Cost of Assisted Living in Claremont, California

Page Reviewed / Updated - August 2019

Seniors who are considering their options for long-term care can use this guide as a starting point to determine the cost of different types of care, as well as the financial assistance programs that are available in Claremont to help pay for it. More information regarding programs that are available state-wide can be found by visiting our guide to paying for senior care in California.

The Cost of Senior Living and Care in Claremont

Claremont's senior care costs are very reasonable when compared with state medians, according to the Genworth 2018 Cost of Care Survey. The cost of assisted living is on par with the state average while the cost of home care is nearly $200 less than the state average. Nursing home care is priced $761 below the state average and adult day care is $114 less.

Note: Specific data regarding the cost of senior care in Claremont isn't available. Data for Los Angeles, the nearest major city, has been used instead.

Claremont Assisted Living Costs

The cost of assisted living in Claremont is $4,500 per month, which is mid-range when compared with other cities throughout California. San Diego has the same costs and in Sacramento, the average cost of assisted living is just $27 less. When compared with Santa Rosa, San Jose and San Francisco, the cost of assisted living in Claremont is $1,000 less. The least expensive assisted living in California can be found in Modesto, where the average price is $3,200 per month.

Claremont Home Care Costs

Senior citizens who receive in-home care in Claremont pay an average of $4,767 per month, which is the same as seniors living in both Sacramento and San Diego. Home care in San Jose is priced much higher at $5,720 per month, and in San Francisco and Santa Rosa home care is just slightly less expensive at $5,625 per month. The least expensive home care in the state is in Modesto, where the cost is just $4,576 per month.

Claremont Adult Day Care Costs

Claremont's adult day care costs are the second lowest in the state. At $1,565 per month, the cost is just slightly higher than in Modesto where the monthly average cost is $1,517. On the opposite end of the spectrum, adult day care in Santa Rosa costs nearly $800 more than in Modesto. In Sacramento, which is the state capital, the cost is $1,733 per month.

Claremont Nursing Home Costs

Claremont's nursing home care costs are the lowest in the state at an average of only $7,604 per month. The cost in Claremont is considerably lower than in any other California city, with the second lowest cost being $8,213 in Oxnard. When it comes to nursing home care costs, the most expensive city in the state is Santa Rosa, where the average cost of nursing home care is $9,258 per month, nearly $1,500 more expensive than Claremont.

Financial Assistance Programs in Claremont

Medicaid Program in Claremont

California's Medicaid program is called Medi-Cal. It is an entitlement program, which means that all applicants who meet eligibility requirements are entitled to benefits with no waiting period. Medi-Cal helps vulnerable Californians, including those with low incomes, to access safe healthcare services. Some of the services covered by Medi-Cal include primary care, dental care, mental health services and nursing home care, which is only covered for those who undergo a care assessment to determine their level of need.

To qualify for Medi-Cal's state plan on the basis of age, seniors must be at least 65 years old and meet the following financial requirements:

  • Single applicants can have a maximum monthly income of $1,242 and no more than $2,000 in countable assets
  • Married applicants can have a maximum monthly income of $1,642 and no more than $3,000 in countable assets

To be eligible, all applicants must also be permanent residents of California and legal U.S. citizens.

When reviewing applications, Medi-Cal takes all forms of income into consideration; however, there are some assets that are exempt, including the applicant's primary home as long as they or their spouse continue to live in it, a single vehicle, household furnishings and personal belongings.

Seniors who don't meet the above financial requirements may be able to qualify via the Aged, Blind and Disabled Medically Needy Program, which allows those with exceptionally high medical bills to pay for healthcare expenses before counting income toward eligibility requirements.

Married seniors who are applying without their spouse may also transfer up to $126,420 worth of joint assets to their spouse prior to applying. It's important to note that Medi-Cal has a 30-month look-back period, which means that Medicaid reviews transactions up to 30 months prior to ensure no large assets have been sold or transferred in order to meet eligibility requirements. When taking advantage of any of these options, it's recommended that seniors work with a professional Medicaid planner to ensure all eligibility requirements are properly met.

To apply for the state Medi-Cal plan, seniors can contact the Department of Public Social Services at (866) 613-3777 or complete an application online at Covered California.

Medicaid Waivers in Claremont

Community-Based Adult Services

Community-Based Adult Services is a home and community-based services (HCBS) waiver that helps senior citizens age in place. The program covers a wide array of services including personal care, counseling and skilled nurse visits.

