Page Reviewed / Updated - September 2019
The following document exists to provide Utah seniors and their families a breakdown of the costs associated with various types of senior care in Ogden, Utah. In addition to assistance with a high-level overview of costs, this webpage will cover federal and state financial assistance programs as well as supplementary resources, such as low-income housing options. For more detailed information about the cost of senior care across the state of Utah, please refer to our senior care state guide.
The Genworth 2018 Cost of Care Survey is used to determine the average costs of senior care across the nation. The data collected suggests that Ogden is the most affordable area in Utah for home care but the least affordable for assisted living. Adult day care prices are average, and nursing home care costs in Ogden are the second-highest in the state.
Ogden is the most expensive city in Utah for assisted living costs, with prices for a private room coming to $3,893 monthly. This monthly cost is $543 more than the state median and $293 higher than the state's capital, Salt Lake City.
Farther north, Logan's monthly assisted living prices fall to $2,950, but the most affordable assisted living costs are in Provo. Prices for a private room are only $2,898, making it the most economical option for assisted living of all surveyed cities in the state.
Home care in Ogden is the most affordable across the state. Assuming a 44-hour work week, prices for home care in Ogden are only $3,766, which is approximately $400 below the Utah state average. In Logan, home care is within $300 of the state median, while in Provo the difference is only $4, and St. George is same as the state's median. However, home care in all cities three cost more than in Ogden.
In contrast, the state's capital, Salt Lake City, has monthly home care costs that are $1,000 more expensive than in Ogden, making it a less suitable option for seniors on a budget.
According to data from the Genworth Survey, adult day care costs in Utah vary significantly. Monthly, adult day care in Ogden is $1,289. This is slightly higher than the state average of $1,008. Salt Lake City's monthly costs are also barely higher than the Utah median.
However, monthly adult day care prices begin to climb in Provo, reaching an average of $1,712. Costs jump all the way to $2,600 in Logan, which is nearly $1,300 more than in Ogden. On the opposite end of the spectrum, prices fall far below $1,000 in St. George, with monthly fees accumulating to just $542 in the southern part of the state.
With a monthly fee of $6,296, Ogden's nursing home care costs are the second-highest in the state, trailing behind Salt Lake City's monthly fees of $6,768 per month. Provo's costs are exactly equal to the state median of $6,083, whereas Logan has prices that are slightly under this amount.
The cheapest nursing home care in Utah is found in St. George. With prices only reaching $5,293 per month, St. George offers Utah seniors the most inexpensive option for nursing home care across.
In Ogden and across the state, Utah Medicaid pays for either some or all medical services for eligible low-income seniors who are either aged 65 or older or legally blind or disabled. Services covered by Medicaid include, but are not limited to, the following benefits:
In addition to these services, qualifying Ogden seniors who receive Medicaid benefits can also be awarded in-house care through the Medicaid Personal Care Services program. This program exists to help elderly residents remain living independently in the community. Interested seniors must be eligible for Medicaid and unable to perform at least two of the following activities:
Once an applicant has been assessed as needing assistance, personal care services are available for up to 60 hours each month, including medical transportation, personal shopping, grooming aid or medication management. For more information about the Personal Care Services program, please see our detailed web guide.
To qualify for basic Utah Medicaid or the Personal Care Services program, Ogden residents must meet the financial requirements: for single applicants, a monthly income cap of $1,041 per month and no more than $2,000 in countable assets; for married applicants, a monthly income cap of $1,372 and no more than $3,000 in countable assets.
Countable assets include bank accounts, cash, homes or other real estate, vehicles and other items seniors may own. Exempt assets, which do not count towards the limit, include a first home in Utah, one vehicle and household goods.
Ogden seniors who do not financially qualify for Medicaid can spend down some of their income to qualify through the Medicaid Medically Needy program.
Medicaid is considered an entitlement program, which means that all eligible applicants will receive services. To learn more about Utah Medicaid or apply for any of the aforementioned benefits, Ogden Residents can visit the Utah Medicaid website, contact the local Department of Human Services office or call (801) 538-4171.
The Aging Waiver is also referred to as the Utah Medicaid Waiver for Individuals Age 65 or Older or the Medicaid Home and Community Based Services (HCBS) Waiver. This waiver is designed to help Utah residents remain in their homes and avoid unnecessary facility placement. Through the Aging Waiver program, seniors can select their own personal caregiver to provide assistance with activities of daily living. A caregiver can be a family member but cannot be the waiver participant's legal spouse or guardian.
