Louisiana Long Term-Personal Care Services (LT-PCS) Medicaid Waiver: Qualifications and Services
What are Medicaid Waivers?
Medicaid pays for long term care services in nursing homes. For nursing home qualified persons that choose to live at home or in a residential community, Medicaid will pay for those services if they can be obtained at a lower cost. These are called Home and Community Based Services, Waiver Funded Services, Medicaid Waivers or simply Waivers.
Overview of the Long Term-Personal Care Services Waiver
This Louisiana Medicaid waiver helps seniors with personal care services to assist with their activities daily living. Medical services are not included in this program. The intent is to allow seniors to remain living in their homes or in the community even though they are qualified to receive nursing home care.
Qualifications for the Long Term-Personal Care Services Waiver
In addition to being at least 65, requiring home nursing care and assistance with their activities of daily living, residents must be financially qualified to receive Medicaid.
Qualifying for Medicaid is a complicated process involving a review of a family’s income, assets and asset transfers as far back as 5 years. Rules change by state and there are many exceptions, but typically monthly income cannot exceed $2,000 and “countable asset” limits, excluding the car and home, range from $2,000 to $8,000.
Not qualifying for Medicaid can be devastating to the comfort of an individual, their family’s finances and even their health. For these reasons, Medicaid planners exist to ensure families have the best chance of acceptance into the program. With care costing $1000’s / month, there is a strong incentive to use a Medicaid Planner. Find assistance applying for Medicaid.
Qualifying for Medicaid is a complicated process involving a review of a family’s income, assets and asset transfers as far back as 5 years. Rules change by state and there are many exceptions, but typically monthly income cannot exceed $2,000 and “countable asset” limits, excluding the car and home, range from $2,000 to $8,000.
Not qualifying for Medicaid can be devastating to the comfort of an individual, their family’s finances and even their health. For these reasons, Medicaid planners exist to ensure families have the best chance of acceptance into the program. With care costing $1000’s / month, there is a strong incentive to use a Medicaid Planner. Find assistance applying for Medicaid.
Services Provided under the Long Term-Personal Care Services Waiver
- Bathing and Toileting
- Dressing and Grooming
- Light Housekeeping
- Preparing, Eating and Storage of Meals
- Grocery Shopping
- Laundry
- Reminders about Medicines
- Help with Medical Appointments
- Arranging Transportation for Medical Appointments
Availability of the Long Term-Personal Care Services Waiver
This waiver is available in all Louisiana counties.
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