To be eligible for this program, applicants must be at least 18 years old and cognitively impaired. They must require assistance with a minimum of two activities of daily living (ADLs) and meet the state's Medicaid eligibility requirements. Many participants of this waiver are senior citizens living with a form of dementia. This waiver is an entitlement program, which means all eligible applicants can receive coverage immediately.

To apply, seniors can call the California Department of Aging at (800) 510-2020.

More information can be found here.

Assisted Living Waiver

The Assisted Living Waiver pays for the cost of care and skilled nursing services for seniors who reside in assisted living facilities. It also pays for additional costs such as counseling, non-emergency transportation and expenses related to transitioning from a nursing care facility into assisted living.

To qualify for this waiver, seniors are required to be at least 65 years of age and be able to safely receive care outside of a nursing care facility. The program requires all participants to be financially eligible for Medi-Cal. This program only admits a limited number of participants, which means that seniors are often placed on a waiting list before they receive benefits.

To apply, seniors in the Claremont area can call the Los Angeles County Department of Public Social Services at (866) 613-3777.

More information can be found here.

Multipurpose Senior Services Program

The Multipurpose Senior Services Program (MSSP) helps frail elderly individuals to avoid or delay the need for nursing home care by providing a variety of services in seniors' homes. Services covered by this program include personal care, home health aides, meal delivery and respite care.

To qualify for coverage under this program, applicants must be at least 65 years old and they may not be participating in any other Medi-Cal waiver program. Applicants must require a nursing level of care and be able to safely receive care at home or in the community. This program only accepts 12,000 participants at once, which means there is usually a waiting list.

To apply, seniors can contact the California Department of Aging at (800) 510-2020.

More information can be found here.

Home & Community-Based Alternatives Waiver

Medi-Cal's Home and Community-Based Alternatives (HCBA) waiver helps senior citizens with the cost of temporary nursing home care. Additionally, it helps them to pay for costs that are related to returning to their community once the need for nursing care no longer exists.

To qualify, seniors must reside in a nursing care facility or hospital when they apply. They must be financially eligible for Medi-Cal and legal residents of California. This waiver only accepts 5,000 participants, which means there is usually a waiting list.

Seniors can download an application for this program online and submit it via fax at (213) 620-4448 or by mailing it to:

Integrated Systems of Care Division
HCBS Programs Eligibility/Intake Unit
311 South Spring Street, Suite 800 
Los Angeles, CA 90013

More information can be found here.

Other Financial Assistance Programs in Claremont

California Paid Family Leave

California's Paid Family Leave benefit helps individuals who are caring for aged or ill family members. It allows caregivers to take up to six weeks off of work and issues a compensation of up to 70% of their income. It's important to note that this program does not require employers to hold caregivers' jobs while they are on leave.

To qualify for compensation, caregivers must be offering care to a family member in their own home. That family member must require full-time care as determined by a doctor. They are also required to take full leave from their job to receive compensation.

To receive compensation, caregivers can file a claim online.

More information can be found here.

In-Home Supportive Services

In-Home Supportive Services (IHSS) is a state-administered program that works with elderly and disabled individuals to help them access home care services. The program aims to preserve the independence of its participants by delaying the need for nursing home care. Some of the services covered by this program include personal care, in-home health care and protective supervision for individuals with dementia. Some seniors who access this program can direct their own care by hiring and supervising their own caregivers.

To qualify for IHSS, applicants must live at home or at a family member's home. They must also reside in the state of California. Financially, applicants must be eligible for Medi-Cal. After completing an application, all applicants are required to meet with a social worker who will determine their level of need to determine which services they require.

Seniors who live in Claremont can call the Los Angeles County Department of Public Social Services at (866) 613-3777.

More information can be found here.

More Senior Living Resources in Claremont

Resource

Phone Number

Description 

Housing Choice Voucher

(605) 542-6411

The Claremont Housing Authority operates the city's Housing Choice Voucher program, which helps low-income families and individuals to access safe, sanitary homes that they may otherwise be unable to afford. The program subsidizes the amount of rent over 30% of the participant's income. 

Cathedral of Our Lady of the Angels Charities

(213) 680-5200

This organization provides emergency assistance to individuals in times of crisis. Some of the services it provides include rental assistance, utility bill payments and emergency shelter. 

Catholic Charities of Los Angeles

(213) 251-3400

Catholic Charities of Los Angeles work with individuals at risk of homelessness to provide damage deposits, emergency rent assistance and utility bill assistance. 

LA City Department of Water and Power

(800) 342-5397

The LA City Department of Water and Power provides subsidies and discounts to some low-income individuals in LA County who are unable to afford utility bills.