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Illinois HCBS Waiver for the Elderly

What are Medicaid Waivers?
Medicaid pays for long term care services in nursing homes.  For nursing home qualified persons that choose to live at home or in a residential community, Medicaid will pay for those services if they can be obtained at a lower cost.  These are called Home and Community Based Services, Waiver Funded Services, Medicaid Waivers or simply Waivers.
 
  Illinois HCBS Waiver for the Elderly Overview
The Waiver for the Elderly helps individuals that require the level of care provided in a nursing home but prefer to live at home instead.  This program provides adult day care services during daytime hours and provides for an personal emergency response service for the home.  In addition, the program will pay for homemaker services that help individuals with the instrumental activities of daily living around their place of residence.
  Qualifications for HCBS Waiver for the Elderly Waiver
In addition to being an Illinois resident and 60+ years old, seniors must be financially qualified for Medicaid.

Qualifying for Medicaid is a complicated process involving a review of a family’s income, assets and asset transfers as far back as 5 years.  Rules change by state and there are many exceptions, but typically monthly income cannot exceed $2,000 and “countable asset” limits, excluding the car and home, range from $2,000 to $8,000.  

Not qualifying for Medicaid can be devastating to the comfort of an individual, their family’s finances and even their health.  For these reasons, Medicaid planners exist to ensure families have the best chance of acceptance into the program.  With care costing $1000’s / month, there is a strong incentive to use a Medicaid Planner.  Find assistance applying for Medicaid.
  Services Provided under the HCBS Waiver for the Elderly
  • Homemaker
  • Adult day service
  • Emergency home response
  HCBS Waiver for the Elderly Program Availability
This program is available statewide across Illinois.


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