Page Reviewed / Updated - Dec. 2018
The Alabama Community Transition (ACT) Medicaid Waiver provides services for persons who are currently in a nursing home, but wish to return to living in their home or community. This program does not have an age restriction; therefore, it is relevant for frail seniors, disabled individuals and those with long-term illnesses.
The primary medical requirement is that one requires the level of care provided in a nursing home. There is no list of specific illnesses that qualify or eliminate an applicant. Therefore, it is likely a person with early-mid stage Alzheimer’s Disease or Parkinson’s Disease will meet the medical requirement.
Services and benefits available via ACT are intended to promote a participant’s independence in their home or the home of a loved one. Services might include homemaker and personal care assistance, adult day health, assistive technology, home modifications, and more. In addition, there is an option for program participants to direct their own care services, often called consumer direction or self-direction, through Alabama’s Personal Choices program.
ACT also serves those who are receiving services via a Medicaid Waiver, such as the Elderly and Disabled Medicaid Waiver or the State of Alabama Independent Living Medicaid Waiver.
The Alabama Community Transition Medicaid Waiver is a statewide program that is administered by the Alabama Department of Senior Services (ADSS).
Applicants must be residents of Alabama who are designated as disabled by the Social Security Administration OR be 65 years of age or older. All applicants must require a nursing facility level of care and currently be residing in a nursing home or another institutional setting, such as a hospital, for a minimum of 90 days. One exception, as mentioned above, is made for individuals who are receiving services via an Alabama HCBS Waiver and are at risk of being placed in a nursing facility without ACT services.
The income limit is set at 300% of the current SSI Federal Benefit Rate (FBR). As of 2019, this figure is equivalent to $2,313 / month ($27,756 / year) for an individual. There is also an asset limit, which is $2,000 for a single applicant in 2019. However, several higher value assets are considered exempt, or non-countable, towards Medicaid eligibility. These include one’s primary home as long as the program participant is living in the home and it is not valued over $585,000 (as of 2019), one vehicle, and some sentimental items, such as one’s engagement and wedding rings.
Alternatives for Persons Who Do Not Meet the Eligibility Requirements
There are options for applicants who are over the income / asset limit(s). As Medicaid eligibility can be very complicated, it is highly suggested individuals who are over the limit(s), consult a Professional Medicaid Planner. They are trained to assist applicants who find themselves in this very situation and are well versed in reallocating income and assets so that they do not count towards the limit(s). For instance, extra income can be deposited into a Miller Trust, also referred to as a Qualified Income Trust, and an Irrevocable Funeral Trust can be used to lower one’s countable assets.
In addition to case management and transitional services, a variety of supportive benefits and services are available via ACT. As mentioned above, consumer direction of some services, such as personal care assistance, homemaker assistance, companionship care, and unskilled respite care, is an option.
To learn more about the Alabama Community Transition Medicaid Waiver, click here. One can also contact the Alabama Department of Senior Services at call 800-243-5463 for additional information or to apply.