Page Reviewed / Updated - June 2019
This guide is written for seniors and their loved ones in Conroe who are looking into their options for safe and affordable senior living. It is meant to shed light on services available in the area, likely costs seniors face and the resources many seniors may be able to use to help cover the expenses associated with both independent and residential senior living. Finally, this guide is meant to help seniors, caregivers and other loved ones find the local programs they need to pay for some of their living expenses.
For more information about independent senior living in Conroe, please visit our comprehensive guide to paying for senior care in Texas.
Costs associated with senior care are a little higher across the board in Conroe than they are in the rest of Texas, according to the 2018 Genworth Cost of Care Survey. The difference in price is rarely major. The cost of assisted living, for example, differs between Conroe and the state average by just $68. Home care cost differences come out to $96 while nursing home care in Conroe is $297 more than the state average.
Adult day care, however, yields the greatest difference. The cost of care is $542 more in the city than the Texas average.
Note: Senior care cost data wasn’t available for Conroe, so the data for the closest city, Houston, was used.
Assisted living in Conroe costs an average of $3,863 a month. This is less than $100 above the average cost of care in Texas, which comes in at $3,795. Of all surveyed Texas cities, Abilene is the closest to Conroe, with an average monthly cost for assisted living of $3,868, or $5 a month more than Conroe.
In other Texas cities, assisted living ranges from much more expensive than Conroe to significantly cheaper. Austin, for example, costs an average of $5,190 a month, which is more than $1,300 a month more than the prices seniors pay in Conroe.
Texarkana and El Paso, on the other hand, are vastly more affordable. Assisted living in the former costs an average of $2,265 a month, while in the latter seniors pay an average of $2,250.
Home care in Conroe cost an average of $3,909 a month. This is just above the Texas state average price of $3,813. Most Texas cities offer somewhat lower prices than these, such as Abilene and Lubbock, where costs are $3,504 and $3,600 a month, respectively.
El Paso and Texarkana are among the least expensive cities in Texas for home care, at $3,041 and $3,022 a month, respectively. At the upper end, Arlington and Austin are the most expensive cities surveyed for home care, at average prices of $4,004 and $4,099 a month, respectively.
Adult day care in Conroe costs local seniors an average of $1,300 a month. This is significantly more than both the average cost in the state of Texas, which is just $758 a month, and Abilene, which at $618 a month is the least expensive Texas city surveyed. Austin and Arlington are again more expensive than Conroe, though not by much for adult day care. Both cities report an average monthly cost of $1,408 for care at this level.
Nursing home costs in Conroe average $5,095 a month for a semi-private room in a skilled nursing facility. This is near the high end for nursing care in Texas, where the statewide average cost of nursing care is $4,798.
Among surveyed cities, Arlington comes closest to Conroe for nursing care costs, at $5,064 a month, while Austin is again the most expensive city in the state for care, at an average of $5,323 a month for residential nursing care. Texarkana reports some of the lowest costs in Texas, at $4,410 a month for a semi-private room in a nursing care home.
Medicaid can help many seniors in Conroe pay some or all of the cost of residential senior care. This low-income health insurance program is structured as an entitlement, which is available to all eligible applicants who meet the program's intake requirements, with no waiting periods or enrollment caps.
To apply for Medicaid, seniors must be citizens or legal residents of the United States and residents of the state of Texas. Income limits are based on the federal poverty line, with a slight upward adjustment to account for the cost of living in Texas. Single adults applying alone are allowed to earn up to $24,037 a year from all sources combined. Married couples can earn up to $32,591 a year when applying together. Each additional adult in the household raises the income threshold by an additional $8,554 a year in income, regardless of whether the additional household members need Medicaid coverage.
Medicaid intake workers may verify income and other requirements before issuing an approval notice. Proof of residency requirements can be temporarily waived during intake for seniors with insecure housing or urgent health needs. Seniors can apply for Medicaid at a Human Services office in the northern Houston area, in person or by mail, or they can learn more about their healthcare options online at YourTexasBenefits.com.
