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Missouri Medicaid Aged and Disabled Waiver
What are Medicaid Waivers?
Medicaid pays for long term care services in nursing homes. For nursing home qualified persons that choose to live at home or in a residential community, Medicaid will pay for those services if they can be obtained at a lower cost. These are called Home and Community Based Services, Waiver Funded Services, Medicaid Waivers or simply Waivers.
Overview of the Missouri’s Aged and Disabled Waiver
This Medicaid waiver provides in-home services to Missouri residents aged 63 or over who have been assessed to require nursing home care but have chosen to receive the care in their home or community instead. Under this waiver, individuals have the option of participating in the Consumer Directed Service (CDS) Program which allows them to self-direct their own personal care. The CDS Program allows seniors to hire anyone other than their spouses as their personal care attendant. This is especially relevant for those caring for aging parents as it means they can be paid to provide care for their parents.
Qualifications for Missouri’s Aged and Disabled Waiver
In addition to being 63+ years old, individual must require nursing home care and be financially qualified to receive Medicaid.
Qualifying for Medicaid is a complicated process involving a review of a family’s income, assets and asset transfers as far back as 5 years. Rules change by state and there are many exceptions, but typically monthly income cannot exceed $2,000 and “countable asset” limits, excluding the car and home, range from $2,000 to $8,000.
Not qualifying for Medicaid can be devastating to the comfort of an individual, their family’s finances and even their health. For these reasons, Medicaid planners exist to ensure families have the best chance of acceptance into the program. With care costing $1000’s / month, there is a strong incentive to use a Medicaid Planner. Find assistance applying for Medicaid.
Qualifying for Medicaid is a complicated process involving a review of a family’s income, assets and asset transfers as far back as 5 years. Rules change by state and there are many exceptions, but typically monthly income cannot exceed $2,000 and “countable asset” limits, excluding the car and home, range from $2,000 to $8,000.
Not qualifying for Medicaid can be devastating to the comfort of an individual, their family’s finances and even their health. For these reasons, Medicaid planners exist to ensure families have the best chance of acceptance into the program. With care costing $1000’s / month, there is a strong incentive to use a Medicaid Planner. Find assistance applying for Medicaid.
Services Provided under the Aged and Disabled Waiver
- Homemaker services
- Chore services
- Respite Care
- Advanced Respite Care
- Nurse Respite Care
- Institutional Respite Care
- Adult Day Health Care
Availability of Missouri’s Aged and Disabled Waiver Program
This program is available statewide.
Use our Locator Tool to Find Other Options for which You're Eligible
