Cost of Assisted Living in Fullerton, California

Page Reviewed / Updated - May. 2019

The guide that follows includes detailed information about the cost of senior care in Fullerton, California, as well as information about financial aid programs and helpful resources that are available to senior citizens living in the area. For more information about financial assistance programs that are available across the state, visit our guide to paying for senior care in California

The Cost of Senior Living and Care in Fullerton

The cost of senior care in Fullerton is, for the most part, below state averages, according to the 2018 Genworth Cost of Care Survey. The only exception is assisted living, which is priced the same as the state average. Adult day care and home care costs are both between $100 - $200 less than the state average, while nursing home care is $761 less than the state average. 

Note: Specific senior care cost data isn't available for Fullerton. Data for the nearest major city, Los Angeles, has been used instead.

Fullerton Assisted Living Costs

The average cost of assisted living in Fullerton is $4,500 per month, which is about mid-range when compared with other major cities throughout California. The cost of assisted living in Modesto is $1,300 less than Fullerton's at an average of $3,200 per month, while in San Francisco, San Jose and Santa Rosa, the cost of assisted living is $1,000 more than in Fullerton at an average of $5,500 per month.

Fullerton Home Care Costs

Home care in Fullerton costs an average of $4,767 per month, which is low when compared with many other major cities throughout California. Modesto is slightly less expensive at $4,576 per month, while Sacramento and San Diego's average home care costs are the same as Fullerton's. Home care is considerably higher priced in San Jose, where the average monthly cost is $5,720.

Fullerton Adult Day Care Costs 

Adult day care in Fullerton is the second least expensive in the state at $1,565 per month. The least expensive average cost is in Modesto, where the adult day care is priced at $1,517 per month. Adult day care is quite similarly priced in most major cities throughout California with most cities ranging between about $1,550 and $1,750; however, in both Santa Maria, San Jose and Santa Rosa, adult day care is priced considerably higher than in Fullerton at $2,058, $1,993 and $2,362 per month. 

Fullerton Nursing Home Costs

Fullerton's nursing home care costs are among the lowest in the state at $7,604 per month. Other major cities throughout California are priced considerably higher, with the Oxnard area coming in at an average of $8,213 per month and cities like San Jose, San Francisco and Santa Rosa being priced at more than $9,000 per month. Santa Maria is home to the most expensive nursing care costs in the state at $10,646 per month, which is more than $3,000 higher than the average cost in Fullerton.  

Financial Assistance Programs in Fullerton

Medicaid Program in Fullerton

Medi-Cal is California's state Medicaid plan. It provides free health insurance to low-income Californians that covers a variety of healthcare expenses including primary care, hospital inpatient services, ambulatory care, physical and occupational therapy, prescription medications and dental care. In some cases, the state plan may cover the cost of long-term nursing care or home care, provided the beneficiary undergoes a comprehensive assessment which is meant to determine their level of need. 

To qualify for Medi-Cal as an elderly person, applicants must be aged 65 or older and they have to meet the following financial requirements:

  • Individual applicants are allowed a maximum monthly income of $1,242 per month and up to $2,000 in countable assets
  • Married applicants who are applying together are allowed a maximum income of $1,642 per month and up to $3,000 in countable assets

While all income sources are considered, there are some assets that are exempt such as the applicant's house, vehicle and personal belongings. 

California's Medicaid spend-down program provides special consideration to Medi-Cal applicants who do not meet income requirements when they have exceptionally high medical bills. Using the program, applicants can use their income to first pay for medical expenses and count the remainder toward their Medi-Cal eligibility. The rules of this program can be complicated, so for those applying via the spend-down program, it's best to work with a professional Medicaid planner. 

Medi-Cal's state plan is an entitlement program, which means that all applicants who meet the plan's eligibility requirements are approved for benefits. Seniors who live in the Fullerton area can apply online for Medi-Cal coverage or contact their nearest  Department of Public Social Services office at (866) 613-3777.

Medicaid Waivers in Fullerton

Community-Based Adult Services 

Community-Based Adult Services is a waiver program aimed at helping seniors and disabled persons to delay or avoid the need for institutionalization and preserve their independence. It provides a range of home care services including personal care, skilled nursing care and mental health services.

This program is open to low-income adults who are 18 years of age or older and living with severe cognitive impairment. To qualify for the program, applicants must require assistance with a minimum of two activities of daily living and be financially eligible for Medi-Cal. Senior citizens who participate in this waiver are often living with dementia-related disorders such as Alzheimer's Disease. The Community-Based Adult Services waiver is an entitlement program. 

To apply, seniors can call the California Department of Aging at (800) 510-2020. 

More information can be found here.

Multipurpose Senior Services Program

The Multipurpose Senior Services Program (MSSP) is another program that works with senior citizens to help increase their independence and delay the need for institutionalization. It provides services that include personal care, homemaker services, errand assistance, meal preparation, adult day care and respite care. 

To qualify, applicants must be aged 65 or older and they may not be participating in any other Medi-Cal waivers. They must also require a nursing level of care yet choose to reside at home or within their community and be able to do so safely. Financially, they must meet the requirements of the Medi-Cal state plan. The MSSP is capped at 12,000 participants, as such, there is usually a wait list to participate.

