiting list prior to receiving coverage. To apply, seniors who live in the Newport Beach area can call the Los Angeles County Department of Public Social Services at (866) 613-3777.

More information can be found here.

Multipurpose Senior Services Program

The Multipurpose Senior Services Program (MSSP) is another program that exists to help senior citizens avoid or delay the need for nursing home placement. It covers the cost of skilled nursing services in seniors' own homes, as well as personal care, home health care, nutritional services and respite care.

To be eligible for this program, applicants must be 65 or older and they may not be participating in any other Medi-Cal waiver programs. Applicants also must require a nursing level of care.

This program admits a maximum of 12,000 participants at a time, which means there is often a waiting list. To apply, seniors can contact the California Department of Aging at (800) 510-2020. More information can be found here.

Other Financial Assistance Programs in Newport Beach

California Paid Family Leave

California's Paid Family Leave benefit is available to individuals who are caring for an aged or ill family member while taking leave from their job. It permits caregivers to take up to six weeks off of work while compensating up to 70% of their income.

To qualify for compensation, caregivers are required to be caring for a family member in their own home and they must take full leave from their job. The care recipient must require full-time care as determined by a doctor. This benefit does not require employers to hold caregivers' jobs for them while they're on leave.

To receive compensation, caregivers can file a claim online. More information can be found here.

In-Home Supportive Services

In-Home Supportive Services (IHSS) helps seniors and disabled persons to access home care services. It covers a variety of costs that include personal care, home health care and protective supervision for individuals with dementia. This program may allow seniors to direct their own care by hiring, training and supervising their own caregivers, provided they're capable of doing so.

To qualify for IHSS, seniors must live in their own home or in the home of a family member and they must live in the state of California. While this program is administered by the state, applicants are subject to the same financial eligibility requirements as Medi-Cal. After completing their application, seniors are also required to meet with a social worker who will determine their level of need and the specific services they require.

Seniors in the Newport Beach area can call the Los Angeles County Department of Public Social Services at (866) 613-3777 to learn more or to apply for the program. More information can be found here.

More Senior Living Resources in Newport Beach


Phone Number


Housing Choice Voucher Program (714) 480-2700 The city of Newport Beach works with the Orange County Housing Authority to help low-income households access safe, sanitary housing in the private market via the Housing Choice Voucher Program.
Participants of this program are required to pay approximately 30% of their monthly income toward rent and utilities while the remainder is subsidized by the county.
Senior Housing Assistance Repair Program (SHARP) (949) 644-3244 This program helps low-income seniors to pay for the cost of critical home repairs and necessary home modifications due to safety concerns or health issues.
OC Gateway to Housing (949) 631-7213 The OC Gateway to Housing offers emergency shelter, clothing and food assistance to those facing homelessness. The organization also provides money management counseling and financial assistance to help those in need of secure permanent housing.
Serving People in Need (SPIN OC) (714) 751-1101 SPIN OC helps families and individuals facing homelessness by providing one-time rental assistance and bill payments in times of crisis. The program also provides a variety of counseling and supportive services aimed at improving the quality of life for the homeless and working poor.