In addition to a personal caregiver, the Aging Waiver program offers more services than many other HCBS waivers across the country. These services include support for home modifications, medical equipment, personal emergency response services, caregiver respite care and adult day care.
To be eligible for the Aging Waiver program, interested Ogden seniors must be at least 65 years of age and be assessed for a nursing home level of care need. The same financial restrictions apply in the waiver program as basic Medicaid. However, if only one spouse is applying, the non-applicant spouse is allowed to retain assets and income to help the applicant spouse qualify. The income allowance may be up to $3,160.50 per month, with up to $126,420 of the couple's joint assets.
The Aging Waiver program has limited funding and resources. Because this waiver is available to all senior Utah residents, waiting lists might be a barrier to entry for some interested applicants.
New Choices Waiver (NCW)
The New Choices Waiver program is for Utah residents who are currently residing in a Medicaid-funded assisted living community, small health care facility or nursing home. The goal of this program is to enable such residents to leave their facility and return to their homes or the home of a loved one. Benefits of the NCW program include:
Similarly to the Aging Waiver, this program lets seniors hire their own caregiver. To receive these services, Ogden seniors must be either aged 64 or older or otherwise legally disabled. Applicants cannot have been diagnosed with a mental illness.
There are different financial requirements for this waiver program than basic Medicaid or the Aging Waiver. Individual applicants cannot have an income exceeding $2,313 or gross assets exceeding $2,000. However, similar to Medicaid, applicants who are married but applying without their spouse can transfer up to income $3,160.50 per month to the non-applicant spouse, with up to $126,420 of the couple's joint assets able to be retained by the non-applicant.
For those Ogden residents who are interested in applying for NCW residents but do not currently live in a state-certified facility, an open-enrollment period occurs each March, July and November. Seniors might wish to be aware that the state does give preference to those who live in a facility.
Current nursing home or facility residents can apply for this program through the administrators or Medicaid officials. Applications can be requested at (800) 662-9651. Again, this program is not an entitlement, and waiting lists might exist. Our NCW guide has additional information about eligibility and services.
Home and Community-Based Alternatives Program (HCBA)
The Home and Community-Based Alternatives program is also referred to as The Alternatives Program (TAP). This program provides in-home services to Utah seniors to prevent early or unnecessary facility placement. It also lets Ogden residents avoid spending down their income to become Medicaid eligible because the HCBA program is state-funded, rather than federally funded.
Through the HCBA program, seniors can receive up to $750 per month in services from a caregiver of their choice, including family members. Allotted services include:
The cost of services are determined on a sliding scale, with fees ranging depending on a senior's financial situation. Some participants might not pay anything at all. Financial restrictions for the HCBA program are:
Utah Caregiver Support Program
The Utah Caregiver Support Program is also known as the Respite Voucher Program or the OAA Title IIIE. This nationwide program is funded by the U.S. Department of Health and Human Services Administration on Aging and is administered through the local Area Agency on Aging. This program provides a trained caregiver to provide respite care to a senior's full-time caregiver. Respite care is short term and can be given at the senior's home or in a local facility.
Financial and functional requirements differ for the Utah Caregiver Support Program based on where the applicant lives. Check with the Weber-Morgan Area Agency on Aging to determine what qualifications exist for Ogden seniors who are older than age 60. Applications are made through the AAA office at (801) 625-3866. More information about this program is available through our detailed web page.
|Ogden Housing Authority||(801) 627-5851||The Ogden Housing Authority regulates the Housing Choice Voucher Program, a federally funded rent subsidy program available to low-income seniors in Ogden.|
|Lomond Gardens Apartments||(801) 627-5851||Lomond Garden Apartments is a low-income, seniors-only community in Ogden. One-bedroom apartments are available. Seniors must be aged 55 or older or disabled.|
|Kimi Apartments||(801) 627-5851||Kimi Apartments is a low-income, seniors-only community in Ogden. One-bedroom apartments are available. Seniors must be aged 55 or older or disabled.|
|Volunteer Driver Voucher Program||(801) 625-3770||The Volunteer Driver Voucher Program lets Ogden seniors arrange their own rides with a family member, neighbor, friend or caregiver of their choice. The driver is then reimbursed for their mileage by the Utah Transit Authority. Seniors must be over age 60 and have no access to other transportation reimbursement programs to be eligible.|
|Golden Hours Senior Center||(801) 629-8864||For a $5 monthly donation, seniors can receive tech support, legal consultations and Alzheimer's support and respite care as well as participate in various classes at the Ogden City Golden Hours Senior Center.|