To apply, seniors living in Fullerton can call the California Department of Aging at (800) 510-2020. 

More information can be found here

Home & Community-Based Alternatives Waiver

The Home and Community-Based Alternatives (HCBA) Waiver is available to senior citizens and disabled persons when they require financial assistance with the cost of temporary nursing care. It also helps them to pay the costs associated with transitioning back into their community when they're able to. Depending on the circumstances, this program may cover the cost of short-term home care services and minor home modifications, as well. 

To be eligible for the HCBA Waiver, applicants must reside in a nursing facility or hospital when they apply and they must be legal residents of California. Financially, they must be Medi-Cal eligible. This waiver is capped at 5,000 participants; therefore, there is usually a wait list. 

Seniors can access the application for this program online and submit it via fax at (213) 620-4448 or by mailing it to:

Integrated Systems of Care Division
HCBS Programs Eligibility/Intake Unit
311 South Spring Street, Suite 800 
Los Angeles, CA 90013

More information can be found here.

Assisted Living Waiver

The Assisted Living Waiver helps seniors who reside in assisted living facilities to pay for the cost of skilled nursing services. Additionally, it covers expenses such as counseling, non-emergency transportation and transitional services for seniors who are moving into an assisted living facility. 

To participate in the Assisted Living Waiver, elderly applicants must require a nursing level of care and be aged 65 or older. They must also be able to safely reside in an assisted living facility as an alternative to a nursing facility. All applicants must be financially eligible for Medi-Cal. This program accepts a limited number of participants and there is usually a wait list.  

To apply, seniors living in the Fullerton area can call the Los Angeles County Department of Public Social Services at (866) 613-3777.More information can be found here

Other Financial Assistance Programs in Fullerton

In-Home Supportive Services

In-Home Supportive Services (IHSS) is a non-Medicaid program that's administered by the California Department of Social Services. It provides aged, blind and disabled individuals with home care services that may help to preserve their independence. Services provided by IHSS include personal care, homemaker services, home health care and protective supervision. In some cases, seniors may be asked to direct their own care, which means they must hire, train and supervise their own caregivers. 

To qualify for IHSS, applicants are required to reside in their own home or in a family member's home in California. Those residing in long-term care or community care facilities are not eligible to participate. Although this program isn't administered by Medi-Cal, applicants must be financially eligible for the state Medi-Cal plan. After applying, all applicants are required to meet with a social worker who will determine their level of need. They must also submit a  completed Health Care Certification form.

To apply, seniors living in Fullerton can call the Los Angeles County Department of Public Social Services at (866) 613-3777.

More information can be found here.

Optional State Supplement

The optional state supplement in California is provided to low-income seniors and blind or disabled persons. It's combined with the federal Supplemental Security Income benefit and paid out to the recipient monthly. Each recipient's benefit amount is determined by their income and living situation. Individual beneficiaries may receive a combined monthly payment of up to $931.72 monthly. 

To qualify for the supplement, applicants must have little to no income and be a senior aged 65 or older, blind or legally disabled. All individuals applicants are limited to $2,000 in countable assets. Married couples are limited to $3,000 in countable assets. 

To apply, seniors can contact the Social Security Administration at (800) 772-1213.

More information can be found here.

California Paid Family Leave

The California Paid Family Leave benefit is available to those who are caring for aged or unwell family members in their home. The program allows caregivers to take up to six weeks off of work to care for their loved one while receiving compensation of up to 70% of their total current income. It's worth noting that the program does not require employers to hold caregivers' jobs for them.

To be eligible for compensation, caregivers must be providing care to a family member who is living with an ailment that requires full-time care or a nursing level of care as determined by a doctor. They are also required to take leave from their job.

To receive compensation, caregivers can file a claim online. More information can be found here.

More Senior Living Resources in Fullerton

Resource

Phone Number

Description

City of Fullerton Affordable Housing Developments

(714) 480-2700

Fullerton's Affordable Housing Developments are available at below-market rental rates to low-income families and individuals and provide safe homes to seniors, disabled persons and families. 
The Salvation Army Red Shield Church

(714) 783-2344

The Salvation Army helps low-income individuals and families in need by providing rental assistance, utility bill assistance and basic needs such as clothing, food and household items. 
Community Action Partnership of Orange County (CAPOC) 

(714) 897-6670

The CAPOC helps low-income residents of Orange County to pay for utilities when they're in times of crisis. The program also works with consumers to conserve energy and reduce utility bills by helping to make minor adjustments to their homes. 
Mercy House 

(714) 836-7188

Mercy House is a nonprofit organization that provides assistance programs to residents of Orange County. Its services include permanent housing assistance and emergency shelters. 
Orange County Housing Choice Voucher Program 

(855) 886-5400

The Orange County Housing Authority administers the Housing Choice Voucher program which subsidizes rental costs for low-income families and individuals by working hand-in-hand with landlords to provide safe and sanitary housing to those in need.