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Cost of Assisted Living in Elk Grove, California

Page Reviewed / Updated - May. 2019

The following guide details the cost of senior care in Elk Grove, California, as well as the financial assistance programs that are available to those in the Elk Grove area who need help paying for care. For further information on financial information programs that are offered throughout the state, visit our guide to paying for senior care in California

The Cost of Senior Living and Care in Elk Grove

The Genworth 2018 Cost of Care Survey indicates that senior care costs in Elk Grove are close to state averages.  The average monthly cost of assisted living, which is $4,473 in the Elk Grove area, is $27 less than the state average while nursing home care is slightly higher than the state average at $8,517 per month. Other large cities in the state tend to have costs that are quite a bit higher than in the Elk Grove Area, including San Francisco and San Jose. 

Note: Specific senior care cost data isn't available for Elk Grove. Data for the nearest major city, Sacramento, has been used instead. 

Elk Grove Assisted Living Costs

In Elk Grove, the average monthly cost of assisted living is $4,473 per month, which is slightly below the state average, and when compared with some other major cities in California, particularly in San Francisco and San Jose, the cost of assisted living in Elk Grove is about $1,000 less.

In Los Angeles, the average assisted living costs are $4,500 per month, which is comparable with Elk Grove with a difference of less than $30. Less expensive assisted living costs can be found in several major cities throughout California, including Fresno and Riverside where the average cost is only $3,500 per month — a savings of almost $1,000 monthly.

Elk Grove Home Care Costs

In Elk Grove, home care costs an average of $4,767 per month, which is the same as in both Los Angeles and San Diego. This cost is also about $200 less than the state average. In Chico, Fresno and Riverside, home care is up to $334 less per month than in the Elk Grove area.

As with assisted living, home care in both San Francisco and San Jose is considerably higher than in Elk Grove. In San Francisco, assisted living costs an average of $5,625 per month, while in San Jose, the cost is usually closer to $5,720. 

Elk Grove Adult Day Care Costs 

In the Elk Grove area, adult day care is priced similarly to most major cities in California. In San Diego and San Francisco, the average monthly cost of adult day care is exactly the same as in Elk Grove at $1,733 per month, while in Fresno, Los Angeles and Riverside the cost is only slightly less. Chico is home to the most expensive adult day care costs in the state with an average of $2,134 per month, about $400 more than in Elk Grove. 

Elk Grove Nursing Home Costs

Nursing home care in Elk Grove is priced slightly higher than the state average. At $8,517 per month, the average monthly cost of nursing care in the area is moderately priced when compared with cities such as San Francisco and San Diego, where the average monthly costs of nursing home care are $9,148 and $9,125, respectively. In Los Angeles, nursing home care costs are nearly $1,000 less per month than in Elk Grove, and the same can be said for the Riverside area. 

Financial Assistance Programs in Elk Grove

Medicaid Program in Elk Grove

Medi-Cal is California's state Medicaid program. It provides healthcare services for seniors, families and disabled individuals who are unable to afford their own medical expenses. Covered costs typically include physician services, dental care, laboratory testing and prescription medications. Medi-Cal beneficiaries who are 65 or older and live in a licensed nursing home are also covered for the cost of nursing care. For seniors who require other types of long-term care, there are several waiver programs that provide coverage for home care and assisted living services. 

To qualify for Medi-Cal, seniors must meet financial eligibility requirements which stipulate that individual applicants may not earn an income higher than $16,395 per year, while couples are allowed a slightly higher income which may not exceed $22,108 per year. Resource limitations state that individuals may not own more than $2,000 in countable assets. Couples are limited to $3,000 in countable assets. Exemptions include the applicant's home, as well as household furnishings, personal belongings and a single vehicle. 

California's Medi-Cal spend-down program provides applicants who don't meet the financial requirements some flexibility if they have particularly high medical expenses. It allows individuals to use their income to pay for medical bills first and only counts the remainder of their income towards their eligibility. In cases where one takes advantage of the spend-down program, it's recommended to work with a professional Medicaid planner. 

In California, the Medi-Cal state plan is an entitlement program, meaning that all eligible applicants are approved to receive benefits. Seniors living in the Elk Grove area who would like to apply for Medi-Cal or receive more information can call (800) 300-1506. 

Medicaid Waivers in Elk Grove

Optional State Supplement

California's optional state supplement (OSS) helps seniors and disabled individuals who receive long-term care pay for costs that aren't covered by Medi-Cal. This includes the cost of room and board in assisted living and nursing care facilities. This benefit is paid in cash each month, the amount is determined by the recipient's living situation. The maximum payout is $412 per month. 

To qualify for the OSS, seniors must be Supplemental Security Income recipients and may not possess more than $2,000 in countable assets. Applications can be filed by calling the Social Security Administration at (800) 772-1213. 

Other Financial Assistance Programs in Elk Grove

Optional State Supplement

California's optional state supplement (OSS) helps seniors and disabled individuals who receive long-term care pay for costs that aren't covered by Medi-Cal. This includes the cost of room and board in assisted living and nursing care facilities. This benefit is paid in cash each month, the amount is determined by the recipient's living situation. The maximum payout is $412 per month. 

To qualify for the OSS, seniors must be Supplemental Security Income recipients and may not possess more than $2,000 in countable assets. Applications can be filed by calling the Social Security Administration at (800) 772-1213. 

More Senior Living Resources in Elk Grove

Resource

Phone Number

Description

Housing Choice Voucher 

(916) 440-1390

This program provides financial assistance to seniors and families with very low income. It works with private landlords and helps those in need afford the cost of rent so that they may access safe and sanitary housing. 
Shelter Plus Care 

(916) 446-3074

The Shelter Plus Care program helps homeless disabled individuals, seniors and families by offering access to permanent housing and facilitating relationships between persons in need and a variety of supportive services. The program also provides emergency rental assistance to those who are at risk of eviction due to non-payment. 
California LifeLine

(877) 858-7463

California LifeLine helps low-income families and individuals save on the cost of home and cell phone bills. Seniors participating in Medi-Cal programs or who receive Supplemental Security Income are automatically qualified for assistance. 
Low Income Weatherization Program 

(916) 576-7109

The Low-Income Weatherization Program helps low-income families and individuals living in the greater Sacramento area to save on their energy costs by providing free efficiency upgrades such as solar photovoltaic systems.
Sacramento Self-Help Housing

(916) 389-7877

This organization helps low-income and disabled individuals and families access affordable, safe and permanent housing. For seniors, Sacramento Self-Help Housing maintains connections with low-income senior housing options, as well as interim housing and supportive housing services for those who may require a higher level of assistance.