Page Reviewed / Updated - May. 2019
This web guide offers seniors and their families an in-depth look at the cost of senior care in Long Beach. Throughout this article, readers will find an overview of the average costs associated with Long Beach senior care, identify financial assistance programs available and learn about additional resources, such as low-income housing help and utilities aid. For more information regarding senior care topic in other areas of the state, please read our guide on paying for senior care in California.
According to the Genworth 2018 Cost of Care Survey, senior care costs in Long Beach are relatively affordable compared to other major metropolitan areas in California. Long Beach even has some of the lowest monthly adult day care costs for large cities throughout the state. Nursing home costs are especially reasonable, with prices $700 below the state median — though a little higher than the national average.
Note: Senior care cost data wasn’t available for Long Beach, so the data for the closest metropolitan area, Los Angeles, was used.
Monthly assisted living costs in Long Beach are around $4,500, equal to the state median and relatively cheap for a large metropolitan area in California. Other mass metro regions, such as San Jose and San Francisco, have much higher costs at $5,500 per month.
Nearby Riverside, on the other hand, has much more economical assisted living fees, with prices $1,000 less than in Long Beach. Bakersfield, another neighbor, touts the cheapest assisted living in the state at $3,150 per month.
Compared with other major metropolitan areas in California, Long Beach's home care costs are much more reasonable at $4,767 per month. This price point is $200 below the state median, whereas cities such as San Francisco and San Jose have prices that exceed the $5,600 mark.
For those on a tighter budget, nearby Bakersfield offers home care costs for around $400 less than Long Beach. The lowest home care costs in the state are found in Visalia, approximately 10% less than in Long Beach.
Adult day care in Long Beach costs $1,565 per month, around $100 below the state median and one of the cheapest price points in the state. Neighboring Riverside and Bakersfield also have prices that fall within $100 of the California average, though still higher than Long Beach. Other major metropolitan areas, such as San Jose, San Francisco and Santa Maria, have monthly costs between $1,700-$2,100.
At $7,604, nursing home costs in Long Beach are particularly affordable when paired with other major cities across the state. Santa Maria is the most expensive area for nursing home care in California, with prices that are 40% higher than in Long Beach.
Other budget-friendly options for nursing home care include Riverside and Visalia, both of which have prices that fall under the California average.
The Medicaid program is referred to as Medi-Cal in Long Beach and throughout the state of California. Seniors aged 65 and older (or younger if legally blind or disabled) who do not live in an acute or skilled facility can qualify to receive either free or low-cost health care coverage. Benefits and services provided by Medi-Cal include, but are not limited to, the following:
In order to qualify for free services through Medi-Cal, interested Long Beach seniors must meet financial requirements (paid benefits can be provided to seniors with alternate health insurance). Single seniors cannot have a monthly income exceeding $1,012 and assets that accumulate to more than $2,000; married seniors cannot have a monthly income exceeding $1,372 and assets accumulating to more than $3,000.
Long Beach's Medi-Cal is an entitlement program, which means that any interested seniors who meet the necessary requirements will receive benefits. Medi-Cal also provides waivers that can help cover the various senior care costs that Medi-Cal does not include. However, these Medicaid waivers are not entitlements. In other words, these programs often have limited funding that can equate to waiting lists for otherwise qualifying seniors.
To begin the application process for Medi-Cal, Long Beach seniors can contact the local Long Beach County Department of Health and Human Services at (562) 570-7979 or online at the Covered California Website.
Assisted Living Waiver Program
The Assisted Living Waiver program was established to do two things for seniors in California:
Long Beach seniors must meet the financial requirements to be eligible to receive this waiver:
The ALW program offers three different types of services to its qualifying members:
To discover more about how to apply for this Medi-Cal waiver and learn about what other restrictions apply, visit our ALW page.
Community-Based Adult Services Waiver Program
The Community Based Adult Services waiver exists to reduce the number of California seniors who are placed in nursing homes. This program runs by offering health care services at various adult day care centers throughout the state. Some of the services available at adult day care centers, known as CBAS centers include:
The CBAS program can provide such a wide range of services by employing teams of professionals from multiple disciplines to give seniors the best possible care.
To be eligible, Long Beach seniors must require a nursing facility level of care or have a severe cognitive impairment. The financial requirements for this program are based on a senior's monthly income and assets, and are the same as the ALW program:
Home and Community-Based Alternatives (HCBA) Waiver Program
Previously known as the Nursing Facility/Acute Hospital waiver, the Home and Community-Based Alternatives (HCBA) waiver is directed at physically-disabled seniors in Long Beach who reside in a skilled nursing or other care facility or who will need long term nursing home care within a month. The HCBA program has many services, including medical equipment, respite care, personal care, case management, caregiver training and accessibility home modification. These benefits are aimed at allowing physically-challenged Long Beach seniors to live at home or in an assisted living facility instead of a nursing home.
