Cost of Assisted Living in Bowie, Maryland

Page Reviewed / Updated - July 2019

This guide describes the cost of senior care in Bowie and details financial assistance programs and other resources available for low-income seniors in the area. Information on costs and resources available in the state can be found in our guide to paying for senior care in Maryland.

The Cost of Senior Living and Care in Bowie

The Genworth Cost of Care Survey shows that the average price of senior living in Bowie is close to the state median. Home care costs in Bowie are slightly below the Maryland median, and assisted living costs around $423 a month less than the state median. However, adult day care and nursing home care is higher than the Maryland average, with seniors receiving nursing home care in Bowie paying $502 more a month than the state median.

Note: Senior care cost data wasn’t available for Bowie, so the data for the closest city, Baltimore, was used.

Bowie Assisted Living Costs

Assisted living costs in Bowie are among the most affordable in Maryland. The monthly cost is $4,250, which is $1,440 a month less than Maryland's most expensive care in the California area. Higher costs are also found in Salisbury and the Hagerstown area. Only Cumberland has more affordable assisted living with seniors in the city paying $3,650 a month, $600 less than those in Bowie.

Cities in the surrounding states also have higher assisted living costs than Bowie. The cost in Harrisburg is only $168 higher each month, but in nearby Washington, D.C., seniors pay $5,000 a month. In Dover, the cost is $5,418 a month, which is $1,168 more than in Bowie.

Bowie Home Care Costs

The cost of home health care in Bowie is $4,004 a month, which is the highest in the state. In the California area, seniors pay $95 less a month. In Cumberland, which has the most affordable home health care, the cost is $572 less each month. Nearby cities, including Harrisburg and Washington, D.C., have higher home health care costs than Bowie. In nearby Washington, D.C., the cost is $4,290 a month, $286 higher than in Bowie.

Bowie Adult Day Care Costs

The average cost of adult day care in Maryland does not vary much from city to city. The state median price is $1,880 a month, and Bowie, California and Cumberland all have an average price of $1,733.

The most affordable adult day care is available in Salisbury, where seniors pay $1,681 a month, which is $52 a month less than in Bowie. The price in Washington, D.C., is $1,972 a month, $239 higher than Bowie, but average prices in Harrisburg and Dover are up to $498 less than Bowie.

Bowie Nursing Home Costs

With a monthly cost of $9,733 and equal to the cost in Salisbury, Bowie is among the least affordable areas in Maryland for nursing home care. The average in the Hagerstown area is only $380 a month less than in Bowie, but other cities are significantly lower. Seniors in Cumberland pay $1,825 less, and those in the California area pay $1,977 less each month than those in Bowie.

The city is more affordable than options in nearby states. The average cost in Washington, D.C., is $10,539, and in Dover, seniors pay $10,768 a month, which is $1,035 more than in Bowie.

Financial Assistance Programs in Bowie
Medicaid Program in Bowie

In Bowie, and throughout Maryland, Medicaid is known as Medical Assistance, or MA. It provides health care coverage to eligible residents of Maryland and is administered by the Maryland Department of Health.

To be eligible for the program, applicants must meet certain financial criteria. For general Medicaid, the income limit for singles is $350 a month, and the applicant must have assets valued at less than $2,500. For married couples, the income limit is $392 a month and the asset limit is $3,000. Medicaid applications can be made online, by mail or at a local Department of Social Services office.

The Long Term Services and Support Program provides cover for nursing home care. This program is an entitlement, so all who are eligible receive care. Applicants must need care provided under the full-time supervision of a licensed nurse and must not have income that exceeds the cost of nursing home care. The asset limit for singles in the program is $2,000 and is $3,000 for married couples. Applications for the program can be made by mail or in person at a local Department of Social Services office.

Not all assets are included in the asset limit calculation. Personal belongings, burial trusts, household furnishings and an automobile are exempt from this asset limit, as is an applicant's home if it is the primary place of residence for the applicant or their spouse and valued under $585,000. When applicants are married but their spouse is not applying, their spouse is allowed up to $126,420 of their joint assets as a Community Spouse Resource Allowance.

Residents who don't meet MA eligibility requirements may still be able to access the program through various pathways. In particular, the Medically Needy Pathway lets people who have a high income and high medical costs use Medicaid. This program is also called the ABD (Aged, Blind or Disabled) Spenddown, and lets participants use their income above the Medicaid limit on medical expenses. Once the participant has spent their excess income down to the Medicaid eligibility limit, they qualify for Medicaid for the rest of the period. Bowie residents may also work with a Medicaid Planning professional to find strategies to help them become Medicaid eligible.

Medicaid Waivers in Bowie

Home and Community-Based Options Waiver

Seniors who require assistance with activities of daily living, such as bathing, grooming, dressing and getting around, may benefit from the Home and Community-Based Options waiver. Eligible applicants must have a monthly income that is less than 300% of SSI benefits and must need nursing home level care. The waiver is available to people in the community and in nursing home care, and participants are also eligible for other Medicaid services. This is not an entitlement, so applicants may be put on a waiting list. More information can be obtained through calling Maryland Access Point at 1-844-627-5465.

Community First Choice

Community First Choice is designed for people who wish to stay in the community but would require nursing home care without assistance from the program. A wide range of services are available through the program, including assistive technology, nurse monitoring, accessibility adaptations and personal assistance services. To be eligible, participants must qualify for Medicaid, live in the community and require nursing-home-level care. The program encourages participants to take an active role in determining their care, and it does pay for family members to provide that care. All eligible applicants can access services, and applications can be arranged through contacting Maryland Access Point at 1-844-627-5465.