STAR+PLUS encourages Medicaid-eligible seniors in Conroe to opt out of nursing home care and instead choose a placement in a participating assisted living facility. The program pays the monthly cost of care and is open to seniors with Medicaid coverage who have a documented medical clearance for nursing home care, but who waive placement in favor of assisted living.
Applicants must be aged 65 or over and earn less than $2,250 a month from all income sources combined. Seniors are also limited to a maximum of $2,000 in personal assets, though the first $572,000 in their home's value and the value of a single car are exempted.
Seniors can apply for STAR+PLUS through a Medicaid office or through the benefits specialist at a qualified assisted living facility.
Home and Community-Based Services (HCBS)
The Texas HCBS program pays for many types of community-based support that encourages seniors to remain at home and live as independently as possible. The program pays for support with a series of vouchers, which gives the recipient as much control as possible over how care is delivered. Seniors can apply for HCBS benefits through their Medicaid worker or senior social worker.
HCBS program benefits include:
Texas Home Living (TxHmL)
The TxHmL program supports seniors in Conroe with certain specified mental or intellectual disabilities, who wish to live as independently as possible at home. Among other benefits, TxHmL provides:
Seniors can apply for TxHmL through their Medicaid worker or the staff at a residential care facility they're discharging from. Eligibility requirements include a diagnosis of an age-related intellectual impairment, such as Alzheimer's disease or another form of dementia.
Texas Support Services
Texas Support Services pays for caregiver services such as laundry, food preparation and personal care for seniors in Conroe. Caregivers can also perform some errands outside of the seniors' residence, such as shopping trips and other chores.
Seniors can use program funds to hire the caregiver of their choice, who may be a spouse, family member or personal friend. Seniors must have been diagnosed with some form of disability, physical or mental, which may include drug or alcohol dependency. Applications go through a local Area Agency on Aging, or online at YourTexasBenefits.com.
Community Care for the Aged/Disabled (CCAD)
Community Care for the Aged/Disabled (CCAD). Community Care for Aged/Disabled (CCAD) helps seniors in Conroe remain self-sufficient at home after an illness or accident has reduced their ability to live alone. CCAD covers some of the cost for home care, and in some cases, it helps pay the cost of residential care in a facility.
Community Attendant Services (CAS)
Community Attendant Services (CAS) helps seniors hire a non-medical caregiver who can help them live independently in their own homes. Services can be delivered while the senior lives at home, with relatives or in an assisted living community. Seniors can hire friends and family members as their caregivers, who are then paid through the program's vouchers. Applications and more information about CAS are available here.
|My Brother's Keeper Outreach||(281) 498-9933||My Brother's Keeper is a Harris County nonprofit that helps seniors in Conroe locate affordable housing, both on an emergency basis and for more long-term residency. Rent and mortgage payment assistance is provided on a first come-first served basis while funds are available. Applications can be made in person or by phone.|
|HAAM||(281) 446-3663||Humble Area Assistance Ministries is a local interfaith program that delivers food, clothing and disaster assistance to seniors throughout the Houston area. Seniors in Conroe can apply by phone or at the mission in person.|
|YWCA||(281) 392-5055||The Houston-area YWCA may be able to help Conroe seniors with rent or mortgage payments to prevent eviction. The nonprofit may also help to locate resources for seniors' rent stabilization. The YWCA gives application priority to local seniors, the disabled and the LGBTQ community in the Houston area. Seniors can apply online, by phone or in person at a local YWCA center.|
|Northwest Assistance Ministries (NAM)||(281) 583-5600||NAM may help Conroe seniors with temporary financial emergencies cover the cost of food, rent, gasoline, prescription medication and emergency medical/dental expenses. Applications for aid can be made by phone or online.|
|Covenant with Christ International||(281) 592-5001||Covenant with Christ helps seniors in Conroe cover some of the costs of prescription medicine, rent and home weatherization. Call for more information or to apply for help.|