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Nebraska's Assistance to the Aged, Blind, or Disabled (AABD) Program is a two tiered program intended to assist, low income elderly and / or disabled state residents. The program provides both cash assistance and medical care. Applicants can qualify for only the medical assistance portion of the program or for both medical and financial assistance. Funding for this program comes from both the federal and state governments.
Age - applicants must be 65 years of age. Exceptions are made for individuals who are under 65 years of age and legally blind or designated as disabled by Social Security.
Residency - applicants must be legal Nebraska residents. No duration of residency is required. Individuals who are just moving to the state can still receive benefits. However, their status may be subject to additional review to ensure they are not moving to the state solely to receive benefits.
Annual Income – there is no cut and dry income limit for this program, and determining if one is financially eligible can be very complicated. Rather than financial eligibility being determined strictly by an income limit, this program uses a “standard of need” to calculate eligibility. For a single individual, the “standard of need” is $505 / month and for a married couple, the “standard of need” is $799. However, one’s rent amount is also calculated into one’s financial eligibility and is calculated using a maximum shelter allowance ($281 for a single individual and $349 for a couple). For example, in simplified terms, say a single individual pays $400 / month in rent. Due to the maximum shelter allowance of $281, this amount ($281) can be deducted from one’s income when calculating financial eligibility. Make note, even if one thinks they might not qualify financially, one should apply anyway as the process is very complicated and one won’t know for sure until financial eligibility is calculated.
Countable Resources - single applicants are limited to countable resources of $2,000 and married couples, $3,000. One's home, provided their equity is valued at less than $552,000, and the applicant lives in it, is considered exempt when determining countable assets. Burial trusts are also considered exempt assets up to $4,978 in value.
Each year, program participants are reviewed to ensure both their income and disability levels continue to meet the program's guidelines.
There are two types of benefits in the AABD Program, medical assistance and cash payments. Benefits amounts are calculated specifically for each participating individual based on their current financial situation. Cash assistance can be used for a variety of purposes including but not limited to the following:
One can apply for the program online on the Department of Health and Human Services website. The financial status of the program participant is reviewed annually to ensure they continue to meet the requirements. Some limited information about the program is available here. Highly detailed information is available here, but be aware the language is complicated and not necessarily intended for a consumer audience.