Community Personal Assistant Services

Community Personal Assistant Services provides personal assistance services, nurse monitoring and support to Maryland residents who live in the community and require help with activities of daily living in their home. Applicants must be eligible to receive Medicaid and require help with at least one activity of daily living. Services are provided by self-employed or agency-employed providers. Self-employed providers are chosen by program participants, while agency-employed providers are arranged by program administration. All providers must be an approved personal care provider, and the care is paid for by CPAS. Applications are managed by Maryland Access Point at 1-844-627-5465.

Medical Day Care Services

The program pays for Bowie seniors to receive daytime supervision in a licensed daycare center. This service is available to people at least 16 years old, who meet the financial eligibility criteria for Medicaid and require a nursing home level of care. The program offers respite to primary caregivers and provides services including social interaction, meals, medication monitoring and nursing assessment to participants. Places in the program are limited, and interested seniors can contact Maryland Access Point at 1-844-627-5465 to apply.

Increased Community Services Waiver

Residents of nursing homes who wish to return to the community may be able to access the Increased Community Services program. To be eligible, applicants must be currently residing in a nursing home for at least thee months, not eligible for another Medicaid waiver and require a nursing home level of care. Participants' care in the community must cost less than the equivalent care in a nursing home, and any income over 300% of SSI benefits must be contributed to their own care. The program provides a wide range of services to prepare a home, including assistive technology, home adaptations and environmental assessments. Additionally, personal services such as nurse monitoring, family training and personal assistance are available. Interested seniors should contact Maryland Access Point at 1-844-627-5465.

Other Financial Assistance Programs in Bowie

Maryland Senior Care Services Program

The Maryland Senior Care Services program helps seniors who don't qualify for Medicaid but require help in the home. It provides a variety of services in the home, including personal assistance, medication assistance and chores services. Applicants must be at least 65 years of age and at risk for nursing home placement. Single applicants must have an income less than $2,904 a month, and for married couples, the income limit is $3,897. A waiting list may exist for the program. Seniors can apply through Prince George's County MAP office at (301) 265-8450.

Senior Assisted Living Group Home Subsidy Program

The Assisted Living Subsidy is available to residents of participating assisted living facilities. It supports the cost of care for people who cannot afford assisted living and might otherwise be in nursing home care. The benefit is paid directly to the facility for the participant's care. Applicants must be at least 62 years old and require assistance with activities of daily living. There are also income and asset limits that must be met, and the program may have a waiting list. Seniors can apply to Prince George's County MAP office at (301) 265-8450.

In-Home Aide Services

In-Home Aide Services are available to all Maryland residents who are aged 18 and over and require help to stay in their homes. The program provides help with activities of daily living, such as self-care and common chores, as well as case management and self-training. There are no financial criteria for the program, but seniors enrolled in a Medicaid program must get services there rather than through IHAS. Generally, participants are charged for services at a reduced rate based on their income. A waiting list does exist, and applicants are scored based on their needs, with those at most need given priority. Seniors can apply through the Prince George's County Department of Social Services.

Project Home

Project Home is designed to help people who cannot live alone but can live in a foster care environment. Meals and accommodation are provided through the program, and it may also offer social activities, medication management, transport and some help with activities of daily living. Applicants must have a documented disability and less than $2,000 in assets. If they require medication, they must be able to self-medicate. There are no income limits for the program, but participants are asked to pay program fees. Financial assistance may be available for those unable to afford these fees. A waiting list may exist for the program, and applicants are managed through Prince George's County Department of Social Services.

Congregate Housing Services Program

The Congregate Housing Services Program works with specially certified congregate or group homes that typically provide residents with meals, housekeeping, laundry, medication reminders and some personal assistance. The program pays money directly to these homes to subsidize costs for program participants. Applicants must be 62 years of age or older, permanently or temporarily disabled and require assistance with at least one activity of daily living. There are also asset limits and an income limit based on 60 percent of the state's median income. There are currently no congregate homes in Bowie or Prince George's County, but Bowie residents may wish to apply for CHSP in a participating county. The program is administered by the Maryland Department of Aging, which also manages applications.

More Senior Living Resources in Bowie

Resource

Phone Number

Description

Senior Care (301) 265-8450 The Senior Care program provides services such as chores, adult day care, personal care and financial help for medications to Prince George County residents who are in danger of entering a nursing home. Participants can access publicly funded services, or staff will arrange for care through private vectors. This program has financial criteria that applicants must meet.
Accessible Homes for Seniors (301) 429-7821 This program provides grants and 0% interest, deferred loans to help older adults make accessibility related improvements to their homes. These improvements can include the widening of doorways and the installation of ramps, grab bars and railings.
Respite Care Program (301) 909-2090 The Respite Care Program of Prince George's County provides short-term, temporary relief to caregivers of individuals with physical or emotional disabilities. Care may be provided for free, depending on the household income.
Office of Home Energy Programs (800) 332-6347 The Office of Home Energy Programs has a range of programs to financially assist low-income residents with their energy bills. This includes assistance to pay heating bills and electricity bills, as well as forgiveness of large, overdue energy bills.
Housing Authority of Prince George's County (301) 883-5501 The Housing Authority of Prince George's County provides housing assistance to county residents with low and moderate incomes. It administers the Housing Choice Voucher Program and has county-owned Public Housing. Almost 300 of the county's public housing units are for the elderly and disabled.