Financial Aid & Care Resources for Long Term Senior Care
Nearly all money spent on long term care, assisted living and nursing home care in the US comes from one of these three categories:
| 1. | Government Programs such as Medicaid, Veterans’ Benefits and Social Security. |
| 2. | Insurance including life, long term care, Medicare and other health insurance. |
| 3. | Personal Property such as a family’s resources, loans and their home equity. |

The website provides details on 28 different financial assistance and care options within these 3 categories. Use the links in the table below to find those that are right for you.
Alternatively many visitors find using the Eldercare Resource Locator Tool greatly simplifies the process. Answer a few quick questions, we’ll provide a customized list of options for which the care recipient is and is not eligible.
| Government | ||
| Social Security & Related | Government Assistance |
Veterans |
| Social Security |
Medicaid |
Veterans’ Health Care |
| Supplemental Security Income |
PACE Programs |
Veterans’ Pensions |
| Survivors’ Benefits |
Medicare Savings Programs |
CHAMPVA for Life |
| Government Housing |
TRICARE for Life |
|
| Cash & Counseling |
||
| Insurance | ||
| Life Insurance | Health Insurance | |
| Life Settlements |
Long Term Care Insurance |
|
| Accelerated Death Benefits |
Medicare |
|
| Death Benefit Loans |
Medigap Plans |
|
| Viatical Settlements |
Health Insurance |
|
| Personal | ||
| Loans | Home Equity | |
| Senior Care Bridge Loans |
Reverse Mortgages |
|
| Family & Friend Loans |
Rex Agreements |
|
| Equity Key Agreements |
||
| Home Equity Lines of Credit |
||
| Non-Profits and Foundations | ||
| Non-Profits | ||
| Alzheimer's Respite Care |
||
| NFCSP Respite Care |
||
