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State of Alabama Independent Living (SAIL) Medicaid Waiver
Overview of Alabama’s SAIL Waiver
This Medicaid waiver is designed to help disabled individuals remain living in their homes or community instead of moving into a skilled nursing facility. To achieve this goal, the waiver pays for home modifications, assistive technology and personal care services that increase a disabled individual’s ability to live independently.
Personal care services must be provided by a Medicaid-certified home health agency unless there is no such service available in the individual’s geographic area. In this situation, friends, neighbors and some family members can be compensated for the personal care services they provide. However, children, spouses and parents cannot be compensated.
To avoid confusion, it should be noted that the SAIL waiver is also referred to as the State of Alabama Independent Living Waiver and there are 3 sub-programs contained within this waiver; Homebound Program, Medicaid Waiver Program and Independent Living Support Program.
There are other Alabama Medicaid programs that may be of interest including the Elderly and Disabled Waiver and the Personal Choices Program which allows individuals to direct their own care.
To avoid confusion, it should be noted that the SAIL waiver is also referred to as the State of Alabama Independent Living Waiver and there are 3 sub-programs contained within this waiver; Homebound Program, Medicaid Waiver Program and Independent Living Support Program.
There are other Alabama Medicaid programs that may be of interest including the Elderly and Disabled Waiver and the Personal Choices Program which allows individuals to direct their own care.
Qualifications for the SAIL Waiver
To be eligible for the SAIL waiver, individuals must be 18+ years old and have a disability that requires nursing home level care. However, the individual must live at home or be willing to move from a skilled nursing facility back to their home or that of a family member to receive services under this waiver. In addition, they must be financially eligible to receive Medicaid which means their income cannot be greater than 300% of the Supplemental Security Income rate which is approximately $2,000 month.
Not qualifying for Medicaid can be devastating to the comfort of an individual, their family’s finances and even their health. For these reasons, Medicaid planners exist to ensure families have the best chance of acceptance into the program. With care costing $1000’s / month, there is a strong incentive to use a Medicaid Planner. Find assistance applying for Medicaid.
Not qualifying for Medicaid can be devastating to the comfort of an individual, their family’s finances and even their health. For these reasons, Medicaid planners exist to ensure families have the best chance of acceptance into the program. With care costing $1000’s / month, there is a strong incentive to use a Medicaid Planner. Find assistance applying for Medicaid.
Benefits of the SAIL Waiver
Services provided under this waiver include the following:
-Case Management Services
-Personal Care Services
-Housekeeping Chores
-Environmental Accessibility Adaptations / Home Modifications
-Personal Emergency Response System
-Medical Supplies
-Evaluation for Assistive Technology Needs
-Major and Minor Assistive Technology and Devices
-Assistive Technology Repairs
-Personal Assistance Service
-Case Management Services
-Personal Care Services
-Housekeeping Chores
-Environmental Accessibility Adaptations / Home Modifications
-Personal Emergency Response System
-Medical Supplies
-Evaluation for Assistive Technology Needs
-Major and Minor Assistive Technology and Devices
-Assistive Technology Repairs
-Personal Assistance Service
How to Apply for the SAIL Waiver
One should contact the Alabama state Medicaid office to learn more about this waiver program and begin the application process.
Use our Eldercare Financial Resource Locator Tool to find other public and private programs that can help pay for or reduce the costs of long term care for the elderly.
