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Kentucky’s Home and Community Based (HCB) Waiver Program for Aged and Disabled
What are Medicaid Waivers?
Medicaid pays for long term care services in nursing homes. For nursing home qualified persons that choose to live at home or in a residential community, Medicaid will pay for those services if they can be obtained at a lower cost. These are called Home and Community Based Services, Waiver Funded Services, Medicaid Waivers or simply Waivers.
Overview of the HCB Aged and Disabled Waiver
This Kentucky Medicaid waiver provides care and support services to the elderly in their homes allowing them to avoid institutionalization in a nursing home should they choose to do so.
There is a Consumer Directed Option (CDO) for this waiver that allows participants to choose their own care providers for the non-medical care services they receive under this waiver.
There is a Consumer Directed Option (CDO) for this waiver that allows participants to choose their own care providers for the non-medical care services they receive under this waiver.
Qualifications for the HCB Aged and Disabled Waiver
In addition to being 65 and having a medical need for nursing home care, Kentucky residents must be financially qualified to receive Medicaid.
Qualifying for Medicaid is a complicated process involving a review of a family’s income, assets and asset transfers as far back as 5 years. Rules change by state and there are many exceptions, but typically monthly income cannot exceed $2,000 and “countable asset” limits, excluding the car and home, range from $2,000 to $8,000.
Not qualifying for Medicaid can be devastating to the comfort of an individual, their family’s finances and even their health. For these reasons, Medicaid planners exist to ensure families have the best chance of acceptance into the program. With care costing $1000’s / month, there is a strong incentive to use a Medicaid Planner. Find assistance applying for Medicaid.
Qualifying for Medicaid is a complicated process involving a review of a family’s income, assets and asset transfers as far back as 5 years. Rules change by state and there are many exceptions, but typically monthly income cannot exceed $2,000 and “countable asset” limits, excluding the car and home, range from $2,000 to $8,000.
Not qualifying for Medicaid can be devastating to the comfort of an individual, their family’s finances and even their health. For these reasons, Medicaid planners exist to ensure families have the best chance of acceptance into the program. With care costing $1000’s / month, there is a strong incentive to use a Medicaid Planner. Find assistance applying for Medicaid.
Services Provided under the HCB Aged and Disabled Waiver
- Assessment
- Case Management
- Minor Home Adaptation
- Adult Day Health Care
- Homemaker
- Personal Care
- Attendant Care
- Respite Care
Availability of the HCB Aged and Disabled Waiver
This waiver is available statewide in all Kentucky counties.
Use our Locator Tool to Find Other Options for which You're Eligible
In addition to being 65 and having a medical need for nursing home care, Kentucky residents must be financially qualified to receive Medicaid.
