Maine DEL & RX Plus Programs: Prescription Drug Assistance for the Elderly

Page Reviewed / Updated - May 2014

Program Description

The state of Maine offers two prescription assistance programs for its residents. Both programs offer financial assistance to participants though they each offer different amounts of assistance and have different eligibility requirements. The Low Cost Drug for the Elderly and Disabled Program is more commonly referred to as the DEL Program and it is designed for disabled or elderly individuals with very low incomes. The Maine RX Plus Program is intended for low to middle income individuals and families.  There are no costs to enroll in either of these programs.

 Did You Know?  Low income seniors are 7x more likely to fail to adhere to their prescription regiments than younger adults.

 

Eligibility Guidelines

DEL Program
To be eligible for the DEL Program, seniors must meet the following criteria:

  • Be 62+ years old
  • Be a Maine Resident
  • Have an annual income of less than 175% of the federal poverty level.  In 2014, this is $20,422 for a single person or $27,527 for a married couple living together.   There is an exception to the income limit for persons whose prescription costs exceed 40% of their total income.


RX Plus Program
To be eligible for RX Plus, persons must meet the following criteria:

  • Maine Resident
  • Have an annual income less than 350% of the federal poverty level. In 2014, for an individual this limit is $40,845 and $55,055 for a couple.

 

Benefits and Services

The DEL Program pays for 80% of a senior’s out-of-pocket drug costs after Medicare Part D or other insurance coverage.  The Maine RX Plus Program offers 15% - 60% discounts off the purchase price.

 

How to Apply / Learn More

Maine residents can learn more about these programs or apply for assistance by contacting their local Area Agency on Aging.  Alternatively, the Maine Department of Health and Human Services, Office of Elder Services provides some additional information on their webpage.  Finally, information is also available by calling the toll free number at (866) 796-2463.

Other Help - Maine has another program that provides assistance to the elderly, though not necessarily for medications, the Home Based Care Program can help families caring for aging loved ones at home. 

 

 

The state of Illinois has two programs designed to provide financial assistance to the elderly to help them purchase their prescription drugs. Rx Basic is for individuals without Medicare insurance and the Rx Plus is designed for those on Medicare.

Rx Plus is known as a Medicare wraparound program which means the benefits wrap around those benefits provided by a Medicare Part D plan. When making a prescription purchase, Medicare Part D is the first payer and then this program contributes towards those costs the Part D plan does not cover.