Page Reviewed / Updated - Jan. 2019This guide includes detailed information on the cost of senior care in Vero Beach, as well as information about resources and programs that provide financial assistance and access to affordable care to seniors who live in the area. To learn more about the cost of senior care and financial assistance programs throughout the state, read our guide to paying for senior care in Florida.
The cost of senior care in Vero Beach and throughout the Miami area is slightly lower than state averages for most types of care, according to the Genworth 2018 Cost of Care Study. While assisted living, home care and adult day care costs are beneath the state average, the average monthly cost of nursing home care in Vero Beach is $500 more. When compared with most larger cities in Florida, in particular, Jacksonville and Tallahassee, the cost of senior care in Vero Beach is quite reasonable.Note: Senior care cost data wasn’t available for Vero Beach. Data for the closest city, Miami, was used.
The average cost of assisted living in Vero Beach is $150 below the state average of $3,500. When compared with other major cities in Florida, the cost is lower as well. In Jacksonville and Tallahassee, the average monthly cost of assisted living is more than $1,000 higher than in Vero Beach. In Orlando and Tampa, assisted living costs are comparable, albeit slightly lower than in Vero Beach.
According to the Genworth 2018 Cost of Care Study, the average monthly cost of home care in Vero Beach is among the lowest in Florida. When compared to the state average, Vero Beach's home care costs are nearly $500 lower, and when matched up with major cities, such as Orlando, Tallahassee and Panama City, which together average $4,131 per month, the cost of home care in Vero Beach is extremely affordable.
Vero Beach seniors can access Florida's Statewide Medicaid Managed Long-Term Care Program, which came into existence in 2014. The program has replaced all of the state's Home and Community Based Services Medicaid Waivers and includes a vast array of services and financial support for seniors who require long-term care, whether that be in their own home or within an assisted living or nursing care facility. This program covers personal care and nursing services, respite care, home modifications, non-emergency transportation and meal delivery. In some cases, participants have the option to choose their own caregiver, which may include relatives or friends.
This is an entitlement program and eligibility depends primarily on finances. Individual applicants may not have an income that exceeds $2,250 and couples may not have an income that exceeds $4,500. Assets in the applicant's possession cannot be worth more than $2,000 for individuals or $3,000 for couples, not including their home, which may not be worth more than $572,000. Seniors who are concerned about meeting the eligibility requirements of the program may be able to meet with a Medicaid planning professional who assists applicants in reallocating funds and assets in order to meet the program's requirements.
To apply for this program or to learn more about eligibility requirements and the application process, seniors or their representatives can call 1-800-96-ELDER.
Optional State Supplement
Florida's optional state supplement (OSS) benefit is available to low-income individuals who live in a residential long-term care facility in Vero Beach and throughout Florida. OSS payments are intended to help seniors pay for room and board fees. The amount of the payment is calculated based on the senior's income and the maximum benefit is $78.33 per month.
To be eligible for the OSS, seniors must be receiving Supplemental Security Income and may not possess more than $2,000 in countable assets. To apply for the OSS, seniors can contact ACCESS Florida at 1-866-762-2237.
Program for All-Inclusive Care for the Elderly
The Program for All-Inclusive Care for the Elderly (PACE) is provided by the Florida Department of Elder Affairs. It was created with the intention of reducing the number of seniors in Vero Beach and throughout Florida living in nursing care facilities, as the load was becoming too great on the Medicaid system and other state assistance programs.
PACE provides seniors with the option to receive care in their homes or in an assisted living facility after they've reached a nursing level of care. In addition to personal care services, PACE covers daily nurse visits, non-medical transportation and dental care.
In order to be eligible for PACE, seniors must be 55 years of age or older and submit to a comprehensive care assessment, which determines their need for nursing care. It's also required that they're able to remain in their community without endangering themselves. Financial requirements for PACE are the same as for the state Medicaid plan.
To find a PACE provider in Vero Beach, seniors or their representative can contact 1-855-435-7223.
Project R.E.L.I.E.F., or Respite for Elders Living in Everyday Families, is a program that provides free respite care to family members in need. Respite care is provided in the senior's home and is intended to allow the senior's regular caregiver, typically a family member, to take time for themselves whenever they need it.
Eligibility requirements for this program vary. To learn more about qualifying and the application process, caregivers can contact the Palm Beach Aging and Disability Resource Center at 1-866-684-5885.
Alzheimer's Disease Initiative
The Alzheimer's Disease Initiative provides memory disorder care and supportive services to individuals in the Vero Beach area and throughout Florida who are living with Alzheimer's Disease. Covered services may include personal care, counseling services, medical supplies and respite care.
To access this program, seniors or their representative may contact the Florida Department of Elder Affairs at 1-800-96-ELDER.
Community Care for the Elderly
The Community Care for the Elderly (CCE) program is provided by the Florida Department of Elder Affairs to offer seniors who are ineligible for Medicaid programs the opportunity to access care and services they may otherwise not receive. The cost of long-term care may be covered under this program, as well as a range of services that include personal care, meal delivery, adult day care, medical and dental care, counseling services, non-medical transportation and physical therapy.
To be eligible for CCE, seniors must be 60 years of age or older and determined to be functionally impaired after receiving a comprehensive care assessment. There is an enrollment cap in place for this program and preference is given to individuals who are victims of abuse. When space is available, applications are open to all seniors in need.
To apply for this program, seniors may contact the Florida Department of Elder Affairs at 1-800-96-ELDER.
The Indian River County Housing Authority (IRCHA) owns two multi-family apartment complexes for low-income families, including senior citizens. Both complexes, called Orangewood Park Apartments andVictory Park Apartments, are located in Vero Beach. They are funded by the USDA Office of Rural Development whose goal is provide affordable rent to farm workers, so they are given priority placement —but senior citizens and section 8 holders are encouraged to apply as well.
The Center for Memory and Motion has partnered with the Alzheimer and Parkinson Association of Indian River County to provide residents of Vero Beach with free respite care and support groups that are available to those who are living with dementia.
St. Francis Manor is a non-profit organization that provides safe, affordable housing to seniors aged 62 and older who are on limited incomes and are able to live independently. The community provides residents with a variety of resources and access to supportive services and social gatherings.