Connecticut's Assisted Living Program (CHCPE Alternative Care Unit)

Page Reviewed / Updated - Feb. 2014

What is a Medicaid Waiver?
For persons with limited financial resources, Medicaid pays for nursing home care. For those who wish to live at home or in assisted living, sometimes Medicaid will pay for care in those locations if it can be obtained at a lower cost than in a nursing home. It does this through "Medicaid Waivers" which are also called Home and Community Based Services (HCBS Waivers) or Waiver Funded Services.

Waiver Description

Connecticut's Assisted Living Program is part of the Connecticut Home Care Program for Elders. However, given that care is provided in assisted living residences instead of at home, it is being included on this website as a distinct option. This financial assistance program helps low income, elderly state residents afford the cost of assisted living (non-skilled nursing, residential care).

The Assisted Living Program is actually an umbrella program which is comprised of four smaller programs that offer assisted living but in different locations and receive funding from different sources.

 

Eligibility Guidelines

 This program is unusual in that it is open to both Medicaid eligible and ineligible Connecticut residents.

The Assisted Living Program is available to all Connecticut residents who are at least 65 years of age. Program participants must require a degree of assistance to complete their activities of daily living and must be "at risk of nursing home placement" were they not to receive assistance.

The Assisted Living Program is open to both Medicaid eligible individuals and those who are not Medicaid eligible. There are different financial requirements depending on the applicant's Medicaid status.

Non-Medicaid Participants
In 2014, the program does not have an income limit, but the applicant's assets are considered. The asset limits for individuals and married couples are $35,172 and $46,896, respectively. Non-Medicaid participants may be required to pay a share of cost (or co-payment).

Medicaid Participants
To qualify, an individual must have a monthly income of less than $1,600. If married and their spouse is also seeking or receiving assistance from Medicaid, then their combined monthly income must be less than $3,200. Married couples in which only one spouse receives Medicaid are allowed higher incomes in order to ensure the non-Medicaid spouse can continue to afford to live independently.

 

Benefits and Services

As this is an umbrella program, it is difficult to clearly summarize the benefits. In some cases the program will pay the complete cost of assisted living. In other cases, the program will pay for the cost of care services in assisted living communities but not for room and board (rent and meals). A third possibility is that the program will pay for room, board and care services but the program participant will be required to make co-payments.

Typically assisted living communities provide personal care, meal services, housekeeping, laundry, recreational activities and medication oversight.

 

How to Apply / Learn More

To learn more about the Assisted Living Program, visit the Department of Social Services webpage. Contact information for persons wishing to apply for the program is available here.  Be aware that there is a finite number of participants allowed in the program and therefore waiting lists may exist.

 Free assistance is also available to help Connecticut seniors find affordable assisted living communities.  Get help here.