Maine DEL & RX Plus Programs: Prescription Drug Assistance for the Elderly
The state of Maine offers two prescription assistance programs for its residents. Both programs offer financial assistance to participants though they each offer different amounts of assistance and have different eligibility requirements. The Low Cost Drug for the Elderly and Disabled Program is more commonly referred to as the DEL Program and it is designed for disabled or elderly individuals with very low incomes. The Maine RX Plus Program is intended for low to middle income individuals and families. There are no costs to enroll in either of these programs.
Did You Know? Low income seniors are 7x more likely to fail to adhere to their prescription regiments than younger adults.
To be eligible for the DEL Program, persons must meet the following criteria:
- Be 62+ years old
- Be a Maine Resident
- Income Limits – Less than 175% of the Federal Poverty Level. For 2017, single applicants must have income less than $21,105 per year or $1,759 per month. Married couples or two-person households are limited to annual income of $28,420 or monthly income of $2,368.
RX Plus Program
To be eligible for RX Plus, persons must meet the following criteria:
- Maine Resident
- Have an annual income less than 350% of the federal poverty level. In 2017, for a single, widowed or unmarried individual, this limit is $42,210 per year or $3,517 per month. For a married couple living together, the limit is $56,840 per year or $4,737 per month.
Benefits and Services
The DEL Program pays for 80% of a senior’s out-of-pocket drug costs after Medicare Part D or other insurance coverage. The Maine RX Plus Program offers 15% - 60% discounts off the purchase price.
How to Apply / Learn More
Maine residents can learn more about these programs or apply for assistance by contacting their local Area Agency on Aging. Alternatively, the Maine Department of Health and Human Services, Office of Elder Services provides some additional information on their new prescription drug portal
Other Help - Maine has another program that provides assistance to the elderly, though not necessarily for medications, the Home Based Care Program can help families caring for aging loved ones at home.
The state of Illinois has two programs designed to provide financial assistance to the elderly to help them purchase their prescription drugs. Rx Basic is for individuals without Medicare insurance and the Rx Plus is designed for those on Medicare.
Rx Plus is known as a Medicare wraparound program which means the benefits wrap around those benefits provided by a Medicare Part D plan. When making a prescription purchase, Medicare Part D is the first payer and then this program contributes towards those costs the Part D plan does not cover.