Alaska Adults with Physical and Developmental Disabilities (APDD), formerly called Adults with Physical Disabilities, is a Home and Community Based Medicaid Waiver intended for those 21 years of age or older with autism, an intellectual disability, or a developmental disability, which results in physical impairments. APDD enables individuals who cannot live independently, to continue to live in their home or in an assisted living facility, rather than in a nursing home facility. Services that may be covered under this waiver include adult day care, home modifications, respite care to relieve one’s caregiver, and home delivered meals.
Examples of conditions that might qualify an individual for this waiver include cerebral palsy, spastic hemiplegia, intracranial injury, paraplegia, and quadriplegia. While this program is not specifically for the elderly, seniors who have diagnoses, such as these, that manifested before the age of 21, may qualify for this program.
Another adult-only Alaskan Medicaid waiver that might be of interest to elderly individuals is Alaskans Living Independently (ALI), previously called Older and Disabled Adults (ODA). This waiver provides similar benefits and services as APDD, though while an intellectual or developmental disability is a qualification for APDD, it is not for ALI. ALI only requires that individuals 65 years and older need a level of care consistent with that provided in a nursing home. For those who are between the ages of 21 and 64, a physical disability is an eligibility requirement. That being said, those under the age of 65 who have a physical disability, and do not have a developmental or intellectual disability, should apply for the ALI wavier.
For those who strictly need assistance with their daily living activities, and do not require a nursing home level of care, the Personal Care Services (PCS) program via the state’s Medicaid plan is an option. This program provides assistance with bathing, grooming, toiletry, light housecleaning, shopping for essentials, and medication monitoring. With this program, there is an option for consumer direction, also known as self-direction.
All three programs are administered by the Alaska Department of Human and Social Services’ Division of Senior and Disability Services. In Alaska, Medicaid is also referred to as Denali Care.
To be eligible for the Adults with Physical and Developmental Disabilities Waiver, a variety of requirements (personal, medical, and financial) must be met.
Personal – Individuals must be at least 21 years of age and a full-time resident of Alaska. This Waiver is not intended for children.
Medical – Individuals must be diagnosed with a developmental disability or an intellectual disability, with manifestation before the age of 21. The individual must also present with physical disabilities, requiring a nursing home level of care. A care coordinator must complete an assessment of the candidate’s ability to function in order to determine if the applicant meets the required level of care need. Conditions typically eligible under this waiver include, but are not limited to autism, cerebral palsy, traumatic brain injury, paraplegia, and quadriplegia.
Financial – There are income and asset requirements that determine eligibility for this waiver. A single applicant must have a monthly income no greater than 300% of the SSI Federal Benefit Rate. For the calendar year 2021, this equals $2,382 / month or $28,584 / year. This income limit holds true for a married applicant with a non-applicant spouse. To be clear, only the applicant spouse’s income is counted; the income of the non-applicant spouse is disregarded and is not calculated towards the applicant spouse’s income eligibility. That said, there is a minimum monthly maintenance needs allowance that allows an applicant spouse to transfer up to $3,259.50 / month in income to the non-applicant spouse to prevent spousal impoverishment. In cases of a married couple with both spouses as applicants for waiver services, the income limit is $4,764/ month or $57,168 / year.
The asset limit for a single applicant is $2,000, which includes liquid assets, such as cash, bank accounts, and stocks and bonds. For a married couple with one spouse applying for benefits, the applicant spouse is limited to $2,000 in assets, but the non-applicant spouse is entitled to up to $130,380 of the couple’s joint assets. This is called the Community Spouse Resource Allowance. For married couples (both spouses applying for services), the asset limit is $3,000. The primary home is considered an exempt (non-countable) asset, provided the applicant or their spouse lives in the home. If a non-applicant spouse does not live in the home, the applicant’s home equity interest must be under $603,000. To be clear, the home can have a higher value, but the portion owned by the applicant (which excludes outstanding mortgage debt) cannot exceed $603,000. Other assets that are considered exempt are burial plots, a vehicle, personal effects, such as an engagement and wedding ring, and household items.
Being over the income and / or asset limit(s) is not automatic cause for disqualification from Medicaid. Professional Medicaid planners are well versed in restructuring income and assets to meet Medicaid’s limits without jeopardizing one’s eligibility. For example, an irrevocable funeral trust can help “spend down” excess assets, and a Miller Trust, also called a Qualified Income Trust (QIT), can convert countable income into non-countable income. Learn more about Medicaid planning.
Based on a care plan that is established by a care coordinator, various services/benefits are available as determined by an individual’s needs. Services may vary based on location.
For additional information about this program, download this brochure. Alternatively, call your local Aging at Disability Resource Center (ADRC) at 877-625-2372. You can also contact your local Senior & Disabilities Services Office. For the Anchorage office, call 800-478-9996 or 907-269-3666, for the Juneau office, call 866-465-3165 or 907-465-3372, and for the Fairbanks office, call 800-770-1672 or 907-451-5045.
Alaska Adults with Physical and Developmental Disabilities Medicaid Waiver is not an entitlement program. This means meeting the eligibility requirements does not necessarily mean one will be able to receive program services. There are approximately 149 waiver slots available each year for this program. Wait lists may exist.