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Georgia SOURCE Medicaid Waiver
What are Medicaid Waivers?
Medicaid pays for long term care services in nursing homes. For nursing home qualified persons that choose to live at home or in a residential community, Medicaid will pay for those services if they can be obtained at a lower cost. These are called Home and Community Based Services, Waiver Funded Services, Medicaid Waivers or simply Waivers.
Georgia SOURCE Medicaid Waiver Overview
The SOURCE program is a Georgia Medicaid waiver only available in certain areas of the state. SOURCE is an acronym for Service Options Using Resources in a Community Environment. The program is designed for frail, elderly and disabled Georgians who require the level of care typically provided in a nursing home. The program allows eligible individuals to receive care in their homes or communities (such as assisted living residents or personal care homes) and avoid long term nursing home placement.
Qualifications for the Georgia SOURCE Waiver
To qualify for the SOURCE waiver, individuals must first qualify for Medicaid. Medicaid has both functional and financial eligibility requirements. Functionally, applicants must require the level of care provided in a nursing home. Financially, in 2012, the individual's annual income limit is $25,128. The value of their resources or assets, excluding their home and vehicle, must be less than $2,000. IMPORTANT* Even though, one's income or assets may exceed these limits, most individuals can still qualify for Medicaid.
Many families find themselves in an awkward position where their loved one has enough income and assets that they do not qualify for Medicaid but not enough so that they can afford to pay for their care. Fortunately, there are many exceptions to what is considered income and countable assets. For example, one's car and home can be considered exempt from their countable assets. Income in excess of the limit can be allocated to a pooled income trust thereby enabling the individual to meet the Medicaid limit and qualify for assistance.
Creating a funeral trust is another simple and common technique used to help qualify for Medicaid. Given the expense of funerals and the fact that everyone will eventually require one, it makes sense to allocate money in advance to cover the funeral and associated expenses. A funeral trust is considered an exempt asset from Medicaid, therefore by creating one, a family can prepare for an inevitable need without having to plan the details and lower their countable assets to help qualify for Medicaid. Learn more about establishing a funeral trust.
Not qualifying for Medicaid can be devastating to the comfort of an individual, their family’s finances and even their health. For these reasons, Medicaid planners exist to ensure families have the best chance of acceptance into the program. With care costing $1000’s / month, there is a strong incentive to use a Medicaid Planner. Find assistance applying for Medicaid.
Many families find themselves in an awkward position where their loved one has enough income and assets that they do not qualify for Medicaid but not enough so that they can afford to pay for their care. Fortunately, there are many exceptions to what is considered income and countable assets. For example, one's car and home can be considered exempt from their countable assets. Income in excess of the limit can be allocated to a pooled income trust thereby enabling the individual to meet the Medicaid limit and qualify for assistance.
Creating a funeral trust is another simple and common technique used to help qualify for Medicaid. Given the expense of funerals and the fact that everyone will eventually require one, it makes sense to allocate money in advance to cover the funeral and associated expenses. A funeral trust is considered an exempt asset from Medicaid, therefore by creating one, a family can prepare for an inevitable need without having to plan the details and lower their countable assets to help qualify for Medicaid. Learn more about establishing a funeral trust.
Not qualifying for Medicaid can be devastating to the comfort of an individual, their family’s finances and even their health. For these reasons, Medicaid planners exist to ensure families have the best chance of acceptance into the program. With care costing $1000’s / month, there is a strong incentive to use a Medicaid Planner. Find assistance applying for Medicaid.
Services Provided under Georgia's SOURCE Waiver
-24 hour Medical Access
-Adult Day Health
-Alternative Living Services
-Emergency Response System
-Home Delivered Meals
-Home Delivered Services
-Personal Support Services
SOURCE Waiver Program Availability
This program is not available in all Georgia counties. If your county is not included below, check with your local Area Agency on Aging. There is also a similar waiver called CCSP waiver which is available statewide.
One can apply for the SOURCE waiver by contacting their local Department of Human Services, Division of Family and Children county office. A list of contact information is available here.
One can apply for the SOURCE waiver by contacting their local Department of Human Services, Division of Family and Children county office. A list of contact information is available here.
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