Get Pricing & Availability for Assisted Living in Port Charlotte, FL
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Page Reviewed / Updated – January 13, 2024
Set along Florida’s Gulf Coast, Port Charlotte offers both a vibrant and affordable retirement lifestyle. The overall cost of living is roughly 12% lower than the national average and nearly 15% below the state median. As there’s no income tax in Florida, seniors can retain any income generated from retirement accounts. This can be incredibly beneficial for individuals who are planning for long-term care.
Senior care is also very affordable. At $3,548 per month, assisted living costs in Port Charlotte are lower than both the Florida median ($4,067) and the national average ($4,459).
This guide features more information about the cost of assisted living in Port Charlotte, along with a list of free and low-cost services that offer senior assistance.
The Cost of Assisted Living in Port Charlotte, FL
When determining how to finance Assisted Living, it’s essential to first know the expense involved for your loved one to join a reputable community. With the ongoing increase in costs, having current information is crucial when budgeting for senior care. To help highlight the influence of inflation on senior living expenses, PayingForSeniorCare.com has collected cost data from its extensive network of over 75,000 senior living communities. This data represents the average cost of Assisted Living in Port Charlotte and in 128 other cities in Florida.
Inflation & the Cost of Assisted Living in Port Charlotte, FL
Port Charlotte has seen a dramatic increase in the cost of assisted living. From 2022 to 2023, average costs rose by almost 10%, from $3,238 to $3,548. While a similar increase was observed on a national level, the state of Florida overall was impacted to a slightly lesser degree, with costs increasing by only 9.5% during this time period.
By 2024, assisted living costs in Port Charlotte are projected to be $3,821. Tampa, Miami and Orlando all are projected to increase by 8%. Seniors should be mindful of the rising trends and plan ahead for their senior living needs.
Location |
2022 Cost (Historical) |
2023 Cost (Current) |
2024 Cost (Estimated) |
Port Charlotte |
$3,238 |
$3,548 |
$3,821 |
U.S. Average |
$4,070 |
$4,459 |
$4,802 |
Florida |
$3,727 |
$4,067 |
$4,438 |
Miami |
$2,168 |
$2,375 |
$2,558 |
Tampa |
$3,259 |
$3,571 |
$3,846 |
Orlando |
$4,185 |
$4,585 |
$4,938 |
The Cost of Other Types of Care in Port Charlotte, FL
There are many things to consider when making decisions about long-term care for a loved one, and budget is often an important one. Different types of care typically have different costs that reflect the level of care, amenities and programming provided. Independent living ($3,170) is less expensive than assisted living ($3,548), as it doesn’t include personalized daily support services. On the other hand, memory care offers more specialized care and is more expensive at $4,800.
Care Type |
Cost |
Assisted Living |
$3,548 |
Memory Care |
$4,800 |
Independent Living |
$3,170 |
Financial Assistance for Assisted Living in Port Charlotte, FL
Other Ways to Pay for Assisted Living in Port Charlotte, FL
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For additional information and planning, read our comprehensive guide to paying for senior care in Florida.
Rules and Regulations for Assisted Living Facilities in Port Charlotte, FL
Assisted Living Communities in Port Charlotte are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.