State Assistance Programs for Aging in Place Home Modifications

Page Reviewed / Updated - Apr. 2015

Overview

Approximately one-third of states have financial assistance programs, sometimes called nursing home diversion programs, whose objective is to prevent the unnecessary institutionalization of the elderly (in nursing homes paid for by Medicaid). To that end these programs will help pay for home modifications that enable elderly and disabled persons to remain living in their homes. In addition, to helping seniors pay for environmental adaptations (home modifications), some of these programs help pay for assistive technologies.

Typically the types of modifications covered by these programs include wheelchair ramps, bathroom re-models, stair-lifts, doorway widening and kitchen modifications. These programs may include grants or loans or sometimes a combination of grants and loans is provided.

 

Eligibility

Each state's program has different eligibility requirements, clicking on the program name below will take visitors to a detailed program page which discusses eligibility and benefits.  Generally speaking, there are the following types of requirements.  

  • Persons must be elderly or disabled.  
  • They must be living at home, renting a home or living in the home of a caregiver. They cannot be eligible if they reside in assisted living or a nursing home.  
  • Have annual or monthly income within the program's limits.  Some programs also consider the applicant's total financial resources (their "countable assets").

 

List of Programs

It is unfortunate that not every state offers an assistance programs and many of those which do offer assistance do so only for care services and not for home safety modifications.  However, at last review as of April 2015, there were 34 programs in 22 different states.

The following state based programs provide some level of financial assistance or services to help the elderly make home modifications to allow them to remain living in their homes.  Click on any of the program names to learn more.