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Get Pricing & Availability for Assisted Living in Knoxville, TN

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Page Reviewed / Updated – July 7, 2022

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Knoxville’s vibrant culture, comfortable weather and affordability make it a desirable option for older adults seeking residential long-term care. On a cost-of-living index based on a national score of 100, Knoxville is rated 85.5, indicating that living expenses are significantly lower here than in the typical U.S. city. Local assisted living rates average hundreds of dollars below the national median at $3,823 per month. Additionally, Tennessee doesn’t have a state income tax, which may make it easier for some older adults to pay for care services. 

This guide covers more information on local assisted living costs and how they compare to rates in other Tennessee cities, as well as options seniors may have to pay for services when retirement income isn’t enough. The guide covers the basic rules and regulations assisted living facilities comply with, top resources that help older adults get the care they need and a list of highly rated residential communities in the region. 

The Cost of Assisted Living in Knoxville, TN

The 2021 Genworth Cost of Care Survey shows seniors in Knoxville pay $3,823 per month for assisted living, making this one of the cheapest places in Tennessee to obtain this level of care. By comparison, the statewide average is $4,105 per month, and nationally, assisted living facilities charge $4,500.

Knoxville is among the cheapest surveyed cities in Tennessee for care, with rates coming in about $1,000 lower than care costs in Cleveland, where assisted living residents pay $4,835 on average. In Kingsport, care costs are consistent with the national average at $4,445. Rates in Jackson average $4,240, and in Nashville, seniors pay $4,100. 

  • Knoxville: $3,823 
  • Tennessee: $4,105 
  • United States: $4,500 
  • Cleveland: $4,835  
  • Nashville: $4,100 
  • Jackson: $4,240 
  • Kingsport: $4,445 

The Cost of Other Types of Care in Knoxville, TN 

Knoxville seniors have several affordable long-term care options to choose from. The cheapest is adult day health care, which costs $1,517 per month for daytime weekday services in a community setting. Assisted living provides personal care along with housing, meals and housekeeping for $3,823 per month. Older adults who live at home and obtain private care services pay $4,757 for in-home care and $4,715 for specialized home health care. Those who need round-the-clock medical monitoring and skilled nursing services pay $7,148 for shared rooms in nursing homes and $7,604 for private accommodations. 

  • In-Home Care: $4,757 
  • Home Health Care: $4,715 
  • Adult Day Health Care: $1,517 
  • Assisted Living Facility: $3,823 
  • Nursing Home Facility (semiprivate room): $7,148 
  • Nursing Home Facility (private room): $7,604 

Financial Assistance for Assisted Living in Knoxville, TN

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Other Ways To Pay for Assisted Living in Knoxville, TN

Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For additional information and planning, read our comprehensive guide to paying for senior care in Tennessee.

Free Resources for Seniors in Knoxville, TN

Several nonprofit agencies and programs serve Knoxville seniors, helping them research long-term care options and ways to pay for services. This table has resources to help older adults in the region make important decisions regarding their care.

Resource

Contact

Service

Senior Centers  (865) 215-4311  Knoxville is home to three senior centers, the John T. O’Connor Senior Center on the east side of the city, Larry Cox Senior Center to the north and South Knoxville Community Center in the southern region of the city. At these locations, older adults enjoy congregate meals and participate in social and recreational activities and special programs. These centers may also have information specialists who can help them identify community-based services, such as legal and financial counseling, prescription drug assistance and durable medical equipment loans. Hours of operation vary by center.
Legal Aid of East Tennessee  (865) 637-0484  Legal Aid of East Tennessee helps those aged 60 and over identify and apply for public benefits they’re eligible for, including Medicaid, Medicare Savings Programs and prescription drug assistance programs. The agency can also help older adults experiencing harassment from bill collectors or who’ve been overpaid by Social Security or the Veterans Administration.  
Office on Aging 

(865) 524-2786 

The Knoxville-Knox County Community Action Committee’s Office on Aging is the designated Area Agency on Aging for the region. Through this resource, older adults access a range of services to supplement what they receive through assisted living, including volunteer-assisted transportation, social and recreational activities and options counseling. It also houses the long-term care ombudsman for the Knoxville region, who provides advocacy and assistance to those in local assisted living facilities.  
Retired and Senior Volunteer Program 

(865) 317-4747 

RSVP is a volunteer program open to those aged 55 and over, providing older adults with exclusive opportunities to serve their communities in ways that fit their schedules, interests and abilities. RSVP partners with over 20 local nonprofit organizations and charities and offers volunteer opportunities such as providing weekly companionship to homebound individuals, organizing donated goods for charity and serving in local recreation centers. 
Knoxville Vet Center

(865) 633-0000 

The Knoxville Vet Center has specialists who help older veterans and their dependents access the services and benefits they’re eligible for. At this location, qualifying individuals can apply for veterans’ and survivors’ pensions and Aid and Attendance or determine whether veterans’ home placement is a viable option. 

Rules and Regulations for Assisted Living Facilities in Knoxville, TN

Assisted Living Communities in Knoxville are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.

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The 10 Best Assisted Living Facilities in Knoxville, TN

Elmcroft of West Knoxville

Elmcroft of West Knoxville is a single-level assisted living community that provides seniors with the ideal mix of support and independence. Three healthy chef-prepared meals are served daily in the dining room, and residents can choose in-room dining. Regular services are held in the beautiful chapel, and the landscaped courtyard is a great place to relax and enjoy nature. The community is located close to a number of family-friendly restaurants and public parks, including Lakeshore Park and the World's Fair Park. 

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Trinity Hills of Knoxville

Trinity Hills of Knoxville is a two-story assisted living community located close to the Knoxville Zoo in East Knoxville. This Christian-based community focuses on meeting the spiritual, health and wellness needs of seniors through individualized plans and a strong commitment to exceptional care. Organized social activities encourage seniors to make new friends and stay active, and meals are created using healthy local ingredients.

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Windsor Gardens Assisted Living

Locally owned and operated, Windsor Gardens Assisted Living is a warm, supportive senior living community located near the I-75, northwest of downtown Knoxville. Residents enjoy three home-style meals daily plus an evening snack, and each suite includes a kitchenette with a microwave and compact refrigerator. Transportation to local medical appointments is available, and there's an in-house therapy spa bath, beauty salon and private dining room residents can reserve for special meals with family and friends. We featured Windsor Gardens Assisted Living on our Knoxville top 10 ALF list because this community is known for providing exceptional, person-centered care. 

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Features
  • Single-story community
  • Private studio suites ranging in size from 330 to 427 square feet

Williamsburg Villas

Nestled on a large country lot close to the Tennessee River in southwest Knoxville, Williamsburg Villas is a pet-friendly assisted living and memory care community. Thanks to the all-day dining program, residents are free to enjoy restaurant-style meals on their own schedule, and there's a private dining room available for special events. A nurse is on-site 24 hours a day, and regular wellness checks help keep seniors safe. Scheduled transportation to local appointments is provided, and there are weekly in-house religious services, frequent shopping trips and daily social activities.

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Features
  • Close to the UT Medical Center
  • Spacious studio suites with private, wheelchair-accessible bathrooms

Raintree Terrace

Raintree Terrace is a luxurious assisted living and memory care community located in Knoxville's upscale Woodland Acres neighborhood. Residents can relax and spend their days enjoying the company of friends and neighbors over a game of billiards, strolling the wooded walking trail or catching a movie in the TV lounge. Many of the private studio apartments include balconies with stunning views of downtown Knoxville, and every suite is equipped with an emergency call system. 

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Features
  • Local transportation
  • On-site physical, occupational and mental health therapy available

Prosperity Pointe

Overlooking the scenic Ten Mile Creek Greenway Park near the Market Place Shopping Center, Prosperity Pointe is a renovated 54-bed assisted living community that features beautiful common areas, secure outdoor spaces and large, private suites. The dedicated staff team includes a nurse practitioner, and each room is equipped with three emergency call devices that instantly connect with in-house caregivers. Wheelchair-accessible suites are available, and the community has a visiting doctor who provides on-site care.

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South High Senior Living

South High Senior Living is a friendly, supportive senior living community located in the former South High School. This updated community offers modern amenities and services in a comfortable, spacious setting close to the Ijams Nature Center, Market Square and downtown Knoxville. Caring staff is on-site 24 hours a day, and common areas include a piano lounge, activity room, salon and billiards room.

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Features
  • Private apartments and companion suites with en-suite bathrooms
  • Scheduled local transportation

The Courtyards Senior Living – The Orchards

Located just north of the I-75/I-640 interchange, The Courtyards Senior Living – The Orchards offers seniors a well-maintained community where residents can enjoy their days pursuing favorite hobbies, visiting with family and friends and exploring local attractions. Home-cooked meals feature familiar recipes such as biscuits and gravy, and residents can dine on a schedule that fits their needs. Healthy snacks are always available, and there are frequent family dinners and community cookouts. 

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Features
  • Activity programming, including visits from local church groups and Girl Scouts
  • On-site worship services

Atria Weston Place

Situated on a large wooded campus in a quiet residential neighborhood, Atria Weston Place provides seniors with plenty of fun, engaging activities and a comfortable, safe environment. Caregivers are on-site 24 hours a day, and each resident receives a wearable medical alert device that works throughout the community. Well-behaved pets are welcome, and common spaces include an outdoor grill and dining area, library, walking paths and salon.

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Arbor Terrace of Knoxville

Arbor Terrace of Knoxville is a friendly senior living community that features beautiful decor, large private suites and a caring, committed staff. Daily activities are designed to keep seniors active, and holidays are celebrated with special meals and parties. Transportation to local appointments and shopping areas is included, and the private apartments are equipped with spacious barrier-free bathrooms, compact kitchenettes and plenty of storage space.

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