Interested seniors must necessitate a nursing home level of care and meet financial limitations in order to qualify for the HCBA waiver. As with other waiver programs through Medi-Cal, the monthly income limits are $1,242 for a single senior and $1,682 for a married couple. Additionally, this specific waiver program requires full Medi-Cal eligibility to receive any services.
Long Beach residents can apply for this program through the state's appointed agency for the area. Senior citizens can determine their local agency by zip code here. More detailed information regarding this waiver can be found in our HCBA waiver guide.
Multi-Purpose Senior Services (MPSS) Waiver Program
The Multi-Purpose Senior Services waiver program is similar to the waiver programs discussed above, as it is intended to allow seniors who are at risk for nursing home placement to continue living in a homelike setting. This incomplete list of benefits is similar to other programs but is slightly more individualized:
Requirements for the MPSS program are the same as the other waivers: a nursing home level of care and income restrictions (a monthly income limit of $1,242 for a single applicant with asset limitations or a monthly income limit of $1,682 if married with asset limitations).
MPSS program participants can also receive services from the In-Home Supportive Services program, which is explained in the following section.
In-Home Supportive Services (IHSS)
The In-Home Supportive Services (IHSS) is a unique senior care program that allows the senior to choose their own caregiver and pay for their services through government funding. The caretaker will be allowed to work a particular number of hours per month with the senior and paid an hourly rate set by Medi-Cal. Through IHSS, a caretaker can even be a family member or spouse.
Seniors residing in Long Beach must be at least 65 years old to apply (or younger if legally blind or disabled) and have applied for Medi-Cal with notification of eligibility. This program has the same financial requirements as all of the Medi-Cal waivers: a monthly income limit of $1,242 for a single applicant with asset limitations or a monthly income limit of $1,682 if married with asset limitations.
The Long Beach Health and Human Services Agency regulates Long Beach seniors' IHSS applications. Additional information about the application process, eligibility and services can be found in our detailed IHSS guide.
Program for All Inclusive Care for the Elderly (PACE) Program
The California Program for All Inclusive Care for the Elderly (PACE) program is a comprehensive system of health and social care offered at local PACE centers to seniors living at home. PACE workers create individualized health care plans for Long Beach seniors by coordinating medical appointments, filling prescriptions and providing transportation to and from the PACE center. Other benefits of the PACE program include:
Long Beach seniors who are at least 55 years old, need help with activities of daily living (ADL) and necessitate a nursing facility level of care can qualify for PACE.
Cost for the PACE program varies by situation. If a Long Beach senior is financially eligible for Medi-Cal without Share of Cost, the PACE program services are free. Those who are not eligible for Medi-Cal or Medicare pay the self-pay rate or, if living in a nursing home, might be required to pay a co-pay.
Senior residents of Long Beach can attend one of two local PACE agencies depending on their zip code. A list of zip codes and corresponding PACE center can be found here. Contact the corresponding PACE center for further information on the application process, price and benefits.
|Long Beach Housing Authority||(562) 570-6985||The Long Beach Housing Authority regulates the affordable housing for citizens of Long Beach through the Section 8 Housing Choice Voucher Program, aiding seniors in obtaining affordable housing throughout the area.|
|Province Gardens Senior Housing
||Province Gardens is a community of 200 apartments in downtown Long Beach for low-income senior citizens aged 62 years and older. All apartments are one-bedroom with a private balcony and accessible showers.|
|Long Beach and 21st Apartments Senior Housing||(562) 591-4306||Long Beach and 21st Apartments is an affordable, smoke-free senior community with one- or two-bedroom apartment options. Community amenities include a library, courtyard and rooftop space.|
|Puerto del Sol Senior Housing||(562) 495-4225||Puerto del Sol is a low-income senior living community within walking distance of multiple medical centers, shopping and other community services.|
|Ramona Park Senior Apartments||(562) 485-6139||Ramona Park Senior Apartments offers Long Beach residents aged 55 and up affordable one- or two-bedroom apartments. Each unit has a private patio, extra storage, granite counters and covered parking. Income restrictions apply.|
|Long Beach Senior Arts Colony||(562) 951-1188||Long Beach Senior Arts Colony is an affordable senior community in Long Beach with smoke-free studio, one- and two-bedroom apartments. All units have private balconies and all kitchen